$399,000

40 Cross St Westerly, RI 02891

Estimated payment $2,416/month

Total Views 3,215
2 Beds
1.5 Baths
1,000 Sq Ft
$399 Price per Sq Ft

Highlights

  • Hot Property
  • Wood Flooring
  • 2 Car Detached Garage
  • Golf Course Community
  • Recreation Facilities
  • Tankless Water Heater

About This Home

This adorable and low maintenance home is the perfect starter home or downsizer and is located just minutes to the beautiful RI beaches and just a short walk to downtown Westerly. Elegantly landscaped with a welcoming front porch, this home boasts 2 bedrooms on the second level and an additional multi-functional room on the first level. With rich hardwood floors throughout and beautifully updated kitchen and baths, it's the perfect blend of classic character with modern upgrades! Contingent upon closing of Buyer's new home.

Listing Agent

Karen Hanson

Stonington Realty License #REB.0018404 Listed on: 08/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,950

Year Built

  • Built in 1890

Home Design

  • Bungalow
  • Block Foundation

Interior Spaces

  • 1,000 Sq Ft Home
  • 2-Story Property

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Parking

  • 2 Car Detached Garage
  • No Garage

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Gas
  • 100 Amp Service
  • Tankless Water Heater
  • Gas Water Heater

Additional Features

  • 4,356 Sq Ft Lot
  • Property near a hospital

Listing and Financial Details

  • Tax Lot 197
  • Assessor Parcel Number 40CROSSSTWEST

Community Details

Amenities

  • Shops
  • Restaurant

Recreation

  • Golf Course Community
  • Recreation Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,950

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.1
  • Above Grade Finished Sq Ft: 1000.0
  • Architectural Style: Bungalow
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1890
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Gas Water Heater, Tankless Water Heater
  • Has Basement: None
  • Basement YN: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Ceramic Tile, Hardwood
  • Living Area: 1000.0
  • Stories: 2

Exterior Features

  • Construction Type: Other
  • Foundation Details: Block

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Garage, No Garage
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air, Gas
  • Heating Yn: Yes
  • Electric: 100 Amp Service
  • Sewer: Connected
  • Utilities: Sewer Connected
  • Water Source: Connected

Condo/Co-op/Association

  • Community Features: Golf, Near Hospital, Near Schools, Recreation Area, Restaurant, Shopping
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 4356.0
  • Parcel #: 40CROSSSTWEST

Tax Info

  • Tax Annual Amount: 2950.0
  • Tax Lot: 197
  • Tax Map Number: 466
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,950 $282,300 $97,300 $185,000
2023 $2,868 $282,300 $97,300 $185,000
2022 $2,851 $282,300 $97,300 $185,000
2021 $2,834 $235,000 $84,600 $150,400
2020 $2,785 $235,000 $84,600 $150,400
2019 $2,759 $235,000 $84,600 $150,400
2018 $2,629 $212,900 $84,600 $128,300
2017 $2,555 $212,900 $84,600 $128,300
2016 $2,555 $212,900 $84,600 $128,300
2015 $2,051 $182,600 $86,400 $96,200
2014 $1,804 $163,300 $86,400 $76,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/30/2025 08/30/25 For Sale $399,000 +86.0% $399 / Sq Ft
12/01/2015 12/01/15 Sold $214,500 -11.4% $180 / Sq Ft
11/01/2015 11/01/15 Pending -- -- --
07/17/2015 07/17/15 For Sale $242,000 -- $204 / Sq Ft
Source: State-Wide MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $214,500 --
Deed $147,000 --
Warranty Deed $80,000 --
Warranty Deed $83,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $197,275 No Value Available
Previous Owner $40,000 No Value Available
Previous Owner $110,950 No Value Available
Previous Owner $20,000 No Value Available
Previous Owner $124,500 No Value Available
Source: Public Records

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Source: State-Wide MLS

MLS Number: 1393863

State-Wide MLS

APN: WEST-000077-000049