Seller's Agent in 2025
Kristi Gorski
DPG Real Estate Agency
(630) 991-7186
1 in this area
122 Total Sales
401 Manchester Rd Oswego, IL 60543
North Oswego Neighborhood
3
Beds
3.5
Baths
2,292
Sq Ft
2003
Built
Highlights
- Water Views
- Landscaped Professionally
- Wood Flooring
- Oswego East High School Rated A-
- Community Lake
- Loft
About This Home
As of July 2025Welcome to the most meticulously maintained gem nestled in the serene Waterside at Farmington Lakes neighborhood of Oswego! This stunning home sits proudly on a HUGE corner lot featuring mature landscaping, a spacious patio and outdoor firepit, ready for summer night entertaining. Step inside the perfect layout blending quality & modern touches to create a truly exceptional living experience. Wind through into the gourmet kitchen including granite countertops, double ovens, stainless steel appliances, a breakfast bar, and 42" maple cabinetry, and sliders to the exterior patio. The bright eat-in opens to the family room, centering around a beautiful stone fireplace. Additional flex space includes the mud/laundry room and an extra deep 2.5 car garage with a large storage nook, ideal for bikes, tools, or a workbench. Your dream basement is waiting to entertain you downstairs with a beverage center, TV area and play area, and picture-perfect full bathroom addition (2023). All that and still plenty of storage space tucked behind the barn doors. Upstairs, enjoy 3 large bedrooms plus a versatile loft that was a builder's 4th-bedroom option, easy to convert by the new buyers if desired! The luxurious primary suite features a private bathroom with separate shower & tub. Other major updates include a new roof and siding (2019), HVAC (2020), fully finished basement with full bath (2023), water heater (2023), brand new carpet (2024, pet-free), fresh neutral paint, newly resurfaced driveway (2024), and fully fenced backyard (2024) completes this exceptional & meticulous home!
Last Agent to Sell the Property
DPG Real Estate Agency License #475170124 Listed on: 05/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,273
Year Built
- Built in 2003
Lot Details
- Lot Dimensions are 75 x 150
- Fenced
- Landscaped Professionally
- Corner Lot
- Paved or Partially Paved Lot
HOA Fees
- $35 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,292 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Loft
- Water Views
- Laundry Room
Kitchen
- Double Oven
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Manager Association, Phone Number (773) 572-0880
- Farmington Lakes Subdivision, Covington Floorplan
- Property managed by Westward 360
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 28, 2025
Closed on
Jul 16, 2025
Sold by
Lunardini Kevin R and Lunardini Shannon E
Bought by
Vuong Thi Dan Thuy
Seller's Agent
Kristi Gorski
DPG Real Estate Agency
Buyer's Agent
Tracy Tran
Coldwell Banker Realty
List Price
$499,900
Sold Price
$485,000
Premium/Discount to List
-$14,900
-2.98%
Views
52
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.02%
Original Mortgage
$180,000
Outstanding Balance
$179,689
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$309,152
Purchase Details
Closed on
Jul 21, 2017
Sold by
Garrigan Kelly K
Bought by
Lunardini Kevin R and Lunardini Shannon E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,673
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 16, 2009
Sold by
Weir John F and Weir Dawn M
Bought by
Garrigan Kelly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 26, 2003
Sold by
Pinnacle Corp
Bought by
Weir John F and Weir Dawn M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$241,101
Interest Rate
7.6%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $485,000 | None Listed On Document | |
| Warranty Deed | $265,000 | First American Title | |
| Warranty Deed | $242,000 | Ticor Title Insurance Co | |
| Warranty Deed | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $180,000 | New Conventional | |
| Previous Owner | $242,673 | FHA | |
| Previous Owner | $100,000 | Purchase Money Mortgage | |
| Previous Owner | $241,101 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/21/2025 07/21/25 | Sold | $485,000 | -3.0% | $212 / Sq Ft |
| 06/06/2025 06/06/25 | Pending | -- | -- | -- |
| 05/28/2025 05/28/25 | For Sale | $499,900 | -- | $218 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,871 | $128,659 | $32,578 | $96,081 |
| 2023 | $8,812 | $111,878 | $28,329 | $83,549 |
| 2022 | $8,812 | $103,591 | $26,231 | $77,360 |
| 2021 | $8,250 | $94,173 | $23,846 | $70,327 |
| 2020 | $8,331 | $94,173 | $23,846 | $70,327 |
| 2019 | $8,464 | $94,173 | $23,846 | $70,327 |
| 2018 | $8,195 | $89,928 | $22,771 | $67,157 |
| 2017 | $8,001 | $84,045 | $21,281 | $62,764 |
| 2016 | $7,863 | $81,597 | $20,661 | $60,936 |
| 2015 | $3,719 | $74,179 | $18,783 | $55,396 |
| 2014 | -- | $69,980 | $17,720 | $52,260 |
| 2013 | -- | $70,687 | $17,899 | $52,788 |
Source: Public Records
Agents Affiliated with this Home
-
Kristi Gorski
-
Tracy Tran
Buyer's Agent in 2025
Tracy Tran
Coldwell Banker Realty
(630) 890-8947
6 in this area
370 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12366408
APN: 03-03-403-026
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