Jaret Whitney
EXIT REALTY TRI-COUNTY
(352) 720-8780
46 Total Sales
3 in Umatilla
$178K - $449K Price Range
40 S Kentucky Ave Umatilla, FL 32784
Umatilla AreaEstimated Value: $396,462
4
Beds
3
Baths
2,521
Sq Ft
$157/Sq Ft
Est. Value
Highlights
- Guest House
- Reverse Osmosis System
- Enclosed Patio or Porch
- Screened Pool
- No HOA
- 4-minute walk to Cadwell Park
About This Home
As of April 2026Charming Home with In-Law Suite & Saltwater Pool – One Block from Downtown Umatilla
This charming and well-maintained home tucked away on a quiet cul-de-sac just one block from downtown Umatilla. Offering a private, peaceful atmosphere, this property features tile floors throughout, a split bedroom floor plan, and a spacious family room perfect for gatherings.
The main home includes three bedrooms and two bathrooms, a separate laundry room, gas dryer, and reverse osmosis system under the kitchen sink. Enjoy outdoor living on the screened porch and open patio, overlooking the fully fenced yard.
A standout feature is the second structure, ideal for college student,in-law suite, or as a pool house, complete with a full bathroom (no kitchen but room for one), its own one-car garage, and access to the screened pool deck.
Relax year-round in the 14x34 in-ground saltwater pool with gas heat, perfect for entertaining or quiet evenings at home.
Additional features include:
• New roof (2021)
• New HVAC (2023)
• Paved driveway
• Carport plus one-car garage
• Quiet cul-de-sac location
• Freshly painted interior and exterior
Conveniently located only 50 miles from Disney, Daytona Beach, and New Smyrna Beach, this home offers the perfect blend of comfort, privacy, and accessibility. No HOA !!
Last Agent to Sell the Property
DAVE LOWE REALTY, INC. Brokerage Phone: 352-383-7104 License #3387616 Listed on: 02/05/2026
Last Buyer's Agent
DAVE LOWE REALTY, INC. Brokerage Phone: 352-383-7104 License #3387616 Listed on: 02/05/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,930
Year Built
- Built in 1969
Lot Details
- 14,400 Sq Ft Lot
- Cul-De-Sac
- Southeast Facing Home
- Wood Fence
- Chain Link Fence
Parking
- 1 Car Attached Garage
- 1 Carport Space
- Driveway
Home Design
- Entry on the 1st floor
- Block Foundation
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 2,521 Sq Ft Home
- 1-Story Property
- Sliding Doors
- Family Room
- Combination Dining and Living Room
- Utility Room
- Walk-Up Access
Kitchen
- Range with Range Hood
- Reverse Osmosis System
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- 3 Full Bathrooms
Laundry
- Laundry Room
- Washer and Gas Dryer Hookup
Pool
- Screened Pool
- Heated In Ground Pool
- Gunite Pool
- Pool is Self Cleaning
- Fence Around Pool
- Chlorine Free
Outdoor Features
- Enclosed Patio or Porch
Additional Homes
- Guest House
- 480 SF Accessory Dwelling Unit
Schools
- Umatilla Elementary School
- Umatilla Middle School
- Umatilla High School
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Anna D Guerrant Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 5 / B
- Assessor Parcel Number 13-18-26-1500-00B-00500
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 5, 2026
Closed on
Apr 30, 2026
Sold by
Ladd Michael and Ladd Andra B
Bought by
Seller's Agent
Jayne Towne
DAVE LOWE REALTY, INC.
Buyer's Agent
Jayne Towne
DAVE LOWE REALTY, INC.
List Price
$395,000
Sold Price
$395,000
Views
212
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,462
Avg. Annual Appreciation
0.98%
Original Mortgage
$361,721
Outstanding Balance
$360,680
Interest Rate
6.22%
Mortgage Type
FHA
Estimated Equity
$35,782
Purchase Details
Closed on
Dec 30, 2015
Sold by
Brown Lloyd P and Brown Mary S
Bought by
Ladd Michael and Ladd Andra B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,800
Interest Rate
3.97%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 18, 2010
Sold by
Mueller John W and Mueller Priscilla Jo
Bought by
Brown Lloyd P and Brown Mary S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
4.91%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Umatilla, FL
-
Jaret Whitney
-
Tanya Pannett
Tanya Pannett
OLYMPUS EXECUTIVE REALTY INC
(352) 656-6225
53 Total Sales
2 in Umatilla
$348K - $350K Price Range
-
Adriana Rosas
Adriana Rosas
SELLSTATE NEXT GENERATION REALTY
(352) 660-1316
74 Total Sales
1 in Umatilla
$550,000 Price
-
Amy Moline
Amy Moline
EXP REALTY LLC
(689) 220-3831
324 Total Sales
2 in Umatilla
$165K - $775K Price Range
-
Craig Finzel
Craig Finzel
ATRIUM REALTY, LLC
(888) 312-5748
142 Total Sales
1 in Umatilla
$174,000 Price
-
Trent Shackelford
Trent Shackelford
LPT REALTY LLC
(386) 643-0453
76 Total Sales
1 in Umatilla
$219,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $395,000 | None Listed On Document | ||
| Ladd Michael | $166,000 | Apple Title Ltd | |
| Brown Lloyd P | $120,000 | Brokers Title Leesburg Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $361,721 | ||
| Closed | Ladd Michael | $132,800 | |
| Previous Owner | Brown Lloyd P | $96,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/30/2026 04/30/26 | Sold | $395,000 | 0.0% | $157 / Sq Ft |
| 04/08/2026 04/08/26 | Pending | -- | -- | -- |
| 02/05/2026 02/05/26 | For Sale | $395,000 | -- | $157 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,184 | $140,700 | ||
| 2025 | $1,926 | $136,870 | ||
| 2024 | $1,926 | $136,870 | ||
| 2023 | $1,926 | $129,020 | $0 | $0 |
| 2022 | $1,817 | $125,270 | $0 | $0 |
| 2021 | $1,729 | $121,622 | $0 | $0 |
| 2020 | $1,769 | $119,943 | $0 | $0 |
| 2019 | $1,739 | $117,247 | $0 | $0 |
| 2018 | $1,661 | $115,061 | $0 | $0 |
| 2017 | $1,480 | $112,695 | $0 | $0 |
| 2016 | $1,508 | $112,837 | $0 | $0 |
| 2015 | $2,374 | $108,013 | $0 | $0 |
| 2014 | $2,359 | $106,621 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jayne Towne
JT
Seller's Agent in 2026
Jayne Towne
DAVE LOWE REALTY, INC.
(352) 530-6924
3 Total Sales
Map
Source: Stellar MLS
MLS Number: G5106420
APN: 13-18-26-1500-00B-00500
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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