NOT LISTED FOR SALE

401 Cumberland St E Cowan, TN 37318

Estimated Value: $175,583 - $207,000

2 Beds
2 Baths
1,275 Sq Ft
$150/Sq Ft Est. Value

Last Sold August 20, 2021

Last sale price $124,900 $98 Per Sq Ft

Est. 53% increase in value since last sale

Current estimated payment $1,107/month

197 Days on Market

Highlights

  • Living Room with Fireplace
  • No HOA
  • Cooling Available
  • Traditional Architecture
  • Porch
  • Home Security System

About This Home

As of August 2021

Gorgeous Historical property centrally located in the heart of Cowan. Was Commercial rezoned to Residential and all equipment being removed. Features 2 bdrm, 2 baths. Kitchen, living rm, formal dining rm, gorgeous hardwood floors, original crown molding & recessed book shelves, great location. Come and see this deal before it's gone.

Last Agent to Sell the Property

Pam Peck

Peck Realty Group, LLC Brokerage Phone: 9315808321 License #255537 Listed on: 12/09/2020

Last Buyer's Agent

Candice Bedwell

Epique Realty License #144897,337676

Epique Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $975

Year Built

  • Built in 1900

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 73x133
  • Level Lot

Home Design

  • Traditional Architecture
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,275 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • Living Room with Fireplace
  • 3 Fireplaces
  • Tile Flooring
  • Crawl Space

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Bathrooms

Home Security

  • Home Security System
  • Fire and Smoke Detector

Parking

  • 7 Open Parking Spaces
  • 7 Parking Spaces
  • Gravel Driveway
  • Parking Lot

Outdoor Features

  • Porch

Schools

  • Cowan Elementary School
  • South Middle School
  • Franklin Co High School

Utilities

  • Cooling Available
  • Zoned Heating

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 077L L 01601 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$975

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1900
  • Unit Levels: One
  • Building Stories: 1
  • Year Built Details: HIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Assessor
  • Attribution Contact: 9315808321
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Ceiling Fan(s), Entry Foyer, Primary Bedroom Main Floor
  • Appliances: None
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 3
  • Flooring: Tile
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Half Bathrooms: 2
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 1275
  • Building Area Units: Square Feet
  • Living Area: 1275
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Wood Siding
  • Patio And Porch Features: Porch, Covered
  • Pool Private: No
  • Roof: Metal
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking Spaces: 7
  • Parking Features: Gravel, Parking Lot
  • Total Parking Spaces: 7

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Electric, Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Zoned
  • Heating Yn: Yes
  • Security: Fire Alarm, Security System
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.2
  • Lot Size: 73X133
  • Lot Size Units: Acres
  • Parcel #: 077L L 01601 000
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 975

MLS Schools

  • Elementary School: Cowan Elementary
  • High School: Franklin Co High School
  • Middle Or Junior School: South Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2020
Closed on
Aug 20, 2021
Sold by
Gammada Ephraim
Bought by
Bragg Johnny and Bragg Susan Carol
Seller's Agent
Pam Peck
Peck Realty Group, LLC
Buyer's Agent
Candice Bedwell
Epique Realty
List Price
$119,900
Sold Price
$124,900
Premium/Discount to List
$5,000
4.17%
Current Estimated Value
$190,646

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65,746
Avg. Annual Appreciation
11.01%
Original Mortgage
$119,790
Outstanding Balance
$109,395
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$81,251

Purchase Details

Closed on
Aug 19, 2015
Sold by
Cox Don W
Bought by
Gammada Ephraim

Purchase Details

Closed on
Oct 30, 1995
Sold by
Money Charles A
Bought by
Cox Don W

Purchase Details

Closed on
Jun 18, 1984
Bought by
Cox Don W and Money Charles A

Purchase Details

Closed on
Nov 11, 1983
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bragg Johnny $124,900 Metropolitan Escrow Inc
Gammada Ephraim $40,500 --
Cox Don W $22,500 --
Cox Don W $16,000 --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bragg Johnny $119,790
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2021 08/20/21 Sold $124,900 +4.2% $98 / Sq Ft
06/25/2021 06/25/21 Pending -- -- --
12/09/2020 12/09/20 For Sale $119,900 -- $94 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $917 $31,225 $5,500 $25,725
2023 $917 $31,225 $5,500 $25,725
2022 $870 $31,225 $5,500 $25,725
2021 $414 $31,225 $5,500 $25,725
2020 $1,023 $23,600 $4,400 $19,200
2019 $1,023 $23,600 $4,400 $19,200
2018 $974 $23,600 $4,400 $19,200
2017 $974 $23,600 $4,400 $19,200
2016 $937 $22,680 $4,400 $18,280
2015 $937 $22,680 $4,400 $18,280
2014 $937 $22,679 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2212668

Realtracs

APN: 077L-L-016.01