Seller's Agent in 2025
Jean Shine
Coldwell Banker Apex, Realtors
(254) 289-7590
16 in this area
1,459 Total Sales
Last list price
401 Downing St Belton, TX 76513
East Belton Neighborhood
3
Beds
2
Baths
1,558
Sq Ft
0.77
Acres
Highlights
- 0.77 Acre Lot
- Creek or Stream View
- Corner Lot
- Belton High School Rated A-
- Mature Trees
- No HOA
About This Home
As of June 2025Some homes just feel like they belong to a life well-lived—and this one is a perfect example. Set in a walkable Belton neighborhood where neighbors greet each other on their evening strolls and kids ride bikes to the park, this property offers more than just a house—it offers a way of life.
Set on a generous .77-acre lot, the backyard stretches beyond the privacy fence to include a wet weather creek that adds charm and natural beauty to your everyday view. Shade trees and a covered patio create an inviting outdoor retreat—ideal for morning coffee, weekend barbecues, or simply enjoying the peaceful sound of rustling leaves.
Inside, the spacious layout centers around a large great room that flows effortlessly into the island kitchen. With abundant cabinet and counter space, it's designed for gathering—whether you're prepping meals for the week or hosting friends for game night. The open design means no one misses a moment, and there's room for everyone to relax. The laundry room is conveniently located in the carport.
When it’s time to get out and explore, you’re just a short walk to a community park with disc golf and trails, and only minutes from downtown Belton’s restaurants, shops, and theater. Fort Cavazos is an easy commute, and weekend runs to the new Georgetown Costco are just a quick drive down the road.
This home offers the best of both worlds—room to breathe, and connection to everything you need. Come take a walk through and picture what life could look like here.
Last Agent to Sell the Property
Coldwell Banker Apex, Realtors Brokerage Phone: (254) 690-4321 License #0282773 Listed on: 05/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,929
Year Built
- Built in 1955
Lot Details
- 0.77 Acre Lot
- Privacy Fence
- Wood Fence
- Back Yard Fenced
- Corner Lot
- Paved or Partially Paved Lot
- Mature Trees
Parking
- 2 Attached Carport Spaces
Home Design
- Slab Foundation
- Masonry
Interior Spaces
- 1,558 Sq Ft Home
- Property has 1 Level
- Ceiling Fan
- Window Treatments
- Combination Kitchen and Dining Room
- Creek or Stream Views
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Range
- Dishwasher
- Kitchen Island
- Laminate Countertops
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Single Vanity
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Outdoor Features
- Covered Patio or Porch
- Outdoor Storage
Schools
- Pirtle Elementary School
- Lake Belton Middle School
- Lake Belton High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- High Speed Internet
Community Details
- No Home Owners Association
- Norman Place Sub Unit Subdivision
Listing and Financial Details
- Legal Lot and Block 1 / 1
- Assessor Parcel Number 66232
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 28, 2025
Closed on
Jun 26, 2025
Sold by
Kalkowski Melody A and Mummert Jonathan T
Bought by
Patch Elizabeth Kay
Seller's Agent
Jean Shine
Coldwell Banker Apex, Realtors
Buyer's Agent
Andrew Baker
Oaks of Texas Real Estate, LLC
List Price
$285,000
Views
28
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.81%
Original Mortgage
$265,821
Outstanding Balance
$265,595
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$16,558
Purchase Details
Listed on
Jun 7, 2019
Closed on
Jul 5, 2019
Sold by
Bunting Dustin W and Bunting Brittany
Bought by
Kalkowski Melody A and Kalkowski Jonathan T
Seller's Agent
Jodi Brazeal
Magnolia Realty Temple Belton
Buyer's Agent
Jean Shine
Coldwell Banker Apex, Realtors
List Price
$169,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.16%
Original Mortgage
$172,000
Interest Rate
4%
Mortgage Type
VA
Purchase Details
Closed on
Apr 19, 2018
Sold by
Bunting Scott D and Bunting Cynthia D
Bought by
Bunting Dustin W and Bunting Brittany
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,250
Interest Rate
4.46%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 21, 1997
Sold by
Love Robert S and Love Cindy D
Bought by
Schomburg Karen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,700
Interest Rate
7.23%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | Monteith Abstract & Title | |
| Vendors Lien | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Vendors Lien | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $265,821 | FHA | |
| Previous Owner | $172,000 | VA | |
| Previous Owner | $128,250 | New Conventional | |
| Previous Owner | $49,900 | Stand Alone Second | |
| Previous Owner | $58,193 | New Conventional | |
| Previous Owner | $87,700 | VA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/26/2025 06/26/25 | Sold | -- | -- | -- |
| 06/12/2025 06/12/25 | Pending | -- | -- | -- |
| 05/28/2025 05/28/25 | For Sale | $285,000 | +67.7% | $183 / Sq Ft |
| 07/05/2019 07/05/19 | Sold | -- | -- | -- |
| 06/07/2019 06/07/19 | For Sale | $169,900 | -- | $109 / Sq Ft |
Source: Central Texas MLS (CTXMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $107 | $15,246 | $15,246 | $223,139 |
| 2024 | $107 | $7,362 | $7,362 | -- |
| 2023 | $5,338 | $267,014 | $0 | $0 |
| 2022 | $5,496 | $242,740 | $0 | $0 |
| 2021 | $5,348 | $220,673 | $37,255 | $183,418 |
| 2020 | $4,803 | $186,264 | $37,255 | $149,009 |
| 2019 | $4,595 | $169,085 | $37,255 | $131,830 |
| 2018 | $3,847 | $141,540 | $22,750 | $118,790 |
| 2017 | $3,591 | $140,573 | $22,750 | $117,823 |
| 2016 | $3,392 | $132,770 | $17,550 | $115,220 |
| 2015 | $3,044 | $130,838 | $17,550 | $113,288 |
| 2014 | $3,044 | $127,594 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jean Shine
-
Andrew Baker
Buyer's Agent in 2025
Andrew Baker
Oaks of Texas Real Estate, LLC
(254) 228-7450
3 in this area
181 Total Sales
-
Jodi Brazeal
Seller's Agent in 2019
Jodi Brazeal
Magnolia Realty Temple Belton
(254) 721-7364
1 in this area
94 Total Sales
Map
Source: Central Texas MLS (CTXMLS)
MLS Number: 581298
APN: 66232
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Listing and property data is from an Internet Data Exchange (IDX) provided by the Central Texas MLS.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2025 Central Texas MLS, All Rights Reserved.
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