$480,000
SOLD AUG 14, 2024

401 Anchors Way Saint Joseph, MI 49085

2 Beds
2 Baths
2,173 Sq Ft
4,596 Sq Ft Lot

Recently Sold

$221 Per Sq Ft

9% Below List Price

49 Days on Market

Highlights

  • Water Views
  • Docks
  • In Ground Pool
  • Upton Middle School Rated A
  • Water Access
  • Clubhouse

About This Home

As of August 2024

Welcome to the gated river front community of Island Pointe. This home has amazing river views, no neighbors on one side and boat slip just across the street. Walking into this open concept 2BR, 2BA, 2000 plus sf home with hardwood on the main level you notice the wide-open ceilings and natural light with a main floor bedroom. Upstairs has a BR, BA and a huge bonus room with endless possibilities. Some amazing features are new roof, water heater, newer furnace/AC, security system, generator, audio wired and did I mention great views of the St. Joe River. Along with maintenance free living you can enjoy the playground, clubhouse, pool and hot tub overlooking the river. Can be used for a STR. Close to many Lake Michigan beaches, golf courses and downtown. Come make this your home.

Last Agent to Sell the Property

Brian Waite

RE/MAX by the Lake License #6501394999 Listed on: 05/30/2024

RE/MAX by the Lake

Last Buyer's Agent

Gretchen Volkenstein

@properties Christie's International R.E. License #6501406474

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,662

Year Built

  • Built in 2002

Lot Details

  • 4,596 Sq Ft Lot
  • Lot Dimensions are 47x118x30x144
  • Property fronts a private road
  • Sprinkler System

HOA Fees

  • $243 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,173 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Window Treatments
  • Living Room with Fireplace
  • Wood Flooring
  • Water Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Water Access
  • No Wake Zone
  • Docks
  • Balcony
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

Overview

  • $2 HOA Transfer Fee

Amenities

  • Clubhouse
  • Laundry Facilities

Recreation

  • Community Playground
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,662

Year Built

Built in 2002

Lot Details

0

HOA Fees

$243 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Stories: 2
  • Year Built: 2002
  • ResoPropertyType: Residential
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Whirlpool Tub, Eat-in Kitchen
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • LivingArea: 2173.0
  • Window Features: Low-Emissivity Windows, Window Treatments
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Balcony
  • List Price: 499900.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Deck, Porch(es)
  • Pool Features: In Ground
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Asphalt
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Balcony: Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Laundry, Pets Allowed, Playground, Pool, Spa/Hot Tub
  • Association Fee: 243.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 243.0
  • Association Info:Assoc Buy in Fee: 2 months dues
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:SpaHot Tub: Yes

Lot Info

  • Lot Size Acres: 0.11
  • Lot Size Area: 0.11
  • Lot Dimensions: 47x118x30x144
  • Lot Size Sq Ft: 4596.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6662.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2024
Closed on
Aug 19, 2024
Sold by
Kramp Kevin A
Bought by
Celmer Mark and Celmer-Gillespie Barbara
Seller's Agent
Brian Waite
RE/MAX by the Lake
Buyer's Agent
Gretchen Volkenstein
@properties Christie's International R.E.
List Price
$524,900
Sold Price
$480,000
Premium/Discount to List
-$44,900
-8.55%
Total Days on Market
49
Views
79
Current Estimated Value
$498,259

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,259
Avg. Annual Appreciation
4.72%
Original Mortgage
$380,000
Outstanding Balance
$377,102
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$121,157

Purchase Details

Closed on
Dec 2, 2004
Sold by
Jacobsen Randall G and Jacobsen Dee A
Bought by
Kramp Kevin A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 22, 2002
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $480,000 Chicago Title Of Michigan
Warranty Deed -- --
Deed $47,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $380,000 New Conventional
Previous Owner $100,000 Purchase Money Mortgage
Previous Owner $179,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2024 08/14/24 Sold $480,000 -4.0% $221 / Sq Ft
07/09/2024 07/09/24 Price Changed $499,900 -4.8% $230 / Sq Ft
05/30/2024 05/30/24 For Sale $524,900 -- $242 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,947 $277,200 $0 $0
2024 $6,739 $238,500 $0 $0
2023 $6,463 $212,900 $0 $0
2022 $6,169 $185,800 $0 $0
2021 $6,130 $184,900 $26,400 $158,500
2020 $6,047 $183,700 $0 $0
2019 $6,000 $168,400 $26,000 $142,400
2018 $5,899 $168,400 $0 $0
2017 $5,291 $166,500 $0 $0
2016 $5,291 $157,300 $0 $0
2015 $5,227 $160,600 $0 $0
2014 $4,981 $158,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 24027134

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0061-00-0