$449,000
PENDING

Estimated payment $2,623/month

Total Views 1,443
4 Beds
3 Baths
3,137 Sq Ft
$143 Price per Sq Ft

Highlights

  • Gated Community
  • Contemporary Architecture
  • Wood Flooring
  • Deck
  • Wooded Lot
  • High Ceiling

About This Home

*ACCEPTING OFFERS UNTIL 4:00 - 11/1/2025*
Elder Mountain - First time on market this one owner home is situated on a beautiful 2-acre private wooded lot. This home features 4 bedrooms / 3 baths and is ready for the next family to make it into their wonderful mountain retreat. Crafted with mountain stone and cedar siding, this home radiates mountain character and craftsmanship. A brick driveway leads to a secluded retreat surrounded by mature hardwoods, massive boulders, and the sounds of nature. Inside you will find a two-story living room featuring walls of glass and a mountain stone fireplace. A large kitchen with a separate breakfast room and an inviting dining room make this home ideal for both entertaining and everyday living. There are 2 bedrooms on the main level and 2 additional bedrooms on the second level perfect for guests or family. There is a large den on lower level plus plenty of storage and 2 car garage. Enjoy expansive decks on two levels, perfect for outdoor entertaining, relaxing, or simply soaking in the beauty of the natural surroundings. Located in the tranquil community that is Elder Mountain, with quite streets and friendly neighbors, enjoy a community pool & tennis court within this gated community. Access some of the best outdoor recreation in the region literally minutes away., Raccoon Mountain Reservoir, located halfway up Elder, offers world-class mountain biking and hiking trails or take a walk or road bike ride around the lake and experience panoramic mountain and valley views. Have your water toys on the Tennessee River within minutes, just 2 miles away is a boat launch into the breathtaking Tennessee River Gorge. This one-owner property is being offered ''as-is'', presenting a rare opportunity to own a private mountain retreat that combines privacy, recreation, and convenience—all within a short drive of downtown Chattanooga.

Listing Agent

Ellen Brooks

Fletcher Bright Realty License #236259 Listed on: 10/28/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,971

Year Built

  • Built in 1988

Lot Details

  • 1.91 Acre Lot
  • Lot Dimensions are 288' x 321' x 192' x 375'
  • Rock Outcropping
  • Gentle Sloping Lot
  • Wooded Lot
  • Private Yard

HOA Fees

  • $95 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Driveway

Home Design

  • Contemporary Architecture
  • Fixer Upper
  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Wood Siding
  • Stone

Interior Spaces

  • 3-Story Property
  • High Ceiling
  • Stone Fireplace
  • Great Room with Fireplace
  • Sitting Room
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Game Room with Fireplace
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Built-In Double Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on main level

Outdoor Features

  • Deck

Schools

  • Whitwell Elementary School
  • Whitwell Middle School
  • Whitwell High School

Utilities

  • Central Heating and Cooling System
  • Propane
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 125g D 002.00

