$1,350,000
$100K PRICE DROP

400 Rugged Rock Rd Loveland, CO 80537

Estimated payment $7,719/month

Total Views 56,902
5 Beds
6 Baths
4,338 Sq Ft
$311 Price per Sq Ft

Highlights

  • Arena
  • 40.38 Acre Lot
  • Fireplace in Primary Bedroom
  • Big Thompson Elementary School Rated A-
  • Mountain View
  • Deck

About This Home

Offered for the first time by its original owners, this custom-designed 40+ acre estate combines privacy, function, and timeless charm in one of Northern Colorado's most scenic foothill settings. Tucked behind a private gate at the end of Rugged Rock Road, the property offers end-of-road seclusion and sweeping views of the surrounding hillsides between Loveland and Berthoud. The nearly 5,000 square foot home was thoughtfully crafted to offer both everyday comfort and elegant gathering spaces. It features five bedrooms and six bathrooms, along with a parlor, sunroom currently used as a home office, formal dining room, and a breakfast nook. A traditional wraparound front porch greets visitors in the front and there's over 1,000 square feet of back deck space creating the perfect setting for relaxing or entertaining against a backdrop of the surrounding natural beauty. Equestrian facilities include a 1,800 square foot barn with stalls, tack room, loafing areas, and storage for tractors or other equipment. Additional features include a chicken coop, loafing sheds, a 132-square-foot shed/shop, and even a 120 by 140 foot riding arena. Surrounded by nature yet conveniently located, the property offers quick access to top regional destinations. Explore fishing, hiking, boating, and paddleboarding at Carter Lake, Pinewood Reservoir, Flatiron Reservoir, and the highly anticipated Chimney Hollow Reservoir and Open Space are all just minutes away. Golfers will appreciate the proximity to TPC Colorado, a championship-level course and host of a PGA Korn Ferry Tour event, offering world-class facilities and dining with panoramic mountain views. This is a rare opportunity to own a one-of-a-kind retreat that balances rural serenity, recreational access, and convenience to the nearby communities.

Listing Agent

John Feeney

C3 Real Estate Solutions LLC Brokerage Email: jfeeney@c3-re.com,970-231-4172 License #100047965 Listed on: 06/11/2025

C3 Real Estate Solutions LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,310

Year Built

  • Built in 1993

Lot Details

  • 40.38 Acre Lot
  • Property fronts a private road
  • Dirt Road
  • Open Space
  • Southeast Facing Home
  • Property is Fully Fenced
  • Suitable For Grazing
  • Level Lot
  • Meadow
  • Many Trees
  • Property is zoned Open (O)

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Exterior Access Door

Property Views

  • Mountain
  • Meadow
  • Valley

Home Design

  • Victorian Architecture
  • Frame Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Bay Window
  • Mud Room
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Dining Room
  • Home Office
  • Loft
  • Bonus Room
  • Sun or Florida Room
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Double Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • Fireplace in Primary Bedroom
  • Walk-In Closet

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Wrap Around Porch
  • Patio

Schools

  • Big Thompson Elementary School
  • Walt Clark Middle School
  • Thompson Valley High School

Farming

  • Loafing Shed
  • Pasture

Horse Facilities and Amenities

  • Horses Allowed On Property
  • Corral
  • Tack Room
  • Arena

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Well
  • Water Softener
  • Septic Tank

Community Details

  • No Home Owners Association
  • Foothills

Listing and Financial Details

  • Exclusions: Seller's Personal Property, Clothes Washer, Clothes Dryer, Three Freezers in Basement Pantry, Refrigerator in Garage
  • Assessor Parcel Number Two Parcels

