
400 Rugged Rock Rd Loveland, CO 80537
Estimated payment $7,719/month
Highlights
- Arena
- 40.38 Acre Lot
- Fireplace in Primary Bedroom
- Big Thompson Elementary School Rated A-
- Mountain View
- Deck
About This Home
Offered for the first time by its original owners, this custom-designed 40+ acre estate combines privacy, function, and timeless charm in one of Northern Colorado's most scenic foothill settings. Tucked behind a private gate at the end of Rugged Rock Road, the property offers end-of-road seclusion and sweeping views of the surrounding hillsides between Loveland and Berthoud. The nearly 5,000 square foot home was thoughtfully crafted to offer both everyday comfort and elegant gathering spaces. It features five bedrooms and six bathrooms, along with a parlor, sunroom currently used as a home office, formal dining room, and a breakfast nook. A traditional wraparound front porch greets visitors in the front and there's over 1,000 square feet of back deck space creating the perfect setting for relaxing or entertaining against a backdrop of the surrounding natural beauty. Equestrian facilities include a 1,800 square foot barn with stalls, tack room, loafing areas, and storage for tractors or other equipment. Additional features include a chicken coop, loafing sheds, a 132-square-foot shed/shop, and even a 120 by 140 foot riding arena. Surrounded by nature yet conveniently located, the property offers quick access to top regional destinations. Explore fishing, hiking, boating, and paddleboarding at Carter Lake, Pinewood Reservoir, Flatiron Reservoir, and the highly anticipated Chimney Hollow Reservoir and Open Space are all just minutes away. Golfers will appreciate the proximity to TPC Colorado, a championship-level course and host of a PGA Korn Ferry Tour event, offering world-class facilities and dining with panoramic mountain views. This is a rare opportunity to own a one-of-a-kind retreat that balances rural serenity, recreational access, and convenience to the nearby communities.
Listing Agent
C3 Real Estate Solutions LLC Brokerage Email: jfeeney@c3-re.com,970-231-4172 License #100047965 Listed on: 06/11/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,310
Year Built
- Built in 1993
Lot Details
- 40.38 Acre Lot
- Property fronts a private road
- Dirt Road
- Open Space
- Southeast Facing Home
- Property is Fully Fenced
- Suitable For Grazing
- Level Lot
- Meadow
- Many Trees
- Property is zoned Open (O)
Parking
- 2 Car Attached Garage
- Oversized Parking
- Exterior Access Door
Property Views
- Mountain
- Meadow
- Valley
Home Design
- Victorian Architecture
- Frame Construction
- Composition Roof
- Wood Siding
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Double Pane Windows
- Window Treatments
- Bay Window
- Mud Room
- Family Room
- Living Room with Fireplace
- 2 Fireplaces
- Dining Room
- Home Office
- Loft
- Bonus Room
- Sun or Florida Room
- Finished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Double Oven
- Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- Fireplace in Primary Bedroom
- Walk-In Closet
Home Security
- Home Security System
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Deck
- Wrap Around Porch
- Patio
Schools
- Big Thompson Elementary School
- Walt Clark Middle School
- Thompson Valley High School
Farming
- Loafing Shed
- Pasture
Horse Facilities and Amenities
- Horses Allowed On Property
- Corral
- Tack Room
- Arena
Utilities
- Forced Air Heating and Cooling System
- Propane
- Well
- Water Softener
- Septic Tank
Community Details
- No Home Owners Association
- Foothills
Listing and Financial Details
- Exclusions: Seller's Personal Property, Clothes Washer, Clothes Dryer, Three Freezers in Basement Pantry, Refrigerator in Garage
- Assessor Parcel Number Two Parcels
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $6,310 | $81,171 | $4,992 | $76,179 |
2024 | $6,090 | $81,171 | $4,992 | $76,179 |
2022 | $4,691 | $59,499 | $5,178 | $54,321 |
2021 | $4,814 | $61,211 | $5,327 | $55,884 |
2020 | $3,634 | $46,204 | $5,327 | $40,877 |
2019 | $3,572 | $46,204 | $5,327 | $40,877 |
2018 | $3,939 | $48,341 | $5,364 | $42,977 |
2017 | $3,390 | $48,341 | $5,364 | $42,977 |
2016 | $3,631 | $50,060 | $5,930 | $44,130 |
2015 | $3,599 | $56,590 | $5,930 | $50,660 |
2014 | $3,485 | $46,860 | $5,930 | $40,930 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/26/2025 08/26/25 | Price Changed | $1,350,000 | -3.2% | $311 / Sq Ft |
07/15/2025 07/15/25 | Price Changed | $1,395,000 | -3.8% | $322 / Sq Ft |
06/11/2025 06/11/25 | For Sale | $1,450,000 | -- | $334 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Interfamily Deed Transfer | -- | Chicago Title Co | |
Quit Claim Deed | -- | -- | |
Warranty Deed | $41,000 | -- | |
Quit Claim Deed | -- | -- | |
Quit Claim Deed | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $479,600 | New Conventional | |
Closed | $479,600 | New Conventional | |
Closed | $190,000 | Unknown | |
Closed | $484,000 | New Conventional | |
Closed | $413,000 | New Conventional | |
Closed | $155,000 | New Conventional | |
Closed | $132,500 | Stand Alone Second | |
Closed | $417,000 | New Conventional | |
Closed | $200,000 | Credit Line Revolving | |
Closed | $49,000 | Credit Line Revolving |
About the Listing Agent

As your REALTOR®, I am committed to helping you achieve your dreams of owning the perfect home, farm, or ranch property. I believe in
providing personalized, expert guidance throughout the buying and selling process, and strive to exceed my clients' expectations at every turn. Whether you're looking for a cozy residential property or a sprawling ranch estate, I have the knowledge, experience, and dedication to help you find the perfect property and make the most of your investment. With a
John's Other Listings
Source: REcolorado®
MLS Number: 4109575

APN: 05230-00-040
- 1350 S County Road 29
- 940 S County Road 29
- 325 Gerry Dr
- 3204 Indian Blind Trail
- 6950 W County Road 18
- 2712 S County Road 29
- 6811 W County Road 20
- 9209 Four Wheel Dr
- 1828 N County Road 29
- 512 Mustang Dr
- 2272 Golden Valley Rd
- 712 Colt Dr
- 240 Garnet Valley Ct
- 8701 Rock Hill Rd
- 4012 Lakefront Dr
- 2665 Ellis Ranch Ln
- 6332 Woodland Hill Ct
- 7831 W Us Highway 34
- 2844 Hagerman St
- 10031 Hummingbird Ln
- 3707 N County Road 27
- 5047 St Andrews Dr
- 2861 Chickaree Place SW
- 2590 5th St SW
- 1416-1422 S Dotsero Dr Unit 1416
- 1751 Wilson Ave
- 4240 Coaldale Dr Unit 4240 Coaldale Dr.
- 2150 W 15th St
- 1606 N Estrella Ave Unit 1
- 1430 S Tyler Ave
- 4154 La Junta Dr
- 1415-1485 10th St SW
- 1600 S Taft St
- 1821 Diana Dr
- 2980 Kincaid Dr Unit 108
- 444 N Custer Ave
- 4895 Lucerne Ave
- 2153 S Custer Ave
- 1120 W County Road 14
- 625 W 11th St