NOT LISTED FOR SALE

40 Oyster Point White Stone, VA 22578

Estimated Value: $1,364,000 - $1,771,000

4 Beds
3.5 Baths
3,413 Sq Ft
$437/Sq Ft Est. Value

Last Sold September 16, 2023

Last sale price $1,275,000 $374 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $8,700/month

166 Days on Market

Highlights

  • Water Views
  • Boat Ramp
  • Home fronts a creek
  • Docks
  • Boat Lift
  • Deck

About This Home

As of September 2023

In a waterfront enclave of luxury homes, this contemporary coastal design overlooks the deep waters of Carters Creek. This coastal perch offers the protected harbor of Jacks Cove and the gentle breezes from the Rappahannock River. With nine-foot ceilings, gleaming wood floors, handsome brick fireplaces, custom trim, and walls of glass doors, the house retains handcrafted features paired with sensitive modern interior detailing. The entrance foyer welcomes one to this tailored home. The bright living room exudes a casual elegance with a brick fireplace and bespoke mantle. An informal dining area with a family room adjoins the kitchen. Granite counters with striking glass divided-light cabinets and white appliances create a light-filled workspace to delight any cook. The primary bedroom with a private deck provides a gracious retreat. The two guest suites are connected by a shared bathroom. With an additional bedroom and full bath, the lower floor offers office space and a fitness room with exterior access. Off this room are a workshop and the oversized two-bay garage. The broad private pier provides an extension of the entertainment space. The park-like grounds provide privacy

Last Agent to Sell the Property

Emily Carter

Jim & Pat Carter Real Estate License #0225024367 Listed on: 02/06/2023

Last Buyer's Agent

Samantha Van Saun

Shaheen Ruth Martin & Fonville Real Estate License #0225211505

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,226

Year Built

  • Built in 2004

Lot Details

  • 1.19 Acre Lot
  • Home fronts a creek
  • Street terminates at a dead end
  • Landscaped
  • Zoning described as R1

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Oversized Parking
  • Workshop in Garage
  • Rear-Facing Garage
  • Circular Driveway
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Composition Roof
  • Cedar

Interior Spaces

  • 3,413 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Fireplace Features Masonry
  • Gas Fireplace
  • Sliding Doors
  • Dining Area
  • Workshop
  • Wood Flooring
  • Water Views
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Double Vanity

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Deck
  • Stoop

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 33-488K

Community Details

Overview

  • Oyster Point Subdivision

Recreation

  • Community Bulkhead

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,226

Year Built

Built in 2004

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2004
  • Property Attached Yn: No
  • Lot Size Acres: 1.19
  • Water Body Name: Carters Creek
  • Ownership: Individuals
  • Subdivision Name: Oyster Point
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Wood
  • Basement: Full, Partially Finished
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Stove, Washer
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 360.0
  • Door Features: Sliding Doors
  • Fireplace Features: Gas, Masonry
  • Fireplaces: 2
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Dining Area, Double Vanity, Granite Counters, High Ceilings, Cable TV, Walk-In Closet(s), Workshop
  • Living Area: 3413.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Dead End, Landscaped, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Cedar, Drywall, Frame
  • Exterior Features: Boat Lift, Deck, Dock
  • Patio And Porch Features: Stoop, Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Basement, Circular Driveway, Garage, Off Street, Oversized, Garage Faces Rear, Two Spaces, Workshop in Garage

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Central Air, Zoned
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead
  • Association Fee: 300.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Road Maintenance

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 33-488K
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 5226.0

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 6, 2023
Closed on
Oct 24, 2023
Sold by
Dorman Craig Emery and Dorman Carol Ann
Bought by
Dorman Joint Trust and Dorman
Seller's Agent
Emily Carter
Jim & Pat Carter Real Estate
Buyer's Agent
Samantha Van Saun
Shaheen Ruth Martin & Fonville Real Estate
List Price
$1,400,000
Sold Price
$1,275,000
Premium/Discount to List
-$125,000
-8.93%
Views
866
Current Estimated Value
$1,490,443

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$215,443
Avg. Annual Appreciation
8.61%

Purchase Details

Listed on
Feb 6, 2023
Closed on
Sep 14, 2023
Sold by
Joan F Blackstone Trust and Blackstone Anthony H
Bought by
Dorman Craig Emery and Dorman Carol Ann
Seller's Agent
Emily Carter
Jim & Pat Carter Real Estate
Buyer's Agent
Samantha Van Saun
Shaheen Ruth Martin & Fonville Real Estate
List Price
$1,400,000
Sold Price
$1,275,000
Premium/Discount to List
-$125,000
-8.93%
Views
866
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dorman Joint Trust -- Old Republic National Title
Dorman Craig Emery $1,275,000 Old Republic National Title
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2023 09/16/23 Sold $1,275,000 -8.9% $374 / Sq Ft
07/22/2023 07/22/23 Pending -- -- --
02/06/2023 02/06/23 For Sale $1,400,000 -- $410 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,165 $1,120,900 $351,900 $769,000
2023 $218 $834,600 $351,900 $482,700
2022 $5,226 $829,600 $351,900 $477,700
2021 $218 $829,600 $351,900 $477,700
2020 $218 $829,600 $351,900 $477,700
2019 $218 $829,600 $351,900 $477,700
2018 $206 $742,800 $287,600 $455,200
2017 $206 $742,800 $287,600 $455,200
2016 -- $742,800 $287,600 $455,200
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2302667

Chesapeake Bay & Rivers Association of REALTORS®

APN: 33-488K