$1,099,000
SOLD JUL 1, 2025
5 Beds
4 Baths
4,060 Sq Ft
0.69 Acres

Recently Sold

$271 Per Sq Ft

99 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Sun or Florida Room
  • James E. Plew Elementary School Rated A-
  • Main Floor Primary Bedroom
  • Wine Refrigerator

About This Home

As of July 2025

Appraisal for $1,100,000 in hand; cost approach $1,196,000!!

This beautifully renovated 5-bedroom, 4-bathroom home with an office is an absolute masterpiece, offering both luxury and functionality at every turn. Located on a spacious 0.69-acre lot, the home boasts a large driveway and plenty of outdoor space for both entertaining and relaxation. With space between neighbors there is no need to feel crowded! The fully remodeled master bathroom features elegant tile, shiplap accents, a rain head shower, and additional shower heads for a spa-like experience. A newer shower door and window enhance the space. Closets by Design built-in closets in four bedrooms maximize storage and organization. Plantation shutters throughout the home add both beauty and privacy to every room. Upgraded newer flooring flows seamlessly throughout the home, and a complete home repaint (will offer touch ups at move out) with newer doors, and baseboards adds a fresh, modern look. Elegant newer light fixtures, including recessed lighting, brighten the space, creating a warm and inviting atmosphere.

The fully remodeled kitchen is a chef's dream, with high-end finishes such as soft-close cabinetry, quartz countertops, a Sub-Zero refrigerator/freezer, crushed ice machine, a dishwasher, a large gas stove, a powerful hood vent, and a wine cooler. A convenient walk-in pantry adds extra storage space. The fully renovated basement includes newer drywall, duct work, an upgraded bathroom, and newer flooring, creating an additional living space that can be customized to your needs.

Outside, the property features professional landscaping with pavers throughout, including a stunning pavered area around the pool with a gas firepit, pergola, and landscaping lighting, creating a luxurious outdoor retreat. Newer sod and a sprinkler system ensure the lush yard is easy to maintain, while a newer fence around the entire property provides privacy and security. An upper deck rooftop coating has been added to prevent basement leaks, and a newer pool sand pump was also added.

Additional upgrades include newer impact windows on the front of the home (with previous impact windows on the back), a newer tankless gas water heater for efficiency and endless hot water. A newer AC unit has been installed on the upper floor, along with newer duct work and a built-in air purifier for improved air quality. The roof was replaced in 2020, providing peace of mind for years to come.

With a generous 0.69-acre lot, this home offers a large driveway and plenty of space to entertain, relax, and enjoy your surroundings. An additional finished shed is located in the backyard as well! Every detail has been carefully thought out to provide comfort, style, and functionality, making this an unparalleled opportunity for those seeking a truly upgraded lifestyle. Don't miss the chance to own this exceptional home! Schedule your showing today!
BUYER TO VERIFY ALL INFORMATION PROVIDED

Last Agent to Sell the Property

Zarina Ellis

Ellis Realty LLC License #3397694 Listed on: 05/02/2025

Last Buyer's Agent

Tania Grady

Real Broker LLC License #3305575

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 126x186x142x228
  • Property fronts an easement
  • Street terminates at a dead end
  • Sprinkler System
  • Property is zoned City, Deed Restrictions, Resid Single Family

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Dimensional Roof
  • Ridge Vents on the Roof

Interior Spaces

  • 4,060 Sq Ft Home
  • 2-Story Property
  • Shelving
  • Vaulted Ceiling
  • Recessed Lighting
  • Family Room
  • Sun or Florida Room
  • Pull Down Stairs to Attic
  • Finished Basement

Kitchen

  • Gas Oven or Range
  • Dishwasher
  • Wine Refrigerator

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • 4 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Outdoor Features

  • Patio
  • Separate Outdoor Workshop
  • Shed

Schools

  • Plew Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Tankless Water Heater
  • Cable TV Available

Community Details

  • Rocky Bayou Estates 12B Subdivision
  • The community has rules related to covenants, exclusive easements

