Seller's Agent in 2025
Monica Penwell
TTR Sotheby's International Realty
(410) 310-0225
21 in this area
50 Total Sales
400 Railroad Ave Saint Michaels, MD 21663
3
Beds
2
Baths
1,674
Sq Ft
8,280
Sq Ft Lot
Highlights
- Traditional Architecture
- 1 Fireplace
- Den
- Wood Flooring
- No HOA
- 1 Car Detached Garage
About This Home
As of July 2025Nestled on a desirable corner lot in the historic waterfront town of St. Michaels, this 1930 bungalow blends classic architecture with modern comforts. Ideally located just a short distance from the Chesapeake Bay Maritime Museum, shops, restaurants, and the harbor, this home offers the best of in-town living. A spacious front porch welcomes you - perfect for morning coffee or casual entertaining. Inside, the traditional layout begins with a foyer that opens to a generously sized living room on the left, featuring a fireplace and access to a light filled den/office through the French doors. To the right is the large dining room which flows into the updated kitchen equipped with granite counter tops, a gas range and farm house sink. A full bath completes the main level. Upstairs, you'll find three bedrooms, including one with a walk-in closet. The second floor also features a full bath, linen closet and laundry area. Additional highlights include hard wood floors throughout, original architectural detail, a flagstone patio and the original detached garage. This delightful home presents a rare opportunity to own an in-town residence in one of the Eastern Shore's most popular towns.
Last Agent to Sell the Property
(410) 310-0225 mpenwell@ttrsir.com TTR Sotheby's International Realty Listed on: 04/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,410
Year Built
- Built in 1930
Lot Details
- 8,280 Sq Ft Lot
- Property is in good condition
Parking
- 1 Car Detached Garage
- Rear-Facing Garage
- Driveway
Home Design
- Traditional Architecture
- Block Foundation
Interior Spaces
- Property has 2 Levels
- 1 Fireplace
- Entrance Foyer
- Living Room
- Dining Room
- Den
- Wood Flooring
- Partial Basement
Kitchen
- Gas Oven or Range
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Dryer
Utilities
- Central Air
- Radiator
- Heating System Uses Oil
- Electric Water Heater
- Municipal Trash
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 2102066882
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 17, 2025
Closed on
Jul 9, 2025
Sold by
Lacoco John C and Revocab Polly
Bought by
Oden-Curtis Lorena Lee
Seller's Agent
Monica Penwell
TTR Sotheby's International Realty
Buyer's Agent
Tammy Studebaker
EXP Realty, LLC
List Price
$575,000
Sold Price
$505,000
Premium/Discount to List
-$70,000
-12.17%
Views
146
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.65%
Purchase Details
Closed on
Mar 3, 2024
Sold by
Lacoco John Christopher and Polly Catherin
Bought by
John C Lacoco And Polly C Lacoco Revocable Tr and Lacoco
Purchase Details
Closed on
Sep 14, 2007
Sold by
Thomas Truvella T
Bought by
Lacoco John Christopher and Lacoco Polly Catherine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,600
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 27, 2007
Sold by
Thomas Truvella T
Bought by
Lacoco John Christopher and Lacoco Polly Catherine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,600
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 20, 2007
Sold by
Little Truvella T
Bought by
Thomas Truvella T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.62%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Jan 31, 2007
Sold by
Little Truvella T
Bought by
Thomas Truvella T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.62%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Feb 23, 2001
Sold by
Little John S and Little Truvella T
Bought by
Little Truvella T
Purchase Details
Closed on
Aug 31, 1995
Sold by
Thomas Ronald H and Thomas Cheril S
Bought by
Little John S and Little Truvella T
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $505,000 | None Listed On Document | |
| Deed | $505,000 | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Deed | $324,000 | -- | |
| Deed | $324,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $95,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $75,000 | New Conventional | |
| Previous Owner | $291,600 | Purchase Money Mortgage | |
| Previous Owner | $291,600 | Purchase Money Mortgage | |
| Previous Owner | $240,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $240,000 | New Conventional | |
| Previous Owner | $170,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/09/2025 07/09/25 | Sold | $505,000 | -8.0% | $302 / Sq Ft |
| 06/18/2025 06/18/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | Price Changed | $549,000 | -4.5% | $328 / Sq Ft |
| 04/17/2025 04/17/25 | For Sale | $575,000 | -- | $343 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,868 | $371,700 | $102,800 | $268,900 |
| 2024 | $2,868 | $353,900 | $0 | $0 |
| 2023 | $2,745 | $336,100 | $0 | $0 |
| 2022 | $2,635 | $318,300 | $102,800 | $215,500 |
| 2021 | $2,601 | $313,700 | $0 | $0 |
| 2020 | $2,601 | $309,100 | $0 | $0 |
| 2019 | $2,596 | $304,500 | $92,900 | $211,600 |
| 2018 | $2,528 | $285,133 | $0 | $0 |
| 2017 | $2,429 | $265,767 | $0 | $0 |
| 2016 | $2,149 | $246,400 | $0 | $0 |
| 2015 | $2,272 | $246,400 | $0 | $0 |
| 2014 | $2,272 | $246,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Penwell
-
Tammy Studebaker
Buyer's Agent in 2025
Tammy Studebaker
EXP Realty, LLC
(410) 490-0252
1 in this area
104 Total Sales
Map
Source: Bright MLS
MLS Number: MDTA2010342
APN: 02-066882
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.
Nearby Homes
- 300 Perry St
- 408 Spinnaker Ln
- 304 N Talbot St
- 100 Mulberry St
- 113 Thompson St
- 107 E Chestnut St
- 408 Water St
- 110 Lee St
- 602 S Talbot St
- 205 E Chew Ave
- 222 E Chestnut St
- 25500 Chance Farm Rd
- 216 E Chew Ave
- 204 E Marengo St
- Lot 2 Meadow St
- Lot 16A Meadow St
- 320 Perry Cabin Dr
- 207 Seymour Ave
- 900 Riverview Terrace
- 912 Calvert Ave