$481,000
SOLD MAR 3, 2025

401 Elder Ct NW Saint Michael, MN 55376

4 Beds
3.5 Baths
3,193 Sq Ft
0.35 Acres

Recently Sold

$151 Per Sq Ft

2% Below List Price

104 Days on Market

Highlights

  • Deck
  • Corner Lot
  • No HOA
  • Fieldstone Elementary School Rated A
  • Mud Room
  • Hobby Room

About This Home

As of March 2025

Nestled on a serene corner lot in a cul-de-sac, this meticulously maintained 4-bedroom, 4-bathroom home boasts numerous high-end upgrades and luxurious amenities throughout. From the new roof, vinyl siding, soffits, fascia, and Andersen windows to the seamless covered gutters and Andersen patio doors, every detail has been carefully considered for comfort, durability, and style.

The outdoor living space is designed for entertainment and relaxation. The expansive cedar deck offers dimmable soffit lighting, accent lighting under the railing, and built-in Bose speakers. Prepped for a future 3 or 4-season porch with wiring for sound and lighting, this space is perfect for gatherings. The WiFi-controlled irrigation system keeps the beautifully landscaped yard lush, while the 3-car garage is equipped with cabinets, a workbench, and a garage door opener, providing ample storage and functionality. An oversized driveway and parking pad offer plenty of space, perfect for RVs, trailers, or extra vehicles, making it ideal for outdoor enthusiasts.

Inside, elegant finishes like solid oak doors and frosted glass accents in the primary bathroom and laundry room enhance the home's luxurious feel. Thoughtful lighting, including ceiling can lights with multiple dimmable zones, creates the perfect ambiance throughout. The chef’s kitchen features a large peninsula, center island, granite countertops, Travertine tile backsplash, and custom oak cabinetry with under-cabinet and accent lighting, perfect for both casual meals and formal entertaining. Flooring throughout the home includes solid Brazilian cherry on the main level, durable porcelain tile in key areas, and stunning white Carrara marble in the primary bathroom and half bath.

The primary suite is a true retreat with an adjacent sitting room, heated floors in the primary bath, a custom walk-in shower, Jacuzzi tub, and a double-sink granite vanity. Walk-in closets in both the primary and additional bedrooms offer ample storage, while the second-floor full bath features double sinks and a large linen closet.

The walkout lower level adds even more living space, with a versatile bedroom/office, a large rec room perfect for movie nights or gatherings, a shop with sink and vacuum connections, and plenty of extra storage, including a large pantry and finished under-stair space.

Additional amenities include a central vacuum system with automatic dustpan, a Heatilator gas fireplace with oak and granite surround, and a whole-house sound and security system wired to Bose speakers, including deck speakers. A 200-amp electrical system, remote-controlled forced air HVAC, and a newer water heater ensure modern convenience and efficiency. The home is also wired for Ring security and gaming systems, making it perfect for today’s connected lifestyle.

This stunning property combines luxury, functionality, and thoughtful design in every corner. Enjoy the benefits of a spacious corner lot and peaceful cul-de-sac setting, while still being close to local conveniences. This one-of-a-kind home offers an unmatched living experience – don’t miss the opportunity to make it yours.

Last Agent to Sell the Property

Paul Gonsior

Real Broker, LLC Listed on: 10/15/2024

Real Broker, LLC

Last Buyer's Agent

Tamerat Tegegne

Real Broker, LLC

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,748

Year Built

  • Built in 1994

Lot Details

  • 0.35 Acre Lot
  • Lot Dimensions are 63x30x32x143x110x50x75
  • Cul-De-Sac
  • Corner Lot
  • Many Trees

Parking

  • 3 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Gas Fireplace
  • Mud Room
  • Family Room
  • Sitting Room
  • Living Room
  • Dining Room
  • Hobby Room
  • Storage Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Block Basement Construction
  • Natural lighting in basement

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Creek Ridge 2Nd Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 114067001070

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,748

Year Built

Built in 1994

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1994
  • Above Grade Finished Sq Ft: 2325
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Finished, Walkout
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Gas
  • Living Area: 3193
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 868
  • Basement YN: Yes
  • Dining Room Type: Family Room, Living Room, Kitchen, Dining Room, Informal Dining Room, Mud Room, Laundry, Bedroom 1, Walk In Closet, Sitting Room, Primary Bathroom, Bedroom 2, Bedroom 3, Bedroom 4, Storage, Hobby Room, Deck

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • PatioPorchType: Deck,Patio

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Ethernet Wired,Hardwood Floors,Primary Bedroom Walk-In Closet,Natural Woodwork,Patio,Paneled Doors,Walk-In Closet

Schools

  • Junior High Dist: St. Michael-Albertville
  • SchoolDistrictPhone: 763-497-3180

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 63x30x32x143x110x50x75
  • Lot Size Sq Ft: 15376.68
  • Land Lease: No
  • Lot Features: Corner Lot, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 114067001070
  • Tax Annual Amount: 4748
  • TaxWithAssessments: 4748.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2024
Closed on
Feb 27, 2025
Sold by
Hosch Steven A and Hosch Victoria G
Bought by
Ortiz Erick Manuel
Seller's Agent
Paul Gonsior
Real Broker, LLC
Buyer's Agent
Tamerat Tegegne
Real Broker, LLC
List Price
$490,000
Sold Price
$481,000
Premium/Discount to List
-$9,000
-1.84%
Views
47
Current Estimated Value
$481,955

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$955
Avg. Annual Appreciation
0.23%
Original Mortgage
$472,287
Outstanding Balance
$469,508
Interest Rate
6.96%
Mortgage Type
FHA
Estimated Equity
$12,447
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $481,000 All American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $472,287 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/03/2025 03/03/25 Sold $481,000 -1.8% $151 / Sq Ft
01/30/2025 01/30/25 Pending -- -- --
10/18/2024 10/18/24 For Sale $490,000 -- $153 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,870 $440,300 $115,000 $325,300
2024 $4,748 $430,900 $110,000 $320,900
2023 $4,780 $448,200 $113,400 $334,800
2022 $4,482 $417,500 $105,000 $312,500
2021 $4,340 $337,900 $75,000 $262,900
2020 $4,246 $318,200 $70,000 $248,200
2019 $4,208 $304,800 $0 $0
2018 $3,890 $287,600 $0 $0
2017 $3,692 $273,000 $0 $0
2016 $3,532 $0 $0 $0
2015 $3,490 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6615686

NorthstarMLS

APN: 114-067-001070