NOT LISTED FOR SALE

40 Neptune Dr Joppa, MD 21085

Joppa Area

Estimated Value: $658,000 - $819,000

4 Beds
3 Baths
2,700 Sq Ft
$272/Sq Ft Est. Value

Sale Details

Date Sold: May 5, 2023

Last sale price $665,000 $246 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $4,376 / mo

7 Days on Market

Highlights

  • 86 Feet of Waterfront
  • Parking available for a boat
  • Spa
  • 2 Dock Slips
  • Access to Tidal Water
  • Fishing Allowed

About This Home

As of May 2023

This gorgeous one of a kind Waterfront Rancher located on Rumsey Island has it all, so many extras and up grades thru out.....2 Master Bedrooms suites with full baths and 1 with waterview .Remodeled Kitchen with quartz countertops has plenty of cabinets and large window that gives you so much sunlight....in addition to a year around sun room with cathedral ceilings and sky lights. beautiful Pavilions and salt water hot tub. Private pier with 10klb Boat lift and 2 Jetski lifts ( no flood insurance required). This property has one of the larger lots on Rumsey Island with 86 ft of water frontage....Garage has Heat and AC plus large ,skylights and pellet stove can be converted to gas.Must see to appreciate.... so many more amenities than listed

Last Agent to Sell the Property

Margaret Steen

(410) 679-8336 msteen@steenproperties.com Steen Properties License #93185 Listed on: 03/27/2023

Last Buyer's Agent

Dennis Thomas

(443) 901-2200 james@thewhomegroup.com Next Step Realty

Next Step Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,768

Year Built

  • Built in 1966

Lot Details

  • 18,589 Sq Ft Lot
  • 86 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Property is Fully Fenced
  • Landscaped
  • Property is in excellent condition
  • Property is zoned R3

Parking

  • 1 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener
  • On-Street Parking
  • Parking available for a boat

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 2,700 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 1 Fireplace
  • Sliding Windows
  • French Doors
  • Sliding Doors
  • Six Panel Doors
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Canal Views
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Spa
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Property is near a canal
  • Personal Watercraft
  • Mooring
  • Rip-Rap
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Patio
  • Exterior Lighting
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Pellet Stove burns compressed wood to generate heat
  • Vented Exhaust Fan
  • Natural Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 12
  • Assessor Parcel Number 1301145169

Community Details

Overview

  • No Home Owners Association
  • Rumsey Island Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,768

Year Built

Built in 1966

Lot Details

0.43 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Inclusions: Both Pavillons, Boat Lift , Jetski Lifts, Salt Water Hottub
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1966
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Carpet, Ceramic Tile, Engineered Wood
  • Interior Amenities: Carpet, Ceiling Fan(s), Attic, Crown Moldings, Kitchen - Island, Recessed Lighting, Skylight(s), Stove - Pellet, Upgraded Countertops, Walk-In Closet(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Chair Railings
  • Window Features: Sliding
  • Fireplace Features: Other
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Six Panel, Sliding Glass
  • Wall Ceiling Types: Cathedral Ceilings, 9'+ Ceilings
  • Foundation Details: Other
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 4, Kitchen, Sun/Florida Room, Laundry, Bathroom 2, Bathroom 3
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2700
  • Living Area Sq Ft: 2700
  • Price Per Sq Ft: 246.30
  • Above Grade Finished Sq Ft: 2700
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Stone, Vinyl Siding
  • Exterior Features: Boat Storage, Exterior Lighting, Hot Tub, Sidewalks, Street Lights
  • Roof: Architectural Shingle
  • View: Canal, Water
  • Water Access Features: Boat - Powered, Personal Watercraft (PWC), Fishing Allowed, Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: Gunpowder
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 86

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Fully
  • Improvement Assessed Value: 278700.00
  • Land Assessed Value: 167600.00
  • Lot Features: Landscaping
  • Lot Size Acres: 0.43
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 18589.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5449118
  • Tax Annual Amount: 4768.00
  • Assessor Parcel Number: 1301145169
  • Tax Lot: 12
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

Multi Family

  • Waterfront Features: Rip-Rap, Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2023
Closed on
May 5, 2023
Sold by
Bought by
Seller's Agent
Margaret Steen
Steen Properties
Buyer's Agent
Dennis Thomas
Next Step Realty
List Price
$665,000
Sold Price
$665,000
Views
66
Current Estimated Value
$735,314

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,314
Avg. Annual Appreciation
3.21%
Original Mortgage
$598,500
Interest Rate
0.0632%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,500
Interest Rate
0.0345%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 21, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
0.0627%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Feb 20, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
0.063%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 9, 2003
Sold by
Bought by

Purchase Details

Closed on
Dec 17, 1998
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$665,000 None Listed On Document
-- Mid Atlantic Title Llc
-- --
$705,000 --
-- --
$246,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $598,500
Closed $120,000
Previous Owner $211,369
Previous Owner $227,000
Previous Owner $322,500
Previous Owner $250,000
Previous Owner $100,000
Previous Owner $417,000
Previous Owner $350,000
Previous Owner $125,000
Previous Owner $350,000
Previous Owner $75,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/05/2023 05/05/23 Sold $665,000 0.0% $246 / Sq Ft
04/03/2023 04/03/23 Pending -- -- --
03/27/2023 03/27/23 For Sale $665,000 -- $246 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,864 $505,267 $0 $0
2024 $4,864 $446,300 $167,600 $278,700
2023 $4,816 $441,867 $0 $0
2022 $4,768 $437,433 $0 $0
2021 $4,997 $433,000 $167,600 $265,400
2020 $4,997 $433,000 $167,600 $265,400
2019 $4,997 $433,000 $167,600 $265,400
2018 $5,139 $449,400 $200,600 $248,800
2017 $4,927 $449,400 $0 $0
2016 -- $412,200 $0 $0
2015 $5,597 $393,600 $0 $0
2014 $5,597 $393,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Margaret Steen

    Seller's Agent in 2023

    Margaret Steen

    Steen Properties

    (410) 808-2213

    74 Total Sales

    Margaret Steen
    Section Image
  • Dennis Thomas

    Buyer's Agent in 2023

    Dennis Thomas

    Next Step Realty

    (410) 608-1325

    114 Total Sales

    Dennis Thomas
    Section Image
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Map

Source: Bright MLS

MLS Number: MDHR2020782

Bright MLS

APN: 01-145169

Maryland Harford County Joppa 21085

40 Neptune Dr, Joppa, MD

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