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,310

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Victorian
  • Structure Type: House
  • Levels: Two
  • Year Built: 1993
  • Above Grade Finished Sq Ft: 3110
  • Below Grade Sq Ft: 572
  • Exclusions: Seller's Personal Property, Clothes Washer, Clothes Dryer, Three Freezers in Basement Pantry, Refrigerator in Garage
  • Living Area: 4338
  • Directions: From Hwy 34 and N County Road 29, head south on N County Road 29 for approx. 2.1 miles, turn right onto W County Rd 18E/Pole Hill Rd, in 1.1 miles turn right onto Rugged Rock Rd, follow the road until it ends at the property. Absolutely No Drive-Bys or Trespassing. Showings by Appointment Only.
  • SubdivisionName: None
  • Ownership: Individual
  • Property Attached Yn: No
  • REC_BasementLevelBathrooms: 1
  • REC_BasementLevelBedrooms: 0
  • REC_RVSpaces: 0
  • REC_UpperLevelBathrooms: 2
  • REC_UpperLevelBedrooms: 4
  • REC_WaterIncludedYN: 1
  • Attribution Contact: jfeeney@c3-re.com,970-231-4172
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Double Oven, Microwave, Range, Refrigerator, Water Softener
  • Fireplaces: 2
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Five Piece Bath, Kitchen Island, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
  • Flooring: Carpet, Laminate, Tile, Wood
  • Fireplace Features: Gas, Living Room, Primary Bedroom
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Basement: Finished, Full
  • Basement: Yes
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1228
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 1
  • Spa Features: Bath
  • Window Features: Bay Window(s), Double Pane Windows, Window Coverings

Exterior Features

  • Direction Faces: Southeast
  • Roof: Composition
  • Construction Materials: Frame, Wood Siding
  • View: Meadow, Mountain(s), Valley
  • Patio and Porch Features: Covered, Deck, Front Porch, Patio, Wrap Around
  • Road Frontage Type: Private Road
  • Road Surface Type: Dirt, Gravel

Garage/Parking

  • Parking Features: Concrete, Exterior Access Door, Oversized
  • Attached Garage: Yes
  • Garage Spaces: 2
  • Total Parking Spaces: 2
  • REC_ParkingCount: 1

Utilities

  • Utilities: Electricity Connected, Propane
  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Well
  • Laundry Features: Sink, In Unit
  • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Association/Amenities

  • REC_AssociationFee2Annual: 0.00
  • REC_AssociationFee3Annual: 0.00
  • REC_AssociationFeeAnnual: 0.00
  • REC_AssociationFeeTotalAnnual: 0.00

Schools

  • Middle Or Junior School: Walt Clark

Lot Info

  • Horses: Yes
  • Parcel Number: Two Parcels
  • Lot Size Acres: 40.38
  • Fencing: Full, Partial
  • Building Area Total: 4910
  • Horse Amenities: Arena, Corral(s), Loafing Shed, Pasture, Tack Room
  • Lot Features: Foothills, Level, Many Trees, Meadow, Open Space, Rolling Slope, Suitable For Grazing
  • Lot Size Sq Ft: 1758952.8

Multi Family

  • Number Of Units Total: 1

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6310

MLS Schools

  • Elementary School: Big Thompson
  • High School: Thompson Valley

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,310 $81,171 $4,992 $76,179
2024 $6,090 $81,171 $4,992 $76,179
2022 $4,691 $59,499 $5,178 $54,321
2021 $4,814 $61,211 $5,327 $55,884
2020 $3,634 $46,204 $5,327 $40,877
2019 $3,572 $46,204 $5,327 $40,877
2018 $3,939 $48,341 $5,364 $42,977
2017 $3,390 $48,341 $5,364 $42,977
2016 $3,631 $50,060 $5,930 $44,130
2015 $3,599 $56,590 $5,930 $50,660
2014 $3,485 $46,860 $5,930 $40,930
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 Price Changed $1,350,000 -3.2% $311 / Sq Ft
07/15/2025 07/15/25 Price Changed $1,395,000 -3.8% $322 / Sq Ft
06/11/2025 06/11/25 For Sale $1,450,000 -- $334 / Sq Ft
Source: REcolorado®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Chicago Title Co
Quit Claim Deed -- --
Warranty Deed $41,000 --
Quit Claim Deed -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $479,600 New Conventional
Closed $479,600 New Conventional
Closed $190,000 Unknown
Closed $484,000 New Conventional
Closed $413,000 New Conventional
Closed $155,000 New Conventional
Closed $132,500 Stand Alone Second
Closed $417,000 New Conventional
Closed $200,000 Credit Line Revolving
Closed $49,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

John Feeney

C3 Real Estate Solutions LLC

(970) 671-7037

Section Image

As your REALTOR®, I am committed to helping you achieve your dreams of owning the perfect home, farm, or ranch property. I believe in
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Source: REcolorado®

MLS Number: 4109575

REcolorado®

APN: 05230-00-040