$850,000
$45K PRICE DROP

Estimated payment $4,910/month

Total Views 41,325
4 Beds
2.5 Baths
4,331 Sq Ft
$196 Price per Sq Ft

Highlights

  • Above Ground Pool
  • Wood Flooring
  • No HOA
  • Nolan Elementary School Rated A-
  • Bonus Room
  • Screened Porch

About This Home

Welcome to 401 Lake Avenue! A charming and well-maintained Tudor-style home offering 4,331 square feet of thoughtfully designed living space in one of Signal Mountain's most desirable neighborhoods. Nestled on a 1.03-acre lot, this 4-bedroom, 2.5-bath home features a 2-car garage & utility garage (heated/cooled), timeless architecture, and spacious interiors that blend classic style with modern comforts.

As you step through the double front doors, you're welcomed into a gracious foyer with a formal living room to the right and a formal dining room to the left. The dining room flows into the kitchen, which includes a breakfast nook, pantry, and laundry room for added convenience. Just off the kitchen, enjoy a screened-in porch that opens to an open, covered grilling deck ... both overlooking the peaceful backyard and above-ground pool, perfect for entertaining or unwinding.

A cozy den just off the formal living room offers additional space for relaxing or gathering with friends and family.

Upstairs, you'll find all four bedrooms, including an oversized primary suite designed for comfort and relaxation. The updated, spa-like master bathroom features a soaking tub, separate tiled shower, dual vanities, and modern finishes ... creating the perfect retreat. Also upstairs is a full guest bathroom, a spacious common area/bonus room, and an additional bonus/flex room currently used for storage and closet space.

Located in the heart of Signal Mountain, this home offers not just a beautiful space but an exceptional lifestyle. Signal Mountain is known for its scenic beauty, top-rated schools, and strong sense of community. Perched above the Tennessee River Gorge, it provides easy access to hiking trails, breathtaking views, and downtown Chattanooga, just a short minute drive away. Whether you're drawn to outdoor adventure, a peaceful pace of life, or a welcoming neighborhood, 401 Lake Avenue delivers it all.

Listing Agent

Cassie King Hollis

Better Homes and Gardens Real Estate Signature Brokers License #330842 Listed on: 05/19/2025

Better Homes and Gardens Real Estate Signature Brokers

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,442

Year Built

  • Built in 1985

Lot Details

  • 1.03 Acre Lot
  • Lot Dimensions are 130x436.5
  • Chain Link Fence
  • Level Lot
  • Back Yard Fenced

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • HardiePlank Type
  • Stucco

Interior Spaces

  • 4,331 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Gas Log Fireplace
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Den with Fireplace
  • Bonus Room
  • Screened Porch
  • Utility Room in Garage
  • Storage
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Convection Oven
  • Electric Cooktop
  • Down Draft Cooktop
  • Microwave
  • Kitchen Island
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Laundry in Kitchen
  • Dryer
  • Washer

Accessible Home Design

  • Enhanced Accessible Features
  • Stair Lift

Outdoor Features

  • Above Ground Pool
  • Patio
  • Fire Pit
  • Shed
  • Rain Gutters

Schools

  • Nolan Elementary School
  • Signal Mountain Middle School
  • Signal Mtn High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Septic Tank
  • Sewer Not Available
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Summertown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 089m B 001.09