Community Details

Overview

  • $500 Initiation Fee
  • Elder Mountain Subdivision

Recreation

  • Tennis Courts
  • Community Pool

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,971

Year Built

Built in 1988

Lot Details

0

HOA Fees

$95 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.91
  • Lot Size: 288' X 321' X 192' X 375'
  • Road Surface Type: Paved
  • Subdivision Name: Elder Mountain
  • Directions: From downtown Chattanooga go West on I-24, Exit Browns Ferry Road and take a right, go approximately 1/2 mile, take a left on Elder Road to top of Mountain, take a left at security guard house at top of Mountain, stay on Cumberland Road until it turns into S. Bluff Road, look for sign on the right.
  • Above Grade Finished Sq Ft: 3137.0
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 3137.0
  • New Construction: No
  • Building Stories: 3
  • Structure Type: House
  • Year Built: 1988
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 125g D 002.00
  • Location Tax and Legal Elementary School: Whitwell Elementary
  • Location Tax and Legal Middle Or Junior School2: Whitwell Middle
  • Location Tax and Legal High School: Whitwell High School
  • Location Tax and Legal:Tax Annual Amount: 1971.1
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3137.0
  • General Property Information Below Grade Finished Area: 983.1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.91
  • General Property Information Lot Size Square Feet2: 83199.6
  • General Property Information Lot Size Dimensions: 288' X 321' X 192' X 375'
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: *ACCEPTING OFFERS UNTIL 4:00 - 11/1/2025* Elder Mountain - First time on market this one owner home is situated on a beautiful 2-acre private wooded lot. This home features 4 bedrooms / 3 baths and is ready for the next family to make it into their wonderful mountain retreat. Crafted with mountain stone and cedar siding, this home radiates mountain character and craftsmanship. A brick driveway leads to a secluded retreat surrounded by mature hardwoods, massive boulders, and the sounds of nature. Inside you will find a two-story living room featuring walls of glass and a mountain stone fireplace. A large kitchen with a separate breakfast room and an inviting dining room make this home ideal for both entertaining and everyday living. There are 2 bedrooms on the main level and 2 additional bedrooms on the second level perfect for guests or family. There is a large den on lower level plus plenty of storage and 2 car garage. Enjoy expansive decks on two levels, perfect for outdoor entertaining, relaxing, or simply soaking in the beauty of the natural surroundings. Located in the tranquil community that is Elder Mountain, with quite streets and friendly neighbors, enjoy a community pool & tennis court within this gated community. Access some of the best outdoor recreation in the region literally minutes away., Raccoon Mountain Reservoir, located halfway up Elder, offers world-class mountain biking and hiking trails or take a walk or road bike ride around the lake and experience panoramic mountain and valley views. Have your water toys on the Tennessee River within minutes, just 2 miles away is a boat launch into the breathtaking Tennessee River Gorge. This one-owner property is being offered ''as-is'', presenting a rare opportunity to own a private mountain retreat that combines privacy, recreation, and convenience—all within a short drive of downtown Chattanooga.
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Roof:Shingle: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Wall Oven: Yes
  • Architectural Style:Contemporary: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 3
  • Interior Features Sitting Area: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Room Types Den: Yes
  • Room Types Den Level: Basement
  • Parking Features Kitchen Level2: Yes
  • Appliances Water Heater2: Yes
  • Structure Type:House: Yes
  • Property Condition:Fixer: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Additional Association Fees Initiation Fee Amount: 500.0
  • Laundry Features In Hall: Yes
  • Security Features Security Guard: Yes
  • General Property Information Below Grade Unfinished Area: 151.0
  • Association Amenities Gated3: Yes
  • Utilities Propane4: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Wall Oven, Water Heater, Refrigerator, Microwave, Electric Cooktop, Double Oven, Dishwasher
  • Has Basement: Full, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 983.1
  • Fireplace Features: Great Room, Stone
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Interior Amenities: High Ceilings, Separate Dining Room, Separate Shower, Sitting Area
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Double Oven: Yes
  • Community Features:Tennis Court(s): Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Fireplace Features:Great Room2: Yes
  • Community Features:Pool: Yes
  • Appliances:Electric Cooktop: Yes
  • Basement:Partially Finished: Yes
  • Fireplace Features:Stone3: Yes

Exterior Features

  • Lot Features: Gentle Sloping, Private, Rock Outcropping, Wooded
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Stone, Wood Siding
  • Exterior Features: Private Yard
  • Foundation Details: Block, Slab, See Remarks
  • Patio And Porch Features: Deck
  • Property Condition: Fixer
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Wooded: Yes
  • Construction Materials:Wood Siding: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Private: Yes
  • Lot Features:Rock Outcropping: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage Faces Side, Kitchen Level, Other
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Laundry Features: In Hall, Laundry Room, Main Level
  • Security: Security Guard
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Water Connected, Propane
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Community Features: Pool, Tennis Court(s)
  • Senior Community: No
  • Amenities: Gated
  • Association Fee: 95.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 95.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Whitwell Elementary
  • High School: Whitwell High School
  • Middle Or Junior School: Whitwell Middle

Lot Info

  • Lot Size Sq Ft: 83199.6
  • Additional Parcels: No
  • Parcel #: 125g D 002.00

Tax Info

  • Tax Annual Amount: 1971.1

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,971 $111,975 $8,850 $103,125
2023 $1,971 $111,975 $0 $0
2022 $1,971 $111,975 $8,850 $103,125
2021 $1,971 $111,975 $8,850 $103,125
2020 $2,229 $111,975 $8,850 $103,125
2019 $2,229 $102,800 $18,125 $84,675
2018 $2,229 $102,800 $18,125 $84,675
2017 $2,229 $102,800 $18,125 $84,675
2016 $2,229 $102,800 $0 $0
2015 $2,299 $102,800 $0 $0
2014 $2,299 $106,008 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/02/2025 11/02/25 Pending -- -- --
10/28/2025 10/28/25 For Sale $449,000 -- $143 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Deed -- --
Warranty Deed $17,300 --
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1523021

Greater Chattanooga REALTORS®

APN: 125G-D-002.00