401 San Joaquin St Morro Bay, CA 93442
3
Beds
2
Baths
1,037
Sq Ft
4,000
Sq Ft Lot
Highlights
- Ocean View
- Primary Bedroom Suite
- Bonus Room
- Del Mar Elementary School Rated A-
- Open Floorplan
- Corner Lot
About This Home
As of July 2025Welcome to this charming single-level coastal home, perfectly situated in the heart of Morro Bay. Offering 3 bedrooms, 2 bathrooms, and a spacious bonus room. This property is nestled on a large, fully fenced corner lot, providing ample space for relaxation and entertainment. Step through the paved front courtyard, framed by mature and whimsical landscaping, and immerse yourself in the soothing ocean breezes. Whether you're enjoying sunny afternoons, playing with loved ones, or simply unwinding, this outdoor haven is the perfect retreat. Inside, you’ll find a light and bright open layout with peak of the ocean views and a welcoming ambiance. The primary suite boasts a large closet, sliders to the backyard, and an en-suite bathroom complete with a walk-in shower and skylights. The possibilities are endless—imagine adding a second story to capture breathtaking ocean and iconic Morro Rock views. Located just a short stroll from the Cloisters Community Park and Morro Strand State Beach, this home offers the ultimate in convenience and lifestyle. Its proximity to local favorites like the renowned Taco Temple, Spencer’s Market, and nearby schools ensures you’ll always have everything you need at your fingertips. Currently a successful AirBnB, this versatile property is ideal as a vacation getaway, investment opportunity, or your forever family home. The newly painted exterior and fully fenced front and backyards make entertaining effortless and enjoyable. Don’t miss your chance to own this beachside gem.
Last Agent to Sell the Property
BHGRE Haven Properties Brokerage Phone: 805-710-1687 License #01888396 Listed on: 05/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,082
Year Built
- Built in 1970
Lot Details
- 4,000 Sq Ft Lot
- Wood Fence
- Landscaped
- Corner Lot
- Paved or Partially Paved Lot
- Level Lot
- Front Yard Sprinklers
- Private Yard
- Lawn
- Back and Front Yard
- Density is up to 1 Unit/Acre
- Property is zoned R1
Parking
- 2 Car Attached Garage
- Parking Available
- Driveway
Property Views
- Ocean
- Neighborhood
Home Design
- Turnkey
- Slab Foundation
- Shingle Roof
- Composition Roof
- Stucco
Interior Spaces
- 1,037 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Built-In Features
- Skylights
- Recessed Lighting
- Double Pane Windows
- French Doors
- Sliding Doors
- Living Room
- Bonus Room
Kitchen
- Eat-In Kitchen
- Electric Oven
- Microwave
- Dishwasher
- Tile Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Primary Bedroom Suite
- Upgraded Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
- Linen Closet In Bathroom
Laundry
- Laundry Room
- Laundry in Garage
- Dryer
- Washer
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Slab Porch or Patio
- Exterior Lighting
- Shed
- Rain Gutters
Schools
- Del Mar Elementary School
- Los Osos Middle School
- Morro Bay High School
Utilities
- Wall Furnace
- Standard Electricity
Community Details
- No Home Owners Association
- North Morro Bay Subdivision
Listing and Financial Details
- Legal Lot and Block 12 / 12
- Assessor Parcel Number 068215009
- Seller Considering Concessions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 13, 2025
Closed on
Jun 13, 2025
Sold by
Colhouer Family Trust and Colhouer Bret M
Bought by
Gonzalez Gilbert and Gonzalez Darcy
Seller's Agent
Christa Lowry
BHGRE Haven Properties
Buyer's Agent
Manny Gonzalez
GoPro Realty, Inc.
List Price
$899,000
Sold Price
$850,000
Premium/Discount to List
-$49,000
-5.45%
Views
101
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
62.67%
Original Mortgage
$560,000
Outstanding Balance
$559,531
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$345,968
Purchase Details
Closed on
Jul 27, 2006
Sold by
Colhouer Bret
Bought by
Colhouer Lani
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,750
Interest Rate
6.76%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jul 14, 2006
Sold by
Alsup Andrew and Alsup Brendy
Bought by
Colhouer Lani
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,750
Interest Rate
6.76%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Nov 10, 2004
Sold by
Burton Michael J and Burton Carrie M
Bought by
Alsup Andrew and Alsup Brendy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,200
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 14, 1999
Sold by
Eifling Martin H and Eifling Living Trust
Bought by
Burton Michael J and Burton Carrie M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,440
Interest Rate
7.51%
Mortgage Type
FHA
Similar Homes in Morro Bay, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $850,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | United Independent Title Ins | |
| Grant Deed | $537,500 | United General Title | |
| Grant Deed | $499,000 | Cuesta Title Company | |
| Grant Deed | $159,500 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $560,000 | New Conventional | |
| Previous Owner | $60,000 | Commercial | |
| Previous Owner | $157,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $150,000 | Unknown | |
| Previous Owner | $53,750 | Stand Alone Second | |
| Previous Owner | $430,000 | Purchase Money Mortgage | |
| Previous Owner | $399,200 | Purchase Money Mortgage | |
| Previous Owner | $60,000 | Credit Line Revolving | |
| Previous Owner | $327,150 | Unknown | |
| Previous Owner | $65,000 | Unknown | |
| Previous Owner | $35,000 | Stand Alone Second | |
| Previous Owner | $177,000 | Unknown | |
| Previous Owner | $158,440 | FHA | |
| Closed | $7,922 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/11/2025 07/11/25 | Sold | $850,000 | -5.5% | $820 / Sq Ft |
| 06/11/2025 06/11/25 | Pending | -- | -- | -- |
| 05/13/2025 05/13/25 | For Sale | $899,000 | -- | $867 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,082 | $745,935 | $535,906 | $210,029 |
| 2024 | $7,936 | $731,310 | $525,399 | $205,911 |
| 2023 | $7,936 | $716,972 | $515,098 | $201,874 |
| 2022 | $7,439 | $702,915 | $504,999 | $197,916 |
| 2021 | $6,788 | $639,000 | $460,000 | $179,000 |
| 2020 | $6,034 | $575,000 | $415,000 | $160,000 |
| 2019 | $5,779 | $546,000 | $390,000 | $156,000 |
| 2018 | $5,200 | $492,000 | $353,000 | $139,000 |
| 2017 | $4,986 | $472,000 | $340,000 | $132,000 |
| 2016 | $4,686 | $444,000 | $320,000 | $124,000 |
| 2015 | $4,374 | $415,000 | $300,000 | $115,000 |
| 2014 | $3,695 | $375,000 | $270,000 | $105,000 |
Source: Public Records
Agents Affiliated with this Home
-
Christa Lowry
Seller's Agent in 2025
Christa Lowry
BHGRE Haven Properties
(805) 710-1687
5 in this area
216 Total Sales
-
Manny Gonzalez
Buyer's Agent in 2025
Manny Gonzalez
GoPro Realty, Inc.
(661) 450-3711
1 in this area
42 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PI25096922
APN: 068-215-009
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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