NOT LISTED FOR SALE

401 S Cross St Unit 1 Chestertown, MD 21620

Estimated Value: $561,000 - $662,000

3 Beds
2.5 Baths
2,181 Sq Ft
$276/Sq Ft Est. Value

Last Sold June 08, 2023

Last sale price $585,000 $268 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $4,264/month

2 Days on Market

Highlights

  • Water Oriented
  • Open Floorplan
  • Traditional Architecture
  • River View
  • Deck
  • 1-minute walk to Wilmer Park

About This Home

As of June 2023

Eastern Shore home offers views of the Chester River and is just a walk away from downtown Chestertown. Lovely two-story brick condo has water views and an unbeatable location with access to the river walk, Wilmer Park, and Chestertown shops and dining. Spacious first-floor living includes a primary bedroom and full bath. The second floor has two bedrooms and a full bath. Designed with large windows, the end unit offers an abundance of natural light and views throughout the home. An inviting ambiance in the living room is captured with wood floors, a cathedral ceiling and wood-burning fireplace. The large kitchen overlooks the dining area which opens to a deck with river views. Other amenities include a detached two-car garage. UPDATE: Sale is subject to a lease which expires JUNE 1, 2023.

Founded in 1706, Chestertown is set on the banks of the Chester River and is home to Washington College. Brick sidewalks are lined with period homes, shops, theatre, galleries, oyster bar and restaurants. Enjoy the River Walk, farmers market, Fountain Park, rails-to-trails, annual festivals and river cruises on the Chester River Packet. Visitors and residents alike are attracted to the area’s natural beauty and its quiet, small town lifestyle combined with the convenience of being about 90-minutes from Washington, D.C. and Philadelphia and about 1-hour from Wilmington.

Last Listed By

Richard Budden

Coldwell Banker Chesapeake Real Estate Company Listed on: 04/28/2023

Coldwell Banker Chesapeake Real Estate Company

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,637

Year Built

  • Built in 1996

Lot Details

  • Extensive Hardscape
  • Sprinkler System
  • Property is in very good condition

HOA Fees

  • $425 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Circular Driveway
  • Parking Lot
  • Off-Street Parking

Property Views

  • River
  • Garden

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof

Interior Spaces

  • 2,181 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Awning
  • Window Treatments
  • Entrance Foyer
  • Living Room
  • Combination Kitchen and Dining Room
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Home Security

Outdoor Features

  • Water Oriented
  • River Nearby
  • Deck
  • Rain Gutters

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • Vented Exhaust Fan
  • Underground Utilities
  • Tankless Water Heater

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1504027086

Community Details

Overview

  • Stepne Place Condos
  • Stepne Place Subdivision

Pet Policy

  • Pets Allowed

Security

  • Fire Sprinkler System

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,637

Year Built

Built in 1996

Lot Details

0

HOA Fees

$425 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2023-04-28
  • Year Built: 1996
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Eastern Shore home offers views of the Chester River and is just a walk away from downtown Chestertown. Lovely two-story brick condo has water views and an unbeatable location with access to the river walk, Wilmer Park, and Chestertown shops and dining. Spacious first-floor living includes a primary bedroom and full bath. The second floor has two bedrooms and a full bath. Designed with large windows, the end unit offers an abundance of natural light and views throughout the home. An inviting ambiance in the living room is captured with wood floors, a cathedral ceiling and wood-burning fireplace. The large kitchen overlooks the dining area which opens to a deck with river views. Other amenities include a detached two-car garage. UPDATE: Sale is subject to a lease which expires JUNE 1, 2023. Founded in 1706, Chestertown is set on the banks of the Chester River and is home to Washington College. Brick sidewalks are lined with period homes, shops, theatre, galleries, oyster bar and restaurants. Enjoy the River Walk, farmers market, Fountain Park, rails-to-trails, annual festivals and river cruises on the Chester River Packet. Visitors and residents alike are attracted to the area’s natural beauty and its quiet, small town lifestyle combined with the convenience of being about 90-minutes from Washington, D.C. and Philadelphia and about 1-hour from Wilmington.
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer, Built-In Microwave
  • Flooring Type: Carpet, Hardwood, Vinyl
  • Interior Amenities: Carpet, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Recessed Lighting, Sprinkler System, Stall Shower, Wood Floors, Window Treatments
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer
  • Basement: No
  • Laundry Type: Main Floor, Has Laundry, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 2181
  • Living Area Sq Ft: 2181
  • Price Per Sq Ft: 273.73
  • Above Grade Finished Sq Ft: 2181
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 401

