NOT LISTED FOR SALE

4 Saddleback Rd Galena, IL 61036

Estimated Value: $360,000 - $573,000

3 Beds
2.5 Baths
2,546 Sq Ft
$173/Sq Ft Est. Value

Last Sold May 24, 2024

Last sale price $405,000 $159 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $2,881/month

24 Days on Market

Highlights

  • Deck
  • Whirlpool Bathtub
  • Wet Bar
  • Ranch Style House
  • Screened Porch
  • Walk-In Closet

About This Home

As of May 2024

Located on the quiet North side of Lake Galena and away from the hustle and bustle of the Eagle Ridge Inn and tourists, 4 Saddleback Road offers panoramic views overlooking rolling hills, forests, and farmland. But it’s conveniently located only 5 minutes from the Owners’ Club, Lake Galena, and the marina, and less than 10 minutes from the golf courses and Historic Downtown Galena, filled with shops, restaurants, and sights! This 3-bedroom/2.5-bathroom home features main-level living with a cozy living room with a gas-log fireplace, a spacious kitchen featuring lots of cabinets and an eat-at island, a dining area, half bathroom, and a mud room with laundry off the garage and side entrance. The large windows and glass doors offer ample sunlight and an expansive view. The main bedroom is off the living room, featuring a full bathroom with a whirlpool tub, a separate shower, and a walk-in closet. A deck and screened-in porch allow for scenic views of the countryside. Head down to the fully finished lower-level walkout, highlighted with a spacious gathering area, including a recreation area with a pool table and wet bar, and a family room opening out to the lower-level patio. Two bedrooms and a bathroom adjoin the area. All furniture and decorations included will stay with the property to be conveyed in a separate bill of sale. Amenities for owners include access to the Owner’s Club (with its indoor and outdoor pools, fitness center, gymnasium, and more), several outdoor trails, and access to Lake Galena!

Last Agent to Sell the Property

Mark Sumpter

DC Rise Real Estate License #471021332 Listed on: 03/27/2024

Co-Listed By

Camille Kilburg

Eagle Ridge Realty License #475210444

Last Buyer's Agent

NON-NWIAR Member

NorthWest Illinois Alliance of REALTORS®

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,838

Year Built

  • Built in 2006

Lot Details

  • 0.55 Acre Lot

HOA Fees

  • $113 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Shingle Roof
  • Siding
  • Cement Board or Planked

Interior Spaces

  • Wet Bar
  • Gas Fireplace
  • Window Treatments
  • Screened Porch

Kitchen

  • Built-In Oven
  • Electric Range
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Parking

  • 2 Car Garage
  • Driveway

Outdoor Features

  • Deck
  • Patio

Schools

  • Scales Mound Elementary And Middle School
  • Scales Mound High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Electric Water Heater
  • Fuel Tank
  • Septic System

Community Details

  • Association fees include pool access, water access, clubhouse, garbage
  • The community has rules related to covenants

