401 Elder Ct NW Saint Michael, MN 55376
4
Beds
3.5
Baths
3,193
Sq Ft
0.35
Acres
Highlights
- Deck
- 1 Fireplace
- No HOA
- Fieldstone Elementary School Rated A
- Corner Lot
- Hobby Room
About This Home
As of March 2025Nestled on a serene corner lot in a cul-de-sac, this meticulously maintained 4-bedroom, 4-bathroom home boasts numerous high-end upgrades and luxurious amenities throughout. From the new roof, vinyl siding, soffits, fascia, and Andersen windows to the seamless covered gutters and Andersen patio doors, every detail has been carefully considered for comfort, durability, and style.The outdoor living space is designed for entertainment and relaxation. The expansive cedar deck offers dimmable soffit lighting, accent lighting under the railing, and built-in Bose speakers. Prepped for a future 3 or 4-season porch with wiring for sound and lighting, this space is perfect for gatherings. The WiFi-controlled irrigation system keeps the beautifully landscaped yard lush, while the 3-car garage is equipped with cabinets, a workbench, and a garage door opener, providing ample storage and functionality. An oversized driveway and parking pad offer plenty of space, perfect for RVs, trailers, or extra vehicles, making it ideal for outdoor enthusiasts.Inside, elegant finishes like solid oak doors and frosted glass accents in the primary bathroom and laundry room enhance the home's luxurious feel. Thoughtful lighting, including ceiling can lights with multiple dimmable zones, creates the perfect ambiance throughout. The chef’s kitchen features a large peninsula, center island, granite countertops, Travertine tile backsplash, and custom oak cabinetry with under-cabinet and accent lighting, perfect for both casual meals and formal entertaining. Flooring throughout the home includes solid Brazilian cherry on the main level, durable porcelain tile in key areas, and stunning white Carrara marble in the primary bathroom and half bath.The primary suite is a true retreat with an adjacent sitting room, heated floors in the primary bath, a custom walk-in shower, Jacuzzi tub, and a double-sink granite vanity. Walk-in closets in both the primary and additional bedrooms offer ample storage, while the second-floor full bath features double sinks and a large linen closet.The walkout lower level adds even more living space, with a versatile bedroom/office, a large rec room perfect for movie nights or gatherings, a shop with sink and vacuum connections, and plenty of extra storage, including a large pantry and finished under-stair space.Additional amenities include a central vacuum system with automatic dustpan, a Heatilator gas fireplace with oak and granite surround, and a whole-house sound and security system wired to Bose speakers, including deck speakers. A 200-amp electrical system, remote-controlled forced air HVAC, and a newer water heater ensure modern convenience and efficiency. The home is also wired for Ring security and gaming systems, making it perfect for today’s connected lifestyle.This stunning property combines luxury, functionality, and thoughtful design in every corner. Enjoy the benefits of a spacious corner lot and peaceful cul-de-sac setting, while still being close to local conveniences. This one-of-a-kind home offers an unmatched living experience – don’t miss the opportunity to make it yours.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,748
Year Built
- Built in 1994
Lot Details
- 0.35 Acre Lot
- Lot Dimensions are 63x30x32x143x110x50x75
- Cul-De-Sac
- Corner Lot
Parking
- 3 Car Attached Garage
- Insulated Garage
- Garage Door Opener
Home Design
- Architectural Shingle Roof
Interior Spaces
- 2-Story Property
- 1 Fireplace
- Family Room
- Sitting Room
- Living Room
- Dining Room
- Hobby Room
- Storage Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Natural lighting in basement
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- 200+ Amp Service
Community Details
- No Home Owners Association
- Creek Ridge 2Nd Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 114067001070
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 15, 2024
Closed on
Feb 27, 2025
Sold by
Hosch Steven and Hosch Victoria
Bought by
Ortiz Erick
Seller's Agent
Paul Gonsior
Real Broker, LLC
Buyer's Agent
Tamerat Tegegne
Kris Lindahl Real Estate
List Price
$490,000
Sold Price
$481,000
Premium/Discount to List
-$9,000
-1.84%
Views
47
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,394
Avg. Annual Appreciation
-1.05%
Original Mortgage
$472,287
Outstanding Balance
$470,344
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$8,083
Similar Homes in Saint Michael, MN
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $481,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $472,287 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/03/2025 03/03/25 | Sold | $481,000 | -1.8% | $151 / Sq Ft |
| 01/30/2025 01/30/25 | Pending | -- | -- | -- |
| 10/18/2024 10/18/24 | For Sale | $490,000 | -- | $153 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,748 | $440,300 | $115,000 | $325,300 |
| 2024 | $4,748 | $430,900 | $110,000 | $320,900 |
| 2023 | $4,780 | $448,200 | $113,400 | $334,800 |
| 2022 | $4,482 | $417,500 | $105,000 | $312,500 |
| 2021 | $4,340 | $337,900 | $75,000 | $262,900 |
| 2020 | $4,246 | $318,200 | $70,000 | $248,200 |
| 2019 | $4,208 | $304,800 | $0 | $0 |
| 2018 | $3,890 | $287,600 | $0 | $0 |
| 2017 | $3,692 | $273,000 | $0 | $0 |
| 2016 | $3,532 | $0 | $0 | $0 |
| 2015 | $3,490 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Paul Gonsior
Seller's Agent in 2025
Paul Gonsior
Real Broker, LLC
(612) 702-4838
5 in this area
90 Total Sales
-
Tamerat Tegegne
T
Buyer's Agent in 2025
Tamerat Tegegne
Kris Lindahl Real Estate
(612) 229-0812
2 in this area
31 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6615686
APN: 114-067-001070
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