$3,875,000
$5K PRICE INCREASE

40 County Highway 46 Saranac Lake, NY 12983

Estimated payment $22,634/month

Total Views 635
6 Beds
6 Baths
3,147 Sq Ft
$1,231 Price per Sq Ft

Highlights

  • Popular Property
  • Access To Lake
  • Tennis Courts
  • Docks
  • Boat Slip
  • Lake View

About This Home

Back Bay Camp, a timeless retreat nestled along the picturesque shores of Upper Saranac Lake, where the charm of the early 1920s meets modern luxury living. This waterfront camp is a rare gem, boasting 340 feet of pristine frontage, with a truly captivating view of the distant mountains and Tommy's Rock. The centerpiece of this property is the magnificent two-story boathouse, featuring a covered porch, breathtaking floor-to-ceiling fireplace and half bath.

Imagine waking up to the soothing sounds of the lake and enjoying evenings by the crackling fire in your own private waterfront sanctuary. The main residence exudes classic Adirondack charm and has undergone recent renovations with high-end finishes throughout including 4 fireplaces. With a total of 6 bedrooms and 4.5 baths, this home offers plenty of space for entertaining guests. Unwind on the expansive deck while taking in the mesmerizing lake views.

This property has it all, including a clay tennis/pickle ball court for friendly matches, a sandy beach bottom for lakeside fun, a 3-car garage for storage, and an outdoor grilling area for al fresco dining. A children's playground adds to the appeal, providing hours of fun for the little ones. The camp has been meticulously updated, boasting a new roof, first floor air-conditioning, septic system, mechanicals, and electrical improvements. Most recently, the bonus cabin has be renovated, tennis court side pavilion was rejuvenated, dock and stairs replaced, upstairs windows replaced and new gutter drainage.
Conveniently located, this property provides easy access to the Saranac Inn Golf Course, the state marina for all your boating needs, the Adirondack Region Airport, and endless paddling adventures on the interconnected lake chains and surrounding lakes. Don't let this exceptional opportunity slip through your fingers. Whether you seek a serene retreat, a family getaway, or a unique investment, this early 1920s waterfront camp on Upper Saranac is a must

Listing Agent

Jonathan Gorgas

Merrill L. Thomas, Inc. License #10401292481 Listed on: 08/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,253

Year Built

  • Built in 1920 | Remodeled

Lot Details

  • 1.77 Acre Lot
  • Waterfront
  • Property fronts a county road
  • Rectangular Lot
  • Few Trees

Parking

  • 1 Car Garage
  • 5 Open Parking Spaces

Property Views

  • Lake
  • Mountain

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Shingle Roof
  • Shingle Siding

Interior Spaces

  • 3,147 Sq Ft Home
  • 2-Story Property
  • Bar Fridge
  • Ceiling Fan
  • Dining Room with Fireplace
  • 6 Fireplaces
  • Unfinished Basement
  • Partial Basement

Kitchen

  • Gas Range
  • Dishwasher
  • Wine Cooler
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Fireplace in Bedroom

Laundry

  • Laundry in Bathroom
  • Stacked Washer and Dryer

Outdoor Features

  • Access To Lake
  • Boat Slip
  • Docks
  • Tennis Courts
  • Outdoor Kitchen
  • Fire Pit
  • Exterior Lighting
  • Outdoor Storage
  • Outdoor Grill
  • Playground
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Propane
  • Well
  • Septic Tank
  • Internet Available

