$395,000

40 S Kentucky Ave Umatilla, FL 32784

Estimated payment $2,196/month

Total Views 2,605
4 Beds
3 Baths
2,521 Sq Ft
$157 Price per Sq Ft

Highlights

  • Hot Property
  • Screened Pool
  • No HOA
  • Guest House
  • Reverse Osmosis System
  • 4-minute walk to Cadwell Park

About This Home

Charming Home with In-Law Suite & Saltwater Pool – One Block from Downtown Umatilla
This charming and well-maintained home tucked away on a quiet cul-de-sac just one block from downtown Umatilla. Offering a private, peaceful atmosphere, this property features tile floors throughout, a split bedroom floor plan, and a spacious family room perfect for gatherings.
The main home includes three bedrooms and two bathrooms, a separate laundry room, gas dryer, and reverse osmosis system under the kitchen sink. Enjoy outdoor living on the screened porch and open patio, overlooking the fully fenced yard.
A standout feature is the second structure, ideal for college student,in-law suite, or as a pool house, complete with a full bathroom (no kitchen but room for one), its own one-car garage, and access to the screened pool deck.
Relax year-round in the 14x34 in-ground saltwater pool with gas heat, perfect for entertaining or quiet evenings at home.
Additional features include:
• New roof (2021)
• New HVAC (2023)
• Paved driveway
• Carport plus one-car garage • Quiet cul-de-sac location
• Freshly painted interior and exterior
Conveniently located only 50 miles from Disney, Daytona Beach, and New Smyrna Beach, this home offers the perfect blend of comfort, privacy, and accessibility. No HOA !!

Listing Agent

Jayne Towne

DAVE LOWE REALTY, INC. Brokerage Phone: 352-383-7104 License #3387616 Listed on: 02/05/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,930

Year Built

  • Built in 1969

Lot Details

  • 0.33 Acre Lot
  • Cul-De-Sac
  • Southeast Facing Home
  • Wood Fence
  • Chain Link Fence

Parking

  • 1 Car Attached Garage
  • 1 Carport Space
  • Driveway

Home Design

  • Entry on the 1st floor
  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,521 Sq Ft Home
  • 1-Story Property
  • Sliding Doors
  • Family Room
  • Combination Dining and Living Room
  • Utility Room
  • Walk-Up Access

Kitchen

  • Range with Range Hood
  • Reverse Osmosis System

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Gunite Pool
  • Pool is Self Cleaning
  • Fence Around Pool
  • Chlorine Free

Outdoor Features

  • Enclosed Patio or Porch

Additional Homes

  • Guest House
  • 480 SF Accessory Dwelling Unit

Schools

  • Umatilla Elementary School
  • Umatilla Middle School
  • Umatilla High School

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Anna D Guerrant Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,930

Year Built

Built in 1969

Lot Details

0.33 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2521
  • Lot Size Acres: 0.33
  • New Construction: No
  • Year Built: 1969
  • Building Area Total: 2785
  • Lot Size Sq Ft: 14400
  • Status: Active
  • Street Direction: S
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 258.73
  • Escrow City: Mount Dora
  • Escrow State: FL
  • Escrow Street Name: E. Fifth Ave
  • Floor Number: 1
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 156.68
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • Property Description: Walk-Up
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Detached (ADU),Private Entrance
  • MFR_InLawSuiteUnderAirSqFt: 480.00
  • Attribution Contact: 352-383-7104
  • Tax Year: 2026
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
  • Appliances Included: Kitchen Reverse Osmosis System, Range, Range Hood, Refrigerator
  • Foundation Details: Block, Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Living Area Meters: 234.21

Exterior Features

  • Direction Faces: Southeast
  • Other Structures: Guest House
  • Pool Features: Chlorine Free, Gunite, Heated, In Ground, Screen Enclosure, Self Cleaning
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Patio, Porch, Screened, Side Porch
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Natural Gas Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Gas Dryer Hookup, Inside, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Umatilla Elem
  • High School: Umatilla High
  • Middle Or Junior School: Umatilla Middle

Lot Info

  • Parcel Number: 13-18-26-1500-00B-00500
  • Additional Parcels: No
  • Fencing: Chain Link, Wood
  • Lot Features: Cul-De-Sac
  • Flood Zone Code: x

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 1930
  • Tax Block: B
  • Tax Book Number: 4-8
  • Tax Lot: 5

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,014 $140,700 -- --
2025 $1,926 $136,870 -- --
2024 $1,926 $136,870 -- --
2023 $1,926 $129,020 $0 $0
2022 $1,817 $125,270 $0 $0
2021 $1,729 $121,622 $0 $0
2020 $1,769 $119,943 $0 $0
2019 $1,739 $117,247 $0 $0
2018 $1,661 $115,061 $0 $0
2017 $1,480 $112,695 $0 $0
2016 $1,508 $112,837 $0 $0
2015 $2,374 $108,013 $0 $0
2014 $2,359 $106,621 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/05/2026 02/05/26 For Sale $395,000 -- $157 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $166,000 Apple Title Ltd
Warranty Deed $120,000 Brokers Title Leesburg Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $132,800 New Conventional
Previous Owner $96,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: G5106420

Stellar MLS

APN: 13-18-26-1500-00B-00500

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