D
Seller's Agent in 2025
Dana Smith
Coldwell Banker Real Estate Group
(630) 904-4334
3 in this area
27 Total Sales
400 Bower Ln Oswego, IL 60543
South Oswego Neighborhood
4
Beds
2.5
Baths
3,888
Sq Ft
2005
Built
Highlights
- Traditional Architecture
- Breakfast Room
- Living Room
- Den
- Patio
- Laundry Room
About This Home
As of August 2025Approx 4000 sq feet- Winchester Model. Large spacious home with open floor plan and perfect for entertaining. Oversize kitchen with tons of storage and counter space. 1st floor office or den. Dual staircase. Large bedrooms all have large walk in closets with ample storage. Bedrooms with Jack and Jill baths. Partial Basement. Clubhouse community with pool, theater room, volleyball courts, walking trails and more. You cant ask for a more perfect place to call home-Agent related to Sellers (parents)--Selling the property - AS-IS-Original Owners -- 13 month Home Warranty for peace of mind
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475134164 Listed on: 06/04/2025
Last Buyer's Agent
Christopher Prokopiak
Redfin Corporation License #475191298
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,084
Year Built
- Built in 2005
HOA Fees
- $72 Monthly HOA Fees
Parking
- 3 Car Garage
- Driveway
Home Design
- Traditional Architecture
Interior Spaces
- 3,888 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
- Den
- Partial Basement
- Unfinished Attic
- Dishwasher
- Laundry Room
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Patio
- Lot Dimensions are 108x141x95x117
Community Details
- Association fees include clubhouse, pool
- Peggy Deering Association, Phone Number (847) 882-2601
- Spring Gate At Southbury Subdivision
- Property managed by Associa
Listing and Financial Details
- Senior Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 4, 2025
Closed on
Jun 30, 2025
Sold by
Ernest Graham Miller and Ernest Bernice L
Bought by
Land Trust and Chicago Title Land Trust
Seller's Agent
Dana Smith
Coldwell Banker Real Estate Group
Buyer's Agent
Christopher Prokopiak
Redfin Corporation
List Price
$575,000
Sold Price
$575,000
Views
4
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,696
Avg. Annual Appreciation
1.24%
Purchase Details
Closed on
Feb 7, 2013
Sold by
Miller Ernest G and Miller Bernice L
Bought by
Smith Dana Marie
Purchase Details
Closed on
Mar 14, 2005
Sold by
Realen Homes Lp
Bought by
Miller Earnest G and Miller Bernice L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.61%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $575,000 | First American Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $325,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $100,000 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/04/2025 08/04/25 | Sold | $575,000 | 0.0% | $148 / Sq Ft |
| 06/06/2025 06/06/25 | Pending | -- | -- | -- |
| 06/04/2025 06/04/25 | For Sale | $575,000 | -- | $148 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,085 | $156,169 | $39,776 | $116,393 |
| 2023 | $10,568 | $136,990 | $34,891 | $102,099 |
| 2022 | $10,568 | $128,028 | $32,608 | $95,420 |
| 2021 | $9,861 | $116,389 | $29,644 | $86,745 |
| 2020 | $9,144 | $107,767 | $27,448 | $80,319 |
| 2019 | $9,446 | $109,406 | $27,448 | $81,958 |
| 2018 | $9,507 | $112,708 | $28,276 | $84,432 |
| 2017 | $10,427 | $112,708 | $28,276 | $84,432 |
| 2016 | $9,968 | $106,832 | $26,802 | $80,030 |
| 2015 | $10,006 | $102,723 | $25,771 | $76,952 |
| 2014 | -- | $96,908 | $24,312 | $72,596 |
| 2013 | -- | $96,908 | $24,312 | $72,596 |
Source: Public Records
Agents Affiliated with this Home
-
Dana Smith
-
Christopher Prokopiak
C
Buyer's Agent in 2025
Christopher Prokopiak
Redfin Corporation
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12383133
APN: 03-16-401-012
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