Listing and Financial Details

  • Assessor Parcel Number 09-1S-22-5022-000F-0010

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.69
  • Lot Size: 126x186x142x228
  • Road Frontage Type: City Street
  • Subdivision Name: ROCKY BAYOU ESTATES 12B
  • Directions: From Hwy 20 heading west, turn right onto Rocky Bayou Rd. Pass Publix, turn left onto Roscommon. After the round-a-bout, 401 Roscommon will be the first house on the left.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1998
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Underground: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Rooms:Sun Room: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Stove/Oven Gas, Wine Refrigerator, Water Heater - Tnkls
  • Has Basement: Basement Finished
  • Full Bathrooms: 4
  • Total Bedrooms: 5
  • Interior Amenities: Ceiling Raised, Lighting Recessed, Pull Down Stairs, Shelving
  • Window Features: Window Treatmnt Some
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Pull Down Stairs: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Shelving: Yes
  • Interior:Basement Finished: Yes

Exterior Features

  • Lot Features: Covenants, Dead End, Easements, Restrictions, Sidewalk
  • Pool Features: Pool Type
  • Construction Type: Brick
  • Exterior Features: Sprinkler System, Yard Building
  • Foundation Details: Slab
  • Other Structures: Workshop
  • Patio And Porch Features: Patio Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Easements: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Patio Open: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Sprinkler System: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes
  • Exterior:Workshop: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water, TV Cable, Underground
  • Utility: Yes

Schools

  • Elementary School: Plew
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 30056.4
  • Parcel #: 09-1S-22-5022-000F-0010
  • Zoning: City, Deed Restrictions, Resid Single Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jun 26, 2025
Sold by
Ellis Michael C and Ellis Joint Revocable Living Trust
Bought by
Forment Jonathan M and Forment Chelsea
Seller's Agent
Zarina Ellis
Ellis Realty LLC
Buyer's Agent
Tania Grady
Real Broker LLC
List Price
$1,099,000
Sold Price
$1,099,000
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-25.04%
Original Mortgage
$1,099,000
Outstanding Balance
$1,099,000
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
-$28,135

Purchase Details

Closed on
Oct 17, 2023
Sold by
Ellis Michael and Ellis Zarina
Bought by
Ellis Joint Revocable Living Trust and Ellis

Purchase Details

Closed on
Nov 16, 2020
Sold by
Oconnell Derek and Oconnell Claire
Bought by
Ellis Michael and Ellis Zarina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$507,000
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Closed on
Mar 9, 2015
Sold by
Harding Kirk Stanton and Harding Lorilyn A
Bought by
Claire O Connell Derek and Connell Claire O
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,099,000 Waypoint Title
Warranty Deed $100 None Listed On Document
Warranty Deed $600,000 Championship Title Agcy Llc
Warranty Deed $490,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,099,000 VA
Previous Owner $769,500 New Conventional
Previous Owner $507,000 VA
Previous Owner $25,000 Stand Alone Second
Previous Owner $40,000 Credit Line Revolving
Previous Owner $191,300 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2025 07/01/25 Sold $1,099,000 0.0% $271 / Sq Ft
05/18/2025 05/18/25 Pending -- -- --
05/02/2025 05/02/25 For Sale $1,099,000 0.0% $271 / Sq Ft
04/15/2025 04/15/25 Off Market $1,099,000 -- --
04/11/2025 04/11/25 Price Changed $1,099,000 -1.1% $271 / Sq Ft
03/22/2025 03/22/25 Price Changed $1,111,000 -2.5% $274 / Sq Ft
03/05/2025 03/05/25 Price Changed $1,139,000 -1.0% $281 / Sq Ft
02/11/2025 02/11/25 Price Changed $1,150,000 -8.0% $283 / Sq Ft
02/08/2025 02/08/25 For Sale $1,250,000 -- $308 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $738,256 $109,238 $629,018
2023 $0 $718,775 $0 $0
2022 $0 $697,840 $103,006 $594,834
2021 $7,497 $555,168 $89,570 $465,598
2020 $6,988 $513,969 $88,684 $425,285
2019 $6,686 $485,533 $88,684 $396,849
2018 $6,436 $462,202 $0 $0
2017 $5,892 $416,285 $0 $0
2016 $5,620 $399,312 $0 $0
2015 $4,425 $343,667 $0 $0
2014 $4,131 $320,007 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 968102

Emerald Coast Association of REALTORS®

APN: 09-1S-22-5022-000F-0010