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,442

Year Built

Built in 1985

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.03
  • Lot Size: 130X436.5
  • Subdivision Name: Summertown
  • Directions: From Downtown Chattanooga: Take Hwy 27N to the Signal Mountain exit (Hwy 127N). Continue up Signal Mountain for 8.2 miles, continuing on Taft Hwy. Right onto Fairmount Pike. Right onto Key Hulse Road. Continue on Lake Avenue. Home will be on the Left.
  • Above Grade Finished Sq Ft: 4331.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 4331.0
  • New Construction: No
  • Year Built: 1985
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 089m B 001.09
  • Location Tax and Legal Elementary School: Nolan Elementary
  • Location Tax and Legal Middle Or Junior School2: Signal Mountain Middle
  • Location Tax and Legal High School: Signal Mtn
  • Location Tax and Legal:Tax Annual Amount: 3441.62
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 4331.0
  • General Property Information Enhanced Accessible2: Yes
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.03
  • General Property Information Lot Size Square Feet2: 44866.8
  • General Property Information Lot Size Dimensions: 130X436.5
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Second
  • Foundation Details Block2: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Appliances Dryer: Yes
  • Wall Oven: Yes
  • Washers: Yes
  • Room Types Primary Bedroom Level: Second
  • Cooling:Multi Units: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Fencing Back Yard: Yes
  • Other Structures:Shed(s): Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Interior Features Breakfast Nook: Yes
  • Room Types Den: Yes
  • Room Types Den Level: First
  • Attic Features Pull-Down Stairs: Yes
  • Fencing:Chain Link: Yes
  • Pool Features Above Ground: Yes
  • Utilities Sewer Not Available: Yes
  • Parking Features Utility Garage: Yes
  • Special Features: None

Interior Features

  • Private Spa: No
  • Appliances: Wall Oven, Washer, Trash Compactor, Oven, Microwave, Gas Water Heater, Electric Cooktop, Dryer, Down Draft, Disposal, Convection Oven
  • Accessibility Features: Stair Lift
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Nook, Crown Molding, Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, High Speed Internet, Kitchen Island, Pantry, Separate Dining Room, Separate Shower, Soaking Tub, Storage, Walk-In Closet(s)
  • Appliances:Convection Oven: Yes
  • Appliances:Trash Compactor: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Down Draft: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Kitchen Island: Yes
  • Appliances:Oven: Yes
  • Appliances:Electric Cooktop: Yes
  • Laundry Features:In Kitchen: Yes

Exterior Features

  • Fencing: Back Yard, Chain Link
  • Lot Features: Back Yard, Gentle Sloping, Level
  • Pool Features: Above Ground
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, HardiPlank Type, Stucco
  • Exterior Features: Fire Pit, Private Yard, Rain Gutters
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Porch - Covered, Porch - Screened, Rear Porch
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Back Yard2: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Construction Materials:Stucco: Yes
  • Exterior Features:Fire Pit: Yes
  • Construction Materials:HardiPlank Type: Yes
  • Accessibility Features:Stair Lift: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Driveway, Garage, Utility Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Kitchen, Main Level, Washer Hookup
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Not Available, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Nolan Elementary
  • High School: Signal Mtn
  • Middle Or Junior School: Signal Mountain Middle

Lot Info

  • Lot Size Sq Ft: 44866.8
  • Additional Parcels: No
  • Parcel #: 089m B 001.09

Tax Info

  • Tax Annual Amount: 3441.62

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,781 $124,300 $0 $0
2023 $3,442 $124,300 $0 $0
2022 $3,442 $124,300 $0 $0
2021 $3,442 $124,300 $0 $0
2020 $3,708 $110,000 $0 $0
2019 $3,598 $110,000 $0 $0
2018 $3,488 $110,000 $0 $0
2017 $3,466 $110,000 $0 $0
2016 $3,087 $0 $0 $0
2015 $3,087 $96,650 $0 $0
2014 $3,087 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Price Changed $850,000 -2.9% $196 / Sq Ft
05/19/2025 05/19/25 Price Changed $875,000 -2.2% $202 / Sq Ft
04/22/2025 04/22/25 For Sale $895,000 -- $207 / Sq Ft
Source: Greater Chattanooga REALTORS®

Mortgage History

Date Status Loan Amount Loan Type
Closed $50,000 Credit Line Revolving
Closed $50,000 Credit Line Revolving
Closed $50,000 Credit Line Revolving
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1511514

Greater Chattanooga REALTORS®

APN: 089M-B-001.09