Community Details

  • Building Fire Alarm

Listing and Financial Details

  • Assessor Parcel Number 442.2-5-15.100

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,253

Year Built

Built in 1920 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Lakefront
  • Horses: No
  • Lot Size Acres: 1.77
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Water Body Name: Upper Saranac Lake
  • Directions: Coming from Lake Clear, bear left on County Route 46. Property is a quarter mile past the boat launch on the left.
  • Above Grade Finished Sq Ft: 3147.0
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Structure Type: House
  • Year Built: 1920
  • Financial Details School Taxes: 10952.94
  • Appliances Refrigerators: Yes
  • School Taxes Description: Actual
  • General Property Information Senior Community YN: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Bar Fridge, Dishwasher, Gas Range, Refrigerator, Washer/Dryer Stacked, Wine Cooler
  • Other Equipment: Generator
  • Has Basement: Partial, Unfinished
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bedrooms: 6
  • Fireplace Features: Bedroom, Dining Room, Living Room, Outside
  • Fireplaces: 6
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Kitchen Island
  • Living Area: 3147.0
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 1
  • Stories: 2
  • Appliances Dishwasher: Yes
  • Fireplace Features:Living Room: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Gas Range: Yes
  • Basement:Unfinished: Yes
  • Basement:Partial: Yes
  • Fireplace Features:Bedroom: Yes
  • Appliances:Bar Fridge: Yes
  • Appliances:Wine Cooler: Yes
  • Fireplace Features:Outside: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Few Trees, Rectangular Lot, Waterfront
  • View: Lake, Mountain(s)
  • Waterfront Features: Waterfront
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Shingle Siding
  • Exterior Features: Boat Slip, Dock, Fire Pit, Lake Access Steps, Lighting, Outdoor Grill, Outdoor Kitchen, Playground, Storage, Tennis Court(s)
  • Foundation Details: Stone
  • Other Structures: Garage(s), Gazebo, Shed(s), Tennis Court(s)
  • Patio And Porch Features: Front Porch, Side Porch
  • Property Condition: Updated/Remodeled
  • Roof: Shingle, Synthetic
  • Lot Features:Few Trees: Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Lighting: Yes
  • Exterior Features:Storage2: Yes
  • Exterior Features:Tennis Court(s)2: Yes
  • Exterior Features:Lake Access Steps: Yes
  • Construction Materials:Shingle Siding: Yes
  • Exterior Features:Outdoor Grill: Yes
  • Lot Features:Rectangular Lot: Yes
  • Exterior Features:Playground2: Yes
  • Exterior Features:Outdoor Kitchen: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Open Parking Spaces: 5.0
  • Open Parking: Yes
  • Total Parking Spaces: 6.0

Utilities

  • Laundry Features: In Bathroom
  • Security: Fire Alarm
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Internet Connected, Propane
  • Water Source: Well
  • Heating:Electric4: Yes
  • Sewer Septic Tank: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Pets Allowed: Yes

Schools

  • Junior High Dist: Saranac Lake

Lot Info

  • Lot Size Sq Ft: 77101.2
  • Parcel #: 442.2-5-15.100

Rental Info

  • Lease Term: ["Short Term Lease"]

Tax Info

  • Tax Annual Amount: 18253.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $18,321 $1,000,200 $581,100 $419,100
2023 $18,406 $1,000,200 $581,100 $419,100
2022 $17,827 $1,000,200 $581,100 $419,100
2021 $17,526 $1,000,200 $581,100 $419,100
2020 $29,362 $1,000,200 $581,100 $419,100
2019 $28,382 $1,000,200 $581,100 $419,100
2018 $17,567 $1,000,200 $581,100 $419,100
2017 $16,890 $1,000,200 $581,100 $419,100
2016 $16,900 $1,000,200 $581,100 $419,100
2015 -- $1,000,200 $581,100 $419,100
2014 -- $1,000,200 $581,100 $419,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/17/2025 08/17/25 For Sale $3,870,000 -- $1,230 / Sq Ft
Source: Adirondack-Champlain Valley MLS

Purchase History

Date Type Sale Price Title Company
Deed $1,997,000 John Wilkins
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,100,000 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

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Source: Adirondack-Champlain Valley MLS

MLS Number: 205530

APN: 165200-442-002-0005-015-100-0000

New York Franklin County Saranac Lake 12983

40 County Highway 46, Saranac Lake, NY

This home is located at 40 County Highway 46, Saranac Lake, NY 12983 and is currently priced at $3,875,000, approximately $1,231 per square foot. This property was built in 1920. 40 County Highway 46 is a home located in Franklin County with nearby schools including Saranac Lake Senior High School.

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Jonathan Gorgas
Listing Agent
Jonathan Gorgas
Section Image
Merrill L. Thomas, Inc.
(518) 252-7922