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Brick
  • Exterior Features: Awning(s), Extensive Hardscape, Gutter System, Sidewalks, Underground Lawn Sprinkler
  • Roof: Architectural Shingle
  • View: River, Water, Garden/Lawn
  • Water Access: No
  • Water Body Name: Chester River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Circular Driveway, Paved Parking, Private
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage, Off Street, Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Tankless
  • Sewer/Septic System: Public Sewer
  • Utilities: Under Ground
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 425.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Stepne Place
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139164602
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 130000.00
  • Land Assessed Value: 260000.00
  • Lot Size Units: Square Feet
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2023
  • Zoning: R-5
  • In City Limits: Yes

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 4506169
  • Tax Annual Amount: 5637.00
  • Assessor Parcel Number: 1504027086
  • Tax Lot: 1
  • Tax Total Finished Sq Ft: 2181
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 06/08/2023

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 28, 2023
Closed on
Jun 8, 2023
Sold by
Pupke Federal Qtip Residuary Trust
Bought by
Vite Gregory D and Vite Janet C
Seller's Agent
Richard Budden
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Casey Scattergood
Cross Street Realtors LLC
List Price
$597,000
Sold Price
$585,000
Premium/Discount to List
-$12,000
-2.01%
Total Days on Market
2
Views
11
Current Estimated Value
$602,717

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,717
Avg. Annual Appreciation
4.73%

Purchase Details

Closed on
Nov 3, 2021
Sold by
Pupke Elizabeth B and Henry R Pupke Revocable Trust
Bought by
Pupke Elizabeth B and Elizabeth B Pupke Revocable Tr

Purchase Details

Closed on
Oct 11, 2018
Sold by
Pupke Henry R and Pupke Elizabeth B
Bought by
Pupke Henry R and Henry R Pupke Revocable Trust

Purchase Details

Closed on
Sep 14, 2006
Sold by
Ward Bonnie C
Bought by
Pupke Henry R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.59%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 8, 2006
Sold by
Ward Bonnie C
Bought by
Pupke Henry R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.59%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 15, 2004
Sold by
Knowles Rebecca F Trustee
Bought by
Ward Bonnie C

Purchase Details

Closed on
Jun 25, 1999
Sold by
Knowles Rebecca F
Bought by
Knowles Rebecca F Trustee

Purchase Details

Closed on
Jun 30, 1997
Sold by
Krm Development Corporation
Bought by
Knowles Rebecca F

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vite Gregory D $585,000 None Listed On Document
Pupke Elizabeth B -- Accommodation
Pupke Henry R -- None Available
Pupke Henry R $649,000 --
Pupke Henry R $649,000 --
Ward Bonnie C $500,000 --
Knowles Rebecca F Trustee -- --
Knowles Rebecca F $269,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Pupke Henry R $326,750
Previous Owner Pupke Henry R $417,000
Previous Owner Pupke Henry R $417,000
Previous Owner Ward Bonnie C $450,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/08/2023 06/08/23 Sold $585,000 -2.0% $268 / Sq Ft
05/01/2023 05/01/23 Pending -- -- --
04/28/2023 04/28/23 For Sale $597,000 -- $274 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,966 $380,667 $0 $0
2023 $5,820 $371,333 $0 $0
2022 $0 $362,000 $240,000 $122,000
2021 $5,673 $362,000 $240,000 $122,000
2020 $5,673 $362,000 $240,000 $122,000
2019 $6,994 $465,000 $290,000 $175,000
2018 $6,994 $465,000 $290,000 $175,000
2017 $6,994 $465,000 $0 $0
2016 -- $465,000 $0 $0
2015 -- $465,000 $0 $0
2014 -- $465,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Similar Homes in Chestertown, MD

