NOT LISTED FOR SALE

401 Cascade Ln Unit 4 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $306,077 - $330,000

3 Beds
2.5 Baths
1,696 Sq Ft
$190/Sq Ft Est. Value

Sale Details

Date Sold: August 5, 2025

Last sale price $305,000 $180 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,444 / mo

4 Days on Market

Highlights

  • Water Views
  • Landscaped Professionally
  • End Unit
  • Home fronts a pond
  • Cathedral Ceiling
  • Covered Patio or Porch

About This Home

As of August 2025

Nice Home

Last Agent to Sell the Property

Daniel Firks

Coldwell Banker Real Estate Group License #475141739 Listed on: 08/01/2025

Coldwell Banker Real Estate Group

Last Buyer's Agent

Nicole Kneeland-Woods

Coldwell Banker Realty License #471022821

Coldwell Banker Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,653

Year Built

  • Built in 1997

Lot Details

  • Home fronts a pond
  • End Unit
  • Landscaped Professionally

HOA Fees

  • $260 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 1st floor
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,696 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Attached Fireplace Door
  • Gas Log Fireplace
  • Window Screens
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Water Views

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Covered Patio or Porch

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 4 Units
  • Winding Waters Subdivision, Steamfield Floorplan

Amenities

  • Common Area

Pet Policy

  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site
  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,653

Year Built

Built in 1997

Lot Details

0 Sq Ft Lot

HOA Fees

$260 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: Winding Waters
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Attached Fireplace Doors/Screen, Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Cathedral Ceiling(s), Walk-In Closet(s)
  • LivingArea: 1696
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s)
  • Room Type: No additional rooms
  • Stories Total: 2
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Common Walls: End Unit
  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Lot Features: Common Grounds, Landscaped
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: Pond
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Heated Garage, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 260
  • Association Amenities: Covered Porch
  • Association Fee Frequency: Monthly
  • Community Features: Sidewalks, Street Lights
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 0.22
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 0

Tax Info

  • Tax Annual Amount: 4653
  • Tax Year: 2022
  • Tax Exemptions: None

Multi Family

  • Units in Building: 4

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2025
Closed on
Sep 3, 2025
Sold by
Bought by
Seller's Agent
Daniel Firks
Coldwell Banker Real Estate Group
Buyer's Agent
Nicole Kneeland-Woods
Coldwell Banker Realty
List Price
$295,000
Sold Price
$305,000
Premium/Discount to List
$10,000
3.39%
Views
117
Current Estimated Value
$322,019

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,019
Avg. Annual Appreciation
6.44%
Original Mortgage
$7,500
Outstanding Balance
$7,500
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$314,519

Purchase Details

Listed on
Nov 4, 2021
Closed on
Dec 17, 2021
Sold by
Bought by
Seller's Agent
Nathan Brown
Century 21 Integra
Buyer's Agent
Kathy Thorat
Coldwell Banker Realty
List Price
$225,000
Sold Price
$227,000
Premium/Discount to List
$2,000
0.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.48%
Original Mortgage
$215,650
Interest Rate
2.98%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 6, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,750
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 23, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Aug 30, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,000
Interest Rate
6.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 9, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,050
Interest Rate
7.11%

Purchase Details

Closed on
Apr 16, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,700
Interest Rate
6.87%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$305,000 None Listed On Document
$227,000 Affinity Title Services Llc
$181,000 First American Title Ins Co
$177,500 First American Title
$170,000 Ticor Title
$139,000 Wheatland Title
$141,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $7,500
Open $289,750
Previous Owner $215,650
Previous Owner $135,750
Previous Owner $172,000
Previous Owner $153,000
Previous Owner $132,050
Previous Owner $133,700
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/05/2025 08/05/25 Sold $305,000 +3.4% $180 / Sq Ft
08/05/2025 08/05/25 Pending -- -- --
08/01/2025 08/01/25 For Sale $295,000 +30.0% $174 / Sq Ft
12/20/2021 12/20/21 Sold $227,000 +0.9% $134 / Sq Ft View Prior Sale
11/11/2021 11/11/21 Pending -- -- --
11/04/2021 11/04/21 For Sale $225,000 -- $133 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,373 $82,959 $12,359 $70,600
2024 $5,373 $72,771 $10,841 $61,930
2023 $4,653 $63,279 $9,427 $53,852
2022 $4,653 $57,526 $8,570 $48,956
2021 $5,175 $55,313 $8,240 $47,073
2020 $5,074 $53,702 $8,000 $45,702
2019 $5,589 $58,222 $8,000 $50,222
2018 $5,272 $54,346 $7,656 $46,690
2017 $5,111 $49,859 $7,024 $42,835
2016 $5,035 $48,406 $6,819 $41,587
2015 $4,844 $44,409 $6,256 $38,153
2014 -- $42,701 $6,015 $36,686
2013 -- $43,133 $6,076 $37,057
Source: Public Records

Agents Affiliated with this Home

  • Daniel Firks

    Seller's Agent in 2025

    Daniel Firks

    Coldwell Banker Real Estate Group

    (630) 674-6547

    4 in this area

    188 Total Sales

    Daniel Firks
    Section Image
  • Nicole Kneeland-Woods

    Buyer's Agent in 2025

    Nicole Kneeland-Woods

    Coldwell Banker Realty

    (630) 400-8337

    1 in this area

    69 Total Sales

    Nicole Kneeland-Woods
    Section Image
  • Nathan Brown

    Seller's Agent in 2021

    Nathan Brown

    Century 21 Integra

    (847) 331-6179

    12 in this area

    55 Total Sales

    Nathan Brown
    Section Image
  • Kathy Thorat

    Buyer's Agent in 2021

    Kathy Thorat

    Coldwell Banker Realty

    (630) 863-1462

    1 in this area

    21 Total Sales

    Kathy Thorat
    Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12275208

Midwest Real Estate Data (MRED)

APN: 03-09-459-045

Illinois Kendall County Oswego 60543 North Oswego

401 Cascade Ln Unit 4, Oswego, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.