NOT LISTED FOR SALE

40 Clarke Rd Topping, VA 23169

Estimated Value: $595,020 - $806,000

2 Beds
3 Baths
1,650 Sq Ft
$405/Sq Ft Est. Value

Last Sold July 29, 2021

Last sale price $470,000 $285 Per Sq Ft

Est. 42% increase in value since last sale

Current estimated payment $3,916/month

22 Days on Market

Highlights

  • River Front
  • Cooling Available
  • 1-Story Property
  • 2 Fireplaces
  • Heating System Uses Oil

About This Home

As of July 2021

Rappahannock riverfront house offers incredible views and great waterway access. Situated in Montego Bay at the mouth of Mill Creek this eloquent rancher built in 2002 is a great place to call your own at the Rivah! The main house built by renowned local builder, John England, features 9' ceilings, abundant trim carpentry and an efficient floor plan. The main bedroom provides views of the river, direct access to a screened in porch, ensuite bathroom and a spacious walk in closet with celestial windows. A 2nd bedroom and full bathroom are also located in the main house. The guest house offers an open and spacious studio apartment layout for your guests/family complete with a full bathroom and kitchen. Other amenities found at main house include 2 gas fireplaces, pantry, whole home generator, gas stove, outdoor shower, screened in porch, ceiling fans, and more. Exterior amenities include storage shed with electrical and the dock with boat lift. The community beach is just on other side of neighbor.

Last Agent to Sell the Property

Ned Rennolds

Virginia Capital Realty License #0225214844 Listed on: 06/01/2021

Virginia Capital Realty

Last Buyer's Agent

Stephanie Hammond Caperton

The Steele Group License #0225200783

The Steele Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,537

Year Built

  • Built in 2002

Lot Details

  • 0.56 Acre Lot
  • River Front
  • Zoning described as LDR

Home Design

  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,650 Sq Ft Home
  • 1-Story Property
  • 2 Fireplaces
  • Gas Fireplace

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • River Access

Schools

  • Middlesex Elementary School
  • Saint Clare Walker Middle School
  • Middlesex High School

Utilities

  • Cooling Available
  • Heating System Uses Oil
  • Heating System Uses Propane
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank

Community Details

  • Montego Bay Subdivision

Listing and Financial Details

  • Assessor Parcel Number 30-7-8C

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,537

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2002
  • Property Attached Yn: No
  • Lot Size Acres: 0.56
  • Water Body Name: Mill Creek
  • Ownership: Individuals
  • Subdivision Name: Montego Bay
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Owner
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Water Heater
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplace Features: Gas
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 1650.0
  • Stories: 1
  • ResoLivingAreaSource: Owner

Exterior Features

  • Roof: Composition
  • Pool Features: None
  • Waterfront Features: River Front, River Access, Water Access
  • Waterfront: Yes
  • Construction Type: Frame, Vinyl Siding
  • Property Condition: Resale

Utilities

  • Heating: Electric, Heat Pump, Propane, Oil
  • Cooling: Heat Pump
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Saint Clare Walker

Lot Info

  • Parcel Number: 30-7-8C
  • Zoning Description: LDR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 2537.0

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2021
Closed on
Jul 22, 2021
Sold by
Phipps Robert S and Phipps Barbee G
Bought by
Vrooman Rachel Stinson
Seller's Agent
Ned Rennolds
Virginia Capital Realty
Buyer's Agent
Stephanie Hammond Caperton
The Steele Group
List Price
$499,999
Sold Price
$470,000
Premium/Discount to List
-$29,999
-6%
Current Estimated Value
$668,005

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$198,005
Avg. Annual Appreciation
8.86%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vrooman Rachel Stinson $470,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Phipps Robert S $112,263
Previous Owner Phipps Robert S $440,000
Previous Owner Phipps Robert S $203,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2021 07/29/21 Sold $470,000 -6.0% $285 / Sq Ft
06/23/2021 06/23/21 Pending -- -- --
06/01/2021 06/01/21 For Sale $499,999 -- $303 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,718 $445,600 $207,000 $238,600
2023 $2,718 $445,600 $207,000 $238,600
2022 $2,718 $445,600 $207,000 $238,600
2021 $2,537 $409,200 $202,500 $206,700
2020 $2,537 $409,200 $202,500 $206,700
2019 $2,537 $409,200 $202,500 $206,700
2018 $2,292 $409,200 $202,500 $206,700
2017 $2,292 $409,200 $202,500 $206,700
2016 $2,172 $409,800 $201,000 $208,800
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Ned Rennolds

    Seller's Agent in 2021

    Ned Rennolds

    Virginia Capital Realty

    (804) 310-8277

    53 Total Sales

    Ned Rennolds
    Section Image
See All Agents

Map

Source: Central Virginia Regional MLS

MLS Number: 2115308

Central Virginia Regional MLS

APN: 30-7-8C

Virginia Middlesex County Topping 23169

40 Clarke Rd, Topping, VA

This home is located at 40 Clarke Rd, Topping, VA 23169 since 01 June 2021 and is currently estimated at $668,005, approximately $404 per square foot. This property was built in 2002. 40 Clarke Rd is a home located in Middlesex County with nearby schools including Middlesex Elementary School, St. Clare Walker Middle School, and Middlesex High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

Nearby Homes