$609,000

40 Waterside Way Ottawa, IL 61350

Estimated payment $4,628/month

4 Beds
3.5 Baths
2,500 Sq Ft
$244 Price per Sq Ft

Highlights

  • River Front
  • Vaulted Ceiling
  • Stainless Steel Appliances
  • Deck
  • Screened Porch
  • Balcony

About This Home

Waterfront Cottage at Heritage Harbor Resort Welcome to the Boat House at Heritage Harbor, a stunning two-story waterfront cottage that perfectly blends comfort, style, and resort living. Featuring 4 bedrooms and 3.5 baths, this bright and cheerful retreat is thoughtfully designed with an open floor plan, vaulted second-story ceilings, and LVT flooring throughout. The modern kitchen is highlighted by quartz countertops, while a convenient second-story balcony makes enjoying Harbor views everyday easy. Enjoy outdoor living at its finest with a large front porch, a screened-in patio with direct access to seasonal boat docks, and a private deck offering breathtaking sunset views over the water. This home comes with quite a bit of furnishings and is short-term rental ready, providing excellent potential for investment or personal enjoyment. Two owned parking spaces add convenience for you and your guests. As part of the vibrant Heritage Harbor Resort community, owners and guests have access to incredible amenities including boat and kayak rentals, an on-site restaurant, walking paths, pickleball courts, a dog park, year-round events, and more. Located just 3 miles from historic downtown Ottawa and within 15 minutes of four state parks, including Starved Rock, this cottage is the perfect getaway destination. Whether you're looking for a weekend retreat, a full-time home, or a rental investment, the Boat House offers it all-waterfront living, resort amenities, and unmatched natural beauty.

Listing Agent

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 09/29/2025

Homesmart Realty Group IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,521

Year Built

  • Built in 2021

Lot Details

  • 871 Sq Ft Lot
  • Lot Dimensions are 30 x 112
  • River Front

HOA Fees

  • $189 Monthly HOA Fees

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,500 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Family Room
  • Combination Dining and Living Room
  • Screened Porch
  • Laminate Flooring
  • Water Views
  • Finished Basement Bathroom

Kitchen

  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • Off-Street Parking
  • Parking Included in Price

Outdoor Features

  • Balcony
  • Deck
  • Patio

Schools

  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Association fees include pool, scavenger
  • Jacob Valle Association, Phone Number (815) 433-5000
  • Heritage Harbor Subdivision
  • Property managed by Heritage Harbor Ottawa

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,521

Year Built

Built in 2021

Lot Details

0

HOA Fees

$189 per month

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Heritage Harbor
  • Year Built: 2021
  • Age: 1-5 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Unfinished, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • LivingArea: 2500
  • Room Type: Walk In Closet, Deck, Balcony/Porch/Lanai, Screened Porch
  • Estimated Total Finished Sq Ft: 2550
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 2550
  • Flooring: Wood Laminate

Exterior Features

  • Construction Materials: Other
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: River Front
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Gravel, Off Street, On Site, Owned
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Electric
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 189
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Heritage Harbor Ottawa
  • Management Contact Name: Jacob Valle
  • Management Phone: 815-433-5000

Fee Information

  • Association Fee Includes: Pool, Scavenger

Schools

  • High School: Ottawa Township High School

Lot Info

  • Lot Size Acres: 0.02
  • Lot Dimensions: 30 X 112
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 14521
  • Tax Year: 2024
  • Tax Exemptions: Other

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,522 $154,392 $36,512 $117,880
2023 $13,351 $138,967 $32,864 $106,103
2022 $13,484 $138,309 $30,980 $107,329
2021 $2,879 $29,177 $29,177 $0
2020 $2,750 $28,101 $28,101 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/29/2025 09/29/25 For Sale $609,000 +40.4% $244 / Sq Ft
12/06/2021 12/06/21 Sold $433,669 +9.8% $255 / Sq Ft
07/13/2021 07/13/21 Pending -- -- --
04/27/2021 04/27/21 For Sale $395,000 -- $232 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- Wheatland Title
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12483497

Midwest Real Estate Data (MRED)

APN: 15-44-313010