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,838

Year Built

Built in 2006

Lot Details

0

HOA Fees

$113 per month

Listing Details

  • Interior Amenities: Bar-Wet, Ceiling Fan(s), Walk-In Closet, Whirlpool Tub, Window Treatments
  • Road Frontage: Hard Surface Road, Other
  • Type: Covenants, Panorama, Restrictions
  • Electric: Circuit Breaker
  • Additional Room 5: ScrnPorch, Dimensions: 9'6"x9'4", On Level: Main
  • Additional Room 6: MudRoom, Dimensions: 8'9"x8'1", On Level: Main
  • Appliances That Stay or Are Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Wall Oven, Washer, LP Gas Tank
  • Class: HOUSE
  • Estimated Above Grade Sq Ft: 1284
  • Estate: Yes
  • Estimated Below Grade Finished Sq Ft: 1262
  • Fee Includes: Pool Access, Water Access, Clubhouse, Garbage
  • General Features: Basement Entrance, Deck, Full Exposure, Laundry 1st Floor, L.L. Finished Space, Main Floor Primary, Patio, Porch Covered, Porch Screened
  • Hoa Fee Frequency: Yearly
  • Legal Description: THE GALENA TERRITORY THUNDER BAY UNIT 3 LOT 186 (from the tax bill)
  • Lot Acreage: 0.55
  • Lvt Date: 03/27/2024
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Stove Range Fuel: Electric
  • Style: Ranch
  • Type: House
  • Agent Only_ L A1 User Code: F_1237
  • Egress: Yes
  • Elementary School: Scales Mound
  • Estimated Total Finished Sq Ft: 2546
  • Garage Type Driveway: Asphalt, Attached
  • Hold Earnest Money Y N: Yes
  • Pertinent Facts: Located on the quiet North side of Lake Galena and away from the hustle and bustle of the Eagle Ridge Inn and tourists, 4 Saddleback Road offers panoramic views overlooking rolling hills, forests, and farmland. But it’s conveniently located only 5 minutes from the Owners’ Club, Lake Galena, and the marina, and less than 10 minutes from the golf courses and Historic Downtown Galena, filled with shops, restaurants, and sights! This 3-bedroom/2.5-bathroom home features main-level living with a cozy living room with a gas-log fireplace, a spacious kitchen featuring lots of cabinets and an eat-at island, a dining area, half bathroom, and a mud room with laundry off the garage and side entrance. The large windows and glass doors offer ample sunlight and an expansive view. The main bedroom is off the living room, featuring a full bathroom with a whirlpool tub, a separate shower, and a walk-in closet. A deck and screened-in porch allow for scenic views of the countryside. Head down to the fully finished lower-level walkout, highlighted with a spacious gathering area, including a recreation area with a pool table and wet bar, and a family room opening out to the lower-level patio. Two bedrooms and a bathroom adjoin the area. All furniture and decorations included will stay with the property to be conveyed in a separate bill of sale. Amenities for owners include access to the Owner’s Club (with its indoor and outdoor pools, fitness center, gymnasium, and more), several outdoor trails, and access to Lake Galena!
  • Rental License: No
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 1284
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Basement Type: Full
  • Master Bedroom: Dimensions: 20'x11', On Level: Main
  • Fireplace Type: Gas
  • Basement: Basement Entrance, Full Exposure, Finished
  • Bedroom 2: Dimensions: 10'10"x11'5", On Level: Lower
  • Bedroom 3: Dimensions: 11'5"x11'3", On Level: Lower
  • Dining Room: Yes, On Level: Main, Dimensions: 10'9"x7'10"
  • Family Room: Yes, On Level: Lower, Dimensions: 26'6"x11'"
  • Fireplace: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Living Room: Yes, On Level: Main, Dimensions: 15'5"x14'7"
  • Number Of Fireplaces: 1
  • Recreation Room: Yes, On Level: Lower, Dimensions: 15'8"x15'4"
  • Total Bathrooms: 2.5
  • Basement: Yes

Exterior Features

  • Exterior: Siding, Cement Board
  • Roof: Shingle

Garage/Parking

  • Garage: 2

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Propane
  • Sewer: Septic
  • Water: City/Community
  • Water Heater: Electric

Condo/Co-op/Association

  • HOA Fees: 1360

Building Info

  • Year Built: 2006

Tax Info

  • Year: 2022
  • Taxes: 4838

MLS Schools

  • HighSchool: Scales Mound
  • School District: Scales Mound
  • Middle School: Scales Mound

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2024
Closed on
May 20, 2024
Sold by
Cox Michael R
Bought by
Torraco Robert
Seller's Agent
Mark Sumpter
DC Rise Real Estate
Buyer's Agent
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
List Price
$435,000
Sold Price
$405,000
Premium/Discount to List
-$30,000
-6.9%
Views
91
Current Estimated Value
$440,773

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,773
Avg. Annual Appreciation
5.26%
Original Mortgage
$303,750
Outstanding Balance
$291,579
Interest Rate
0.71%
Mortgage Type
Construction
Estimated Equity
$149,194

Purchase Details

Closed on
Mar 11, 2008
Bought by
Cox Thomas R Te
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Torraco Robert $405,000 Attorney Only
Cox Thomas R Te $237,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Torraco Robert $303,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/24/2024 05/24/24 Sold $405,000 -4.7% $159 / Sq Ft
04/20/2024 04/20/24 Pending -- -- --
04/12/2024 04/12/24 Price Changed $425,000 -2.3% $167 / Sq Ft
03/27/2024 03/27/24 For Sale $435,000 -- $171 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,829 $110,083 $1,325 $108,758
2023 $5,557 $96,210 $1,158 $95,052
2022 $5,557 $71,798 $864 $70,934
2021 $4,559 $66,584 $801 $65,783
2020 $4,549 $65,043 $724 $64,319
2019 $4,463 $63,956 $712 $63,244
2018 $4,432 $64,740 $721 $64,019
2017 $4,401 $64,740 $721 $64,019
2016 $4,357 $65,017 $3,759 $61,258
2015 $4,304 $65,017 $3,759 $61,258
2014 $4,397 $69,333 $4,008 $65,325
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202401317

NorthWest Illinois Alliance of REALTORS®

APN: 08-203-186-00