401 Manchester Rd Oswego, IL 60543
North Oswego NeighborhoodEstimated payment $3,569/month
Total Views
25,864
3
Beds
3.5
Baths
2,292
Sq Ft
$218
Price per Sq Ft
Highlights
- Water Views
- Landscaped Professionally
- Wood Flooring
- Oswego East High School Rated A-
- Community Lake
- Loft
About This Home
Welcome to the most meticulously maintained gem nestled in the serene Waterside at Farmington Lakes neighborhood of Oswego! This stunning home sits proudly on a HUGE corner lot featuring mature landscaping, a spacious patio and outdoor firepit, ready for summer night entertaining. Step inside the perfect layout blending quality & modern touches to create a truly exceptional living experience. Wind through into the gourmet kitchen including granite countertops, double ovens, stainless steel appliances, a breakfast bar, and 42" maple cabinetry, and sliders to the exterior patio. The bright eat-in opens to the family room, centering around a beautiful stone fireplace. Additional flex space includes the mud/laundry room and an extra deep 2.5 car garage with a large storage nook, ideal for bikes, tools, or a workbench. Your dream basement is waiting to entertain you downstairs with a beverage center, TV area and play area, and picture-perfect full bathroom addition (2023). All that and still plenty of storage space tucked behind the barn doors. Upstairs, enjoy 3 large bedrooms plus a versatile loft that was a builder's 4th-bedroom option, easy to convert by the new buyers if desired! The luxurious primary suite features a private bathroom with separate shower & tub. Other major updates include a new roof and siding (2019), HVAC (2020), fully finished basement with full bath (2023), water heater (2023), brand new carpet (2024, pet-free), fresh neutral paint, newly resurfaced driveway (2024), and fully fenced backyard (2024) completes this exceptional & meticulous home!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,273
Year Built
- Built in 2003
Lot Details
- Lot Dimensions are 75 x 150
- Fenced
- Landscaped Professionally
- Corner Lot
- Paved or Partially Paved Lot
HOA Fees
- $35 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,292 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Loft
- Water Views
- Laundry Room
Kitchen
- Double Oven
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Manager Association, Phone Number (773) 572-0880
- Farmington Lakes Subdivision, Covington Floorplan
- Property managed by Westward 360
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,871 | $128,659 | $32,578 | $96,081 |
| 2023 | $8,812 | $111,878 | $28,329 | $83,549 |
| 2022 | $8,812 | $103,591 | $26,231 | $77,360 |
| 2021 | $8,250 | $94,173 | $23,846 | $70,327 |
| 2020 | $8,331 | $94,173 | $23,846 | $70,327 |
| 2019 | $8,464 | $94,173 | $23,846 | $70,327 |
| 2018 | $8,195 | $89,928 | $22,771 | $67,157 |
| 2017 | $8,001 | $84,045 | $21,281 | $62,764 |
| 2016 | $7,863 | $81,597 | $20,661 | $60,936 |
| 2015 | $3,719 | $74,179 | $18,783 | $55,396 |
| 2014 | -- | $69,980 | $17,720 | $52,260 |
| 2013 | -- | $70,687 | $17,899 | $52,788 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/06/2025 06/06/25 | Pending | -- | -- | -- |
| 05/28/2025 05/28/25 | For Sale | $499,900 | -- | $218 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $265,000 | First American Title | |
| Warranty Deed | $242,000 | Ticor Title Insurance Co | |
| Warranty Deed | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $90,000 | Construction | |
| Open | $236,200 | New Conventional | |
| Closed | $242,673 | FHA | |
| Previous Owner | $100,000 | Purchase Money Mortgage | |
| Previous Owner | $248,000 | Unknown | |
| Previous Owner | $18,500 | Unknown | |
| Previous Owner | $481,721 | Unknown | |
| Previous Owner | $261,000 | Stand Alone First | |
| Previous Owner | $241,101 | Purchase Money Mortgage |
Source: Public Records
Similar Homes in the area
Source: Midwest Real Estate Data (MRED)
MLS Number: 12366408
APN: 03-03-403-026
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