  • 103 Landing Ln, Chestertown, MD 21620

    $579,000

    • 2 Beds
    • 2.5 Baths
    • 2,100 Sq Ft
    • 103 Landing Ln
    • Chestertown, MD

    Step into this nearly new, impeccably maintained two-bedroom townhouse located in the highly desirable Chester River Landing community. Recent upgrades make this home truly turn-key, perfect for those seeking comfort and style. Relax and entertain all summer long on the beautifully designed screened-in porch, ideal for enjoying warm evenings and gentle breezes.On the second floor, the spacious

    John Burke Gunther-McClary Real Estate

    Section Image
  • 726 Aldora Dr, Chestertown, MD 21620

    $484,990

    • 4 Beds
    • 3.5 Baths
    • 2,120 Sq Ft
    • 726 Aldora Dr
    • Chestertown, MD

    2 DECORATED MODEL OPEN The Sophie is a luxury 3 Bedroom Villa with a layout that is welcoming and very functional. Featuring a huge family room, dining area and stunning kitchen. The second floor boasts 3 bedrooms with an owner's suite that includes 2 walk-in closets and private bath which boasts ceramic tile, a double bowl sink, private water closet and seated shower and an additional

    Terri Hill Builder Solutions Realty

    Section Image
  • 716 Aldora Dr, Chestertown, MD 21620

    $500,799

    • 4 Beds
    • 3.5 Baths
    • 2,120 Sq Ft
    • 716 Aldora Dr
    • Chestertown, MD

    DECORATED MODELS NOW OPEN Luxury 3 Bedroom Villas The layout is welcoming and very functional. Featuring a huge family room, dining area and stunning kitchen. The second floor boasts 3 bedrooms with an owner's suite that includes 2 walk-in closets and private bath which boasts ceramic tile, a double bowl sink, private water closet and seated shower., and an additional bath for family

    Terri Hill Builder Solutions Realty

    Section Image
  • 714 Aldora Dr Unit 106, Chestertown, MD 21620

    $498,899

    • 4 Beds
    • 4.5 Baths
    • 2,120 Sq Ft
    • 714 Aldora Dr
    • Unit 106
    • Chestertown, MD

    DECORATED MODELS NOW OPEN Luxury 4 Bedroom Villas The layout is welcoming and very functional. Featuring a huge family room, dining area and stunning kitchen. The second floor boasts 3 bedrooms with an owner's suite that includes 2 walk-in closets and private bath which boasts ceramic tile, a double bowl sink, private water closet and seated shower., and an additional bath for family

    Terri Hill Builder Solutions Realty

    Section Image
  • 101 S Mill St, Chestertown, MD 21620

    $485,000

    • 2 Beds
    • 2.5 Baths
    • 1,476 Sq Ft
    • 101 S Mill St
    • Chestertown, MD

    Historic charm with a modern floor plan. Live just around the corner walking to the shops, galleries, and restaurants of downtown Chestertown in this beautifully updated Victorian on quiet Mill Street. High end appliances such as Miele and Bosch adorn the kitchen and laundry. Easily converted back into a 3 bedroom. The backyard is well landscaped, has a covered outdoor living space, and a

    Murphy ONeill Coldwell Banker Chesapeake Real Estate Company

    Section Image
  • 100 Little Harbor Way, Chestertown, MD 21620

    $725,000

    • 2 Beds
    • 2.5 Baths
    • 2,204 Sq Ft
    • 100 Little Harbor Way
    • Chestertown, MD

    Welcome to 100 Little Harbor Way, a charming home nestled in the desirable Chestertown community of Chester River Landing. This 2 bedroom, 2 bath home offers the perfect blend of comfort and modern living and is ideal for quiet relaxation and entertaining alike. Situated in a tranquil neighborhood, you'll find yourself within easy reach of local amenities, including parks and trails, the Chester

    Jeannette Westcott Keller Williams Realty Centre

    Section Image

Source: Bright MLS

MLS Number: MDKE2002564

Bright MLS

APN: 04-027086