NOT LISTED FOR SALE

401 Bank St Chattanooga, TN 37415

Estimated Value: $280,000 - $302,000

2 Beds
2 Baths
1,140 Sq Ft
$252/Sq Ft Est. Value

Last Sold February 09, 2021

Last sale price $195,000 $171 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $1,604/month

1 Day on Market

Highlights

  • 1 Fireplace
  • Covered Patio or Porch
  • Cooling Available
  • No HOA
  • Covered Deck
  • Central Heating

About This Home

As of February 2021

Adorable Red Bank Cottage with so many updates. This is a must see and will not last long!! Spacious living room and kitchen with a huge covered deck and front porch make for great entertainment space. Lower level is great for guests, teens or parents!! Location is so convenient to the north shore and downtown. Updates include New roof and roof decking, new covered deck, new carpet, new siding is on the way as well as new gutters on order. Updates to baths and interior as well.

Last Agent to Sell the Property

Desiree Tombul

Real Estate Partners Chattanooga, LLC Brokerage Phone: 4235982192 License #319013 Listed on: 01/08/2021

Real Estate Partners Chattanooga, LLC

Last Buyer's Agent

Samantha Levy

Greater Downtown Realty dba Keller Williams Realty License #364683,327494

Greater Downtown Realty dba Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,157

Year Built

  • Built in 1958

Lot Details

  • 7,405 Sq Ft Lot

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Carpet
  • Finished Basement

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Parking

  • 1 Parking Space
  • 1 Carport Space

Outdoor Features

  • Covered Deck
  • Covered Patio or Porch

Schools

  • Alpine Crest Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Cooling Available
  • Central Heating

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 109J F 012

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,157

Year Built

Built in 1958

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1958
  • Unit Levels: Two
  • Building Stories: 1
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Owner
  • Attribution Contact: 4235982192
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Open Floorplan, Primary Bedroom Main Floor
  • Appliances: Refrigerator
  • Fireplace Features: Great Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Carpet
  • Total Bedrooms: 2
  • Full Bathrooms: 2
  • Has Basement: Finished
  • Above Grade Finished Sq Ft: 890
  • Below Grade Sq Ft: 250
  • Building Area Units: Square Feet
  • Living Area: 1140
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Owner

Exterior Features

  • Construction Type: Vinyl Siding, Other, Brick
  • Patio And Porch Features: Covered Deck, Covered Patio, Covered Porch
  • Pool Private: No
  • Roof: Other
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Covered Parking Spaces: 1
  • Garage Yn: No
  • Parking Features: Detached
  • Total Parking Spaces: 1

Utilities

  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Other
  • Lot Size Acres: 0.17
  • Lot Size: 70X107M
  • Lot Size Units: Acres
  • Parcel #: 109J F 012
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1157

MLS Schools

  • Elementary School: Alpine Crest Elementary School
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 8, 2021
Closed on
Feb 9, 2021
Sold by
Bankston Jeremy and Bankston Dawn
Bought by
White Corrie Lynn
Seller's Agent
Desiree Tombul
Real Estate Partners Chattanooga, LLC
Buyer's Agent
Samantha Levy
Greater Downtown Realty dba Keller Williams Realty
List Price
$190,000
Sold Price
$195,000
Premium/Discount to List
$5,000
2.63%
Current Estimated Value
$287,049

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$92,049
Avg. Annual Appreciation
8.85%
Original Mortgage
$173,000
Outstanding Balance
$156,239
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$131,492

Purchase Details

Listed on
Jun 26, 2019
Closed on
Jul 23, 2019
Sold by
Moore Debbie Robertson
Bought by
Bankston Jeremy and Bankston Dawn
Seller's Agent
Terra Villers
Horizon Sotheby's International Realty
Buyer's Agent
Desiree Tombul
Real Estate Partners Chattanooga LLC
List Price
$147,000
Sold Price
$157,000
Premium/Discount to List
$10,000
6.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.01%
Original Mortgage
$125,600
Interest Rate
3.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 19, 2006
Sold by
Robertson Billy E and Robertson Nancy Mcclure
Bought by
Moore Debbie Robertson

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$57,734
Interest Rate
6.51%
Mortgage Type
Unknown

Purchase Details

Closed on
Aug 27, 2001
Sold by
Will Of Nellie Euphemia Sanders
Bought by
Robertson Billy E and Robertson Nancy Mcclure
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
White Corrie Lynn $195,000 None Available
Bankston Jeremy $157,000 None Available
Moore Debbie Robertson -- None Available
Robertson Billy E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open White Corrie Lynn $173,000
Previous Owner Bankston Jeremy $125,600
Previous Owner Moore Debbie Robertson $51,500
Previous Owner Moore Debbie Robertson $57,734
Previous Owner Robertson Billy E $56,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/09/2021 02/09/21 Sold $195,000 +2.6% $171 / Sq Ft
01/09/2021 01/09/21 Pending -- -- --
01/08/2021 01/08/21 For Sale $190,000 +21.0% $167 / Sq Ft
07/23/2019 07/23/19 Sold $157,000 +6.8% $139 / Sq Ft
06/30/2019 06/30/19 Pending -- -- --
06/26/2019 06/26/19 For Sale $147,000 -- $131 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $902 $40,300 $0 $0
2023 $1,645 $40,300 $0 $0
2022 $1,385 $40,300 $0 $0
2021 $1,577 $40,300 $0 $0
2020 $1,157 $22,350 $0 $0
2019 $1,157 $22,350 $0 $0
2018 $1,157 $22,350 $0 $0
2017 $1,110 $22,350 $0 $0
2016 $1,046 $0 $0 $0
2015 $1,046 $19,875 $0 $0
2014 $1,046 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Realtracs

MLS Number: 2722205

Realtracs

APN: 109J-F-012