$515,000
SOLD MAR 27, 2026
4 Beds
2.5 Baths
2,503 Sq Ft
13,504 Sq Ft Lot

Sale Details

Date Sold: March 27, 2026

$206 Per Sq Ft

5% Above List Price

8 Days on Market

Highlights

  • Landscaped Professionally
  • Deck
  • Corner Lot
  • Clubhouse
  • Property is near park
  • Community Pool

About This Home

As of March 2026

Welcome home to 401 Bower Lane in Oswego's highly sought-after Southbury community. This well-maintained, one-owner home offers a spacious and functional layout with 4 bedrooms, 2.1 bathrooms, and a 2-car garage, deep pour english basement and a large fully fenced backyard with mature trees. Step inside to a bright, open foyer with soaring ceilings and a welcoming flow into the formal living and dining spaces. The kitchen features ample cabinetry, generous counter space, an island, butler's pantry, updated lighting and a casual eating area that opens to the family room. The family room is filled with natural light and includes a cozy fireplace, creating a warm and inviting gathering space. Upstairs, you'll find four generously sized bedrooms, including a primary suite with private bath and soaking tub. The basement is unfinished and a deep pour with plenty of natural light. Bring your ideas! The home has been lovingly cared for and offers a fantastic opportunity for buyers looking to personalize and add their own style over time. Enjoy all that Southbury has to offer, including a clubhouse, pools, tennis and pickleball courts, fitness center, walking paths, and community events. Conveniently located near parks, shopping, dining, and highly rated schools: Southbury Elementary, Traughber Junior High, and Oswego High School. A solid home in an established neighborhood with space to grow. Don't miss this opportunity. Updates include: Roof (2020), Sump Pump (2021), Water Heater (2021), Microwave (2022), Double Oven (2025).

Last Agent to Sell the Property

Lisa Hillman

john greene, Realtor License #475201532 Listed on: 01/28/2026

john greene, Realtor

Last Buyer's Agent

Ava Wieczorek

Crosstown Realtors, Inc. License #475209181

Crosstown Realtors, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,566

Year Built

  • Built in 2005

Lot Details

  • 13,504 Sq Ft Lot
  • Lot Dimensions are 83x152x113x130
  • Fenced
  • Landscaped Professionally
  • Corner Lot
  • Paved or Partially Paved Lot

HOA Fees

  • $77 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,503 Sq Ft Home
  • 2-Story Property
  • Fireplace With Gas Starter
  • Window Screens
  • Family Room with Fireplace
  • Living Room
  • Dining Room

Kitchen

  • Butlers Pantry
  • Double Oven

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Gas Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Stubbed For A Bathroom
  • Basement with some natural light

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near park

Schools

  • Southbury Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, clubhouse, exercise facilities, pool
  • Patty Deering Association, Phone Number (847) 490-3833
  • Spring Gate At Southbury Subdivision
  • Property managed by Associa

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,566

Year Built

Built in 2005

Lot Details

0.31 Acres

HOA Fees

$77 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Spring Gate at Southbury
  • Year Built: 2005
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished, Bath/Stubbed, 8 ft + pour, Partial Exposure, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 2503
  • Room Type: No additional rooms
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 1328
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Corner Lot, Landscaped
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Main Level, Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 230
  • Association Fee Frequency: Quarterly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Associa
  • Management Contact Name: Patty Deering
  • Management Phone: 847-490-3833

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Exercise Facilities, Pool

Schools

  • Elementary School: Southbury Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School

Lot Info

  • Lot Size Acres: 0.31
  • Lot Dimensions: 83x152x113x130
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 10566
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 28, 2026
Closed on
Mar 26, 2026
Sold by
Barry Nancy and Nb Trust
Bought by
Fulani Olatunji
Seller's Agent
Lisa Hillman
john greene, Realtor
Buyer's Agent
Ava Wieczorek
Crosstown Realtors, Inc.
List Price
$489,000
Sold Price
$515,000
Premium/Discount to List
$26,000
5.32%
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-67.56%
Original Mortgage
$450,000
Outstanding Balance
$450,000
Interest Rate
6.01%
Mortgage Type
New Conventional
Estimated Equity
$36,812

Purchase Details

Closed on
Sep 12, 2018
Sold by
Barry Nancy F
Bought by
Barry Nancy F and Nb Trust

Purchase Details

Closed on
May 27, 2005
Sold by
Realen Homes Lp
Bought by
Barry Nancy F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
5.91%
Mortgage Type
Credit Line Revolving
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $319,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $20,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/27/2026 03/27/26 Sold $515,000 +5.3% $206 / Sq Ft
02/08/2026 02/08/26 Pending -- -- --
01/30/2026 01/30/26 For Sale $489,000 0.0% $195 / Sq Ft
01/29/2026 01/29/26 Price Changed $489,000 -- $195 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,566 $137,301 $39,776 $97,525
2023 $9,622 $120,439 $34,891 $85,548
2022 $9,622 $112,559 $32,608 $79,951
2021 $9,013 $102,327 $29,644 $72,683
2020 $8,386 $94,747 $27,448 $67,299
2019 $8,096 $90,344 $27,448 $62,896
2018 $8,815 $93,070 $28,276 $64,794
2017 $8,926 $93,070 $28,276 $64,794
2016 $8,552 $88,218 $26,802 $61,416
2015 $8,599 $84,825 $25,771 $59,054
2014 -- $80,023 $24,312 $55,711
2013 -- $80,023 $24,312 $55,711
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12541986

Midwest Real Estate Data (MRED)

APN: 03-16-403-001

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