40 Cross St Westerly, RI 02891
Estimated payment $2,356/month
Highlights
- Golf Course Community
- Recreation Facilities
- Tankless Water Heater
- Wood Flooring
- 2 Car Detached Garage
- Bungalow
About This Home
This adorable and low maintenance home is the perfect starter home or downsizer and is located just minutes to the beautiful RI beaches and just a short walk to downtown Westerly. Elegantly landscaped with a welcoming front porch, this home boasts 2 bedrooms on the second level and an additional multi-functional room on the first level. With rich hardwood floors throughout and beautifully updated kitchen and baths, it's the perfect blend of classic character with modern upgrades! Contingent upon closing of Buyer's new home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,950
Year Built
- Built in 1890
Home Design
- Bungalow
- Block Foundation
Interior Spaces
- 1,000 Sq Ft Home
- 2-Story Property
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
Parking
- 2 Car Detached Garage
- No Garage
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Gas
- 100 Amp Service
- Tankless Water Heater
- Gas Water Heater
Additional Features
- 4,356 Sq Ft Lot
- Property near a hospital
Listing and Financial Details
- Tax Lot 197
- Assessor Parcel Number 40CROSSSTWEST
Community Details
Amenities
- Shops
- Restaurant
Recreation
- Golf Course Community
- Recreation Facilities
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,691 | $345,900 | $136,200 | $209,700 |
| 2024 | $2,950 | $282,300 | $97,300 | $185,000 |
| 2023 | $2,868 | $282,300 | $97,300 | $185,000 |
| 2022 | $2,851 | $282,300 | $97,300 | $185,000 |
| 2021 | $2,834 | $235,000 | $84,600 | $150,400 |
| 2020 | $2,785 | $235,000 | $84,600 | $150,400 |
| 2019 | $2,759 | $235,000 | $84,600 | $150,400 |
| 2018 | $2,629 | $212,900 | $84,600 | $128,300 |
| 2017 | $2,555 | $212,900 | $84,600 | $128,300 |
| 2016 | $2,555 | $212,900 | $84,600 | $128,300 |
| 2015 | $2,051 | $182,600 | $86,400 | $96,200 |
| 2014 | $1,804 | $163,300 | $86,400 | $76,900 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/05/2025 09/05/25 | Pending | -- | -- | -- | |
| 08/30/2025 08/30/25 | For Sale | $399,000 | +86.0% | $399 / Sq Ft | |
| 12/01/2015 12/01/15 | Sold | $214,500 | -11.4% | $180 / Sq Ft | View Prior Sale |
| 11/01/2015 11/01/15 | Pending | -- | -- | -- | |
| 07/17/2015 07/17/15 | For Sale | $242,000 | -- | $204 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $214,500 | -- | |
| Deed | $147,000 | -- | |
| Warranty Deed | $80,000 | -- | |
| Warranty Deed | $83,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $197,275 | No Value Available | |
| Previous Owner | $40,000 | No Value Available | |
| Previous Owner | $110,950 | No Value Available | |
| Previous Owner | $20,000 | No Value Available | |
| Previous Owner | $124,500 | No Value Available |
Source: State-Wide MLS
MLS Number: 1393863
APN: WEST-000077-000049
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