NOT LISTED FOR SALE

401 S Pearl St Covington, OH 45318

Estimated Value: $166,674 - $197,000

3 Beds
1 Bath
1,644 Sq Ft
$109/Sq Ft Est. Value

Last Sold February 07, 2024

Last sale price $155,000 $94 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $1,088/month

25 Days on Market

Highlights

  • Wood Flooring
  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • No HOA
  • Ceiling Fan
  • Fenced

About This Home

As of February 2024

USDA financing eligible for qualified buyers, purchase this home with no money down. Located on a corner lot this 1.5 story, 1,644 s/f, home has 3 beds & 1 bath. Large, heated entryway is 8x21. New roof 2023, new central air 2022. Some rooms have original hardwood floors. Master bedroom on first floor with tons of closet space. Ample room for laundry in the utility room that is 8x14. Backyard is fenced. 20x40, 1.5 story barn makes for great storage or projects. Ring security camera stays with property.

Last Agent to Sell the Property

David Fleming

Bryce Realty, LLC License #SALM.2006007511 Listed on: 11/16/2023

Co-Listed By

Ryan Fleming

Bryce Realty, LLC License #2014002377

Last Buyer's Agent

David Fleming

Emerson Wagner Realty Co., Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,408

Year Built

  • Built in 1920

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 75x105
  • Fenced

Parking

  • No Garage

Home Design

  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,644 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Wood Flooring
  • Partial Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Outbuilding

Utilities

  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number H19001930

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,408

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: House
  • Level Style: One and One Half
  • Semi-Annual Tax: 704.00
  • Year Built: 1920
  • Documents: Other, Property Disclosure and Lead Based Paint
  • Listing Cond: No
  • Listing I D: 1028971
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, Conventional, FHA, Rural Housing Service, VA Loan
  • Parcel I D Number Formatted: H19001930
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Basement: Partial
  • Inside Features: Ceiling Fan(s), Wood Floors
  • Price/ Sq Ft: 93.61
  • Total Bedrooms: 3
  • Total Square Footage: 1644.00

Exterior Features

  • Other Structures: Outbuilding
  • Exterior: Aluminum Siding, Vinyl Siding
  • Outside Features: Fenced

Garage/Parking

  • Garage: No Garage

Utilities

  • Cooling: Central Air
  • Heating System: Baseboard, Forced Air, Natural Gas
  • Utilities: Natural Gas Connected, Sewer Connected
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Lot Info

  • Acres: 0.23
  • Lot Dimensions: 75x105
  • Zoning: Residential
  • Land Info: Residential Lot
  • Parcel Id Number: H19001930

Tax Info

  • Tax Year: 2022

MLS Schools

  • School District: 5503 Covington EVSD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 16, 2023
Closed on
Feb 7, 2024
Sold by
Brown Christopher and Brown Michelle
Bought by
Stonehill Megan Jean and Stonehill Brian Allen
Seller's Agent
David Fleming
Bryce Realty, LLC
Buyer's Agent
David Fleming
Bryce Realty, LLC
List Price
$158,900
Sold Price
$155,000
Premium/Discount to List
-$3,900
-2.45%
Views
68
Current Estimated Value
$182,819

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,819
Avg. Annual Appreciation
7.71%

Purchase Details

Listed on
Jan 6, 2017
Closed on
Feb 16, 2017
Sold by
Clemens Caleb and Clemens Marlies A
Bought by
Brown Christopher and Brown Michelle
Seller's Agent
Jeff Apple
Berkshire Hathaway Professional Realty
Buyer's Agent
JOHN DOE (NON-WRIST MEMBER)
WR
List Price
$86,900
Sold Price
$86,300
Premium/Discount to List
-$600
-0.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.78%
Original Mortgage
$81,985
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 26, 2016
Sold by
Thompson Andria M and Peck Forest R
Bought by
Clemens Caleb P and Clemens Marlies A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,350
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 11, 2009
Sold by
Secretary Of Housing & Urban Development
Bought by
Thompson Andria M

Purchase Details

Closed on
Jul 2, 2009
Sold by
Countrywide Home Loans Servicing Lp
Bought by
The Secretary Of Housing & Urban Dev

Purchase Details

Closed on
Apr 14, 2009
Sold by
Creager Steven S
Bought by
Countrywide Home Loans Inc

Purchase Details

Closed on
Mar 5, 2003
Sold by
Carnes Mark
Bought by
Creager Steve S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,619
Interest Rate
6%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 2, 2003
Sold by
Banc One Financial Services Inc
Bought by
Carnes Mark and Carnes Jennifer

Purchase Details

Closed on
Jul 17, 2001
Sold by
Fogt Timothy W
Bought by
Banc One Financial Services

Purchase Details

Closed on
Apr 1, 1983
Bought by
Davis Harry M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stonehill Megan Jean $155,000 None Listed On Document
Brown Christopher $86,300 None Available
Clemens Caleb P $75,200 Attorney
Thompson Andria M -- --
The Secretary Of Housing & Urban Dev -- --
Countrywide Home Loans Inc $52,000 --
Creager Steve S $82,900 --
Carnes Mark $35,000 --
Banc One Financial Services $46,000 --
Davis Harry M $24,200 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Brown Christopher $81,985
Previous Owner Clemens Caleb P $71,350
Previous Owner Creager Steve S $81,619
Closed Stonehill Megan Jean $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/07/2024 02/07/24 Sold $155,000 +0.7% $94 / Sq Ft
12/11/2023 12/11/23 Pending -- -- --
12/04/2023 12/04/23 Price Changed $153,900 -3.1% $94 / Sq Ft
11/16/2023 11/16/23 For Sale $158,900 +84.1% $97 / Sq Ft
02/24/2017 02/24/17 Sold $86,300 -0.7% $52 / Sq Ft View Prior Sale
02/02/2017 02/02/17 Pending -- -- --
01/06/2017 01/06/17 For Sale $86,900 -- $53 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,640 $37,630 $12,920 $24,710
2023 $1,410 $37,630 $12,920 $24,710
2022 $1,406 $37,630 $12,920 $24,710
2021 $1,168 $28,950 $9,940 $19,010
2020 $1,171 $28,950 $9,940 $19,010
2019 $1,176 $28,950 $9,940 $19,010
2018 $949 $23,310 $7,770 $15,540
2017 $965 $23,310 $7,770 $15,540
2016 $953 $23,310 $7,770 $15,540
2015 $878 $22,410 $7,460 $14,950
2014 $878 $22,410 $7,460 $14,950
2013 $845 $22,410 $7,460 $14,950
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1028971

Western Regional Information Systems & Technology (WRIST)

APN: H19001930