NOT LISTED FOR SALE

40 Middle Creek Rd Signal Mountain, TN 37377

Estimated Value: $854,000 - $1,097,000

5 Beds
5 Baths
5,810 Sq Ft
$172/Sq Ft Est. Value

Last Sold March 06, 2020

Last sale price $615,200 $106 Per Sq Ft

Est. 62% increase in value since last sale

Current estimated payment $5,868/month

15 Days on Market

Highlights

  • Deck
  • Living Room with Fireplace
  • No HOA
  • Nolan Elementary School Rated A-
  • Wood Flooring
  • Double Oven

About This Home

As of March 2020

This house has everything a family would want! 5 large bedrooms with 3 full and 2 half baths. The amazing supersized gourmet kitchen features 3 Bosch ovens, a Wolf range stove with a double griddle and 2 sinks. The HUGE granite island is perfect for entertaining a large crowd. The lot is over 1 acre with a private backyard and flowing creek. There is a lifetime AFS warranty for the finished basement and foundation, plus the HVAC has been maintained and recently serviced. The large master on main has spacious closet and another room perfect for storage, crafts or an additional office. Super high ceilings, large bedrooms, 2 fireplaces, finished walk in basement, brand new deck, little kid nooks in 2 bedrooms, cathedral ceilings..the list goes on! Schedule an appointment with CSS toda

Last Agent to Sell the Property

Mary Dudley McLean

Real Estate Partners Chattanooga, LLC License #330589 Listed on: 11/20/2019

Real Estate Partners Chattanooga, LLC

Co-Listed By

Kacey Smith

Real Estate Partners Chattanooga, LLC License #337959

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,654

Year Built

  • Built in 1988

Lot Details

  • 1.37 Acre Lot
  • Lot Dimensions are 173.52x345
  • Level Lot

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Stone Siding

Interior Spaces

  • 5,810 Sq Ft Home
  • Property has 3 Levels
  • Gas Fireplace
  • ENERGY STAR Qualified Windows
  • Living Room with Fireplace
  • 2 Fireplaces
  • Den with Fireplace
  • Fire and Smoke Detector
  • Finished Basement

Kitchen

  • Double Oven
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck
  • Patio

Schools

  • Nolan Elementary School
  • Signal Mountain Middle/High School

Utilities

  • Dehumidifier
  • Central Heating
  • Heating System Uses Natural Gas
  • Septic Tank

Community Details

  • No Home Owners Association
  • Hidden Brook Addn Subdivision

Listing and Financial Details

  • Assessor Parcel Number 097E B 001.03

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,654

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1988
  • Unit Levels: Three Or More
  • Building Stories: 3
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Owner
  • Special Features: None
  • Stories: 3

Interior Features

  • Interior Amenities: High Ceilings, Open Floorplan, Walk-In Closet(s), Dehumidifier, Primary Bedroom Main Floor
  • Appliances: Refrigerator, Microwave, Disposal, Dishwasher, Double Oven, Electric Oven
  • Fireplace Features: Living Room, Den, Gas, Great Room, Family Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Flooring: Carpet, Finished Wood
  • Total Bedrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Has Basement: Finished
  • Building Area Units: Square Feet
  • Living Area: 5810
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Owner

Exterior Features

  • Exterior Features: Garage Door Opener
  • Construction Type: Stone, Other
  • Patio And Porch Features: Deck, Patio
  • Pool Private: No
  • Roof: Other
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Attached - Side
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Level, Other
  • Lot Size Acres: 1.37
  • Lot Size: 173.52X345
  • Lot Size Units: Acres
  • Parcel #: 097E B 001.03
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 5654

MLS Schools

  • Elementary School: Nolan Elementary School
  • High School: Signal Mountain Middle/High School
  • Middle Or Junior School: Signal Mountain Middle/High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 20, 2019
Closed on
Mar 6, 2020
Sold by
Speek Amy Acocelli
Bought by
Hardy Paul D and Hardy Karen S
Seller's Agent
Mary Dudley McLean
Real Estate Partners Chattanooga, LLC
List Price
$629,000
Sold Price
$615,200
Premium/Discount to List
-$13,800
-2.19%
Total Days on Market
15
Current Estimated Value
$999,388

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$384,188
Avg. Annual Appreciation
9.64%
Original Mortgage
$584,400
Outstanding Balance
$524,185
Interest Rate
3.62%
Mortgage Type
New Conventional
Estimated Equity
$475,203

Purchase Details

Closed on
Jun 8, 2011
Sold by
Ashpole Kevin W and Ashpole Xochitl J
Bought by
Speek Amy Acocelli

Purchase Details

Closed on
Nov 22, 2002
Sold by
Smith Terri G and Smith Charles G
Bought by
Ashpole Kevin W and Atkinson Xochitl J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
6.15%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hardy Paul D $615,200 Cumberland Ttl & Guaranty Co
Speek Amy Acocelli $410,000 None Available
Ashpole Kevin W $350,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hardy Paul D $305,000
Open Hardy Paul D $584,400
Previous Owner Speek Amy Acocelli $155,000
Previous Owner Speek Amy A $110,000
Previous Owner Ashpole Kevin W $280,000
Previous Owner Smith Charles G $249,623
Previous Owner Smith Charles G $33,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/06/2020 03/06/20 Sold $615,200 -2.2% $106 / Sq Ft
12/05/2019 12/05/19 Pending -- -- --
11/20/2019 11/20/19 For Sale $629,000 -- $108 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,405 $152,175 $0 $0
2023 $3,405 $152,175 $0 $0
2022 $3,405 $152,175 $0 $0
2021 $3,405 $152,175 $0 $0
2020 $3,609 $130,525 $0 $0
2019 $3,609 $130,525 $0 $0
2018 $3,609 $130,525 $0 $0
2017 $3,609 $130,525 $0 $0
2016 $3,374 $0 $0 $0
2015 $3,374 $122,000 $0 $0
2014 $3,374 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2020

    Mary Dudley McLean

    Real Estate Partners Chattanooga, LLC

    15 in this area

    51 Total Sales

    Mary Dudley McLean
    Section Image

  • K

    Seller Co-Listing Agent in 2020

    Kacey Smith

    Real Estate Partners Chattanooga, LLC

    (678) 428-0302

    13 in this area

    39 Total Sales

    Kacey Smith
    Section Image
See All Agents

Map

Source: Realtracs

MLS Number: 2724708

Realtracs

APN: 097E-B-001.03

Tennessee Hamilton County Signal Mountain 37377

40 Middle Creek Rd, Signal Mountain, TN

This home is located at 40 Middle Creek Rd, Signal Mountain, TN 37377 since 20 November 2019 and is currently estimated at $999,388, approximately $172 per square foot. This property was built in 1988. 40 Middle Creek Rd is a home located in Hamilton County with nearby schools including Nolan Elementary School and Signal Mountain Middle/High School.

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