$395,000
UNDER CONTRACT $30K PRICE DROP

4 Xebec Rd Palmyra, VA 22963

Estimated payment $2,416/month

Total Views 9,227
4 Beds
2.5 Baths
2,466 Sq Ft
$160 Price per Sq Ft

Highlights

  • Views of Trees
  • Screened Porch
  • Eat-In Kitchen
  • Hydromassage or Jetted Bathtub
  • Skylights
  • Double Vanity

About This Home

JUST LISTED!! This is a lovely colonial home featuring tons of space to spread around! 4 bedrooms, a huge bonus room room, a fully fenced-in level yard with wooded privacy, a screened porch perfect for evening dinners, covered front porch with swing, and large deck that runs almost the entire length of the home. Get cozy next to the woodburning fireplace with a gorgeous floor-to-ceiling stone fireplace. Plenty of versatile space in both the living room and family room. A spacious kitchen with island, gas cooking, lazy susan, eat-in area, and adjacent formal dining room. Main level laundry with shelving and deep pantry room. Primary bedroom with walk-in closet, brand new tile floors, double vanity, large tub, linen closet and brand new solid hardwood floors. Solid hardwood floors, new carpet and new luxury vinyl plank and natural wood trim. Bonus room with additional storage in the eaves with mini split (2023). New architectural shingle roof less than 5 years. Dual zone HVAC system (2020/2018). Large garage perfect for workshop featuring mini split (2023), storage and pedestrian door. This is an excellent opportunity. Located within close proximity to Beach 4, Monish Gate, Turkeysag Gate and the Fishing Pond.

Listing Agent

THE GUNNELS GROUP

LONG & FOSTER - LAKE MONTICELLO License #0225265900 Listed on: 09/20/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,775

Year Built

  • Built in 1996

Lot Details

  • 0.34 Acre Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $122 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Front Facing Garage

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,466 Sq Ft Home
  • 2-Story Property
  • Skylights
  • Wood Burning Fireplace
  • Low Emissivity Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Casement Windows
  • Window Screens
  • Entrance Foyer
  • Screened Porch
  • Views of Trees
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Range
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Hydromassage or Jetted Bathtub

Outdoor Features

  • Shed

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A-8-396

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,775

Year Built

Built in 1996

Lot Details

0

HOA Fees

$122 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A-8-396
  • Property Sub Type: Detached
  • LotSizeAcres: 0.34
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 2466.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Active
  • Special Features: UnderContract

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Range, Refrigerator
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: One, Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Double Vanity, Jetted Tub, Skylights, Walk-In Closet(s), Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Kitchen Island
  • Living Area: 2466.0
  • Main Level Bathrooms: 1
  • Stories: 2
  • Window Features: Casement Window(s), Insulated Windows, Low-Emissivity Windows, Screens, Vinyl, Skylight(s)

Exterior Features

  • Roof: Architectural
  • View: Residential, Trees/Woods
  • Disclosures: First Right of Refusal, Seller Disclosure
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Front Porch, Porch, Screened

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Faces Front, Garage, Gravel

Utilities

  • Heating: Electric, Heat Pump
  • Utilities: Cable Available, Fiber Optic Available
  • Sewer: Public Sewer
  • Electric: Underground
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 122.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped, Level, Native Plants, Private, Wooded
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 1996

Tax Info

  • Year: 2024
  • Tax Annual Amount: 2775.25

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,776 $370,100 $30,000 $340,100
2024 $26 $304,500 $30,000 $274,500
2023 $2,570 $304,500 $30,000 $274,500
2022 $2,274 $261,400 $27,500 $233,900
2021 $2,274 $261,400 $27,500 $233,900
2020 $2,247 $242,900 $27,500 $215,400
2019 $2,247 $242,900 $27,500 $215,400
2018 $2,105 $232,100 $27,500 $204,600
2017 $2,105 $232,100 $27,500 $204,600
2016 $2,081 $226,900 $27,500 $199,400
2015 $1,947 $226,900 $27,500 $199,400
2014 $1,947 $221,200 $27,500 $193,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/06/2025 11/06/25 Price Changed $395,000 -7.1% $160 / Sq Ft
09/20/2025 09/20/25 For Sale $425,000 -- $172 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

Date Type Sale Price Title Company
Deed $206,000 --
Warranty Deed $257,500 Southern Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $206,000 New Conventional
Source: Public Records

Source: Charlottesville area Association of Realtors®

MLS Number: 669267

Charlottesville area Association of Realtors®

APN: 18A-8-396