$181,000
SOLD MAY 19, 2025

401 W Elm St Bluffton, OH 45817

3 Beds
2 Baths
1,738 Sq Ft
10,237 Sq Ft Lot

Recently Sold

$104 Per Sq Ft

9% Below List Price

16 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • Home Office
  • Bluffton Elementary School Rated A-
  • No HOA
  • Covered Patio or Porch

About This Home

As of May 2025

This home is located at 401 W Elm St, Bluffton, OH 45817 and is currently priced at $181,000, approximately $104 per square foot. This property was built in 1916. 401 W Elm St is a home located in Allen County with nearby schools including Bluffton Elementary School, Bluffton Middle School, and Bluffton High School.

Last Agent to Sell the Property

Lisa Wenger

CCR Realtors License #2006006948 Listed on: 03/17/2025

Last Buyer's Agent

Non Member

Non-member Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,165

Year Built

  • Built in 1916

Lot Details

  • 10,237 Sq Ft Lot

Home Design

  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,738 Sq Ft Home
  • 2-Story Property
  • Drapes & Rods
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office

Kitchen

  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Dishwasher
  • Kitchen Island
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Block Basement Construction

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Shed

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 28-0110-04-008.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,165

Year Built

Built in 1916

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Architectural Style: 2 Story
  • Unit Levels: One and One Half
  • Year Built: 1916
  • Location Property Info:Zoning2: Residential
  • General Property Info:Lot Size Acres: 0.235
  • General Property Info:Lot Size Square Feet: 10236.59
  • General Property Info:FEMA Flood Zone YN: No
  • General Property Info:Fireplace YN: No
  • General Property Info:Private Pool YN: No
  • Tax Info:Parcel _pound_: 28-0110-04-008.000
  • Tax Info:Tax Annual Amount: 1165.0
  • Appliances Refrigerators: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Room Types:Living Room2: Yes
  • Cooling:None4: Yes
  • General Property Info:Basement YN: Yes
  • Foundation:Block2: Yes
  • Room Types:Dining Room2: Yes
  • Location Property Info:Home Warranty YN: No
  • General Property Info:Enhanced Accessible: No
  • Levels:One and One Half: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Vinyl: Yes
  • Room Types:Family Room3: Yes
  • Other Structures:Shed(s): Yes
  • Room Types:Laundry2: Yes
  • Utilities:Water Connected: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities:Natural Gas Connected: Yes
  • Room Types:Office: Yes
  • Architectural Style 2 Story: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Cooktop, Oven, Refrigerator, Washer
  • Has Basement: Block, Partial, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Hardwood, Vinyl
  • Window Features: Drapes
  • Appliances Dishwasher: Yes
  • Basement:Unfinished: Yes
  • Appliances:Oven: Yes
  • Dining Room Features:Eat-in Kitchen: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Basement:Partial: Yes
  • Dining Room Features:Formal: Yes
  • Appliances:Electric Cooktop: Yes
  • Kitchen Features:Laminate Counters: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Basement:Block3: Yes

Exterior Features

  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Patio Porch Features:Covered: Yes
  • Patio Porch Features:Deck: Yes
  • Patio Porch Features:Porch: Yes
  • Window Features:Drapes: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: None
  • Parking Features:None5: Yes

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Location Property Info:AssociationYN: No

Schools

  • Junior High Dist: Bluffton

Lot Info

  • Lot Size Sq Ft: 10236.59
  • Parcel #: 28-0110-04-008.000
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1165.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 17, 2025
Closed on
May 16, 2025
Sold by
Bluffton University
Bought by
Babcock Noah
Seller's Agent
Lisa Wenger
CCR Realtors
Buyer's Agent
Non Member
Non-member Office
List Price
$199,000
Sold Price
$181,000
Premium/Discount to List
-$18,000
-9.05%
Views
32
Current Estimated Value
$189,214

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,214
Avg. Annual Appreciation
8.40%
Original Mortgage
$177,721
Outstanding Balance
$176,316
Interest Rate
6.83%
Mortgage Type
FHA
Estimated Equity
$12,898

Purchase Details

Closed on
Feb 13, 2009
Sold by
Romick Michael W and Romick Robin J
Bought by
Bluffton University

Purchase Details

Closed on
Oct 1, 1978
Bought by
Romick Michael W
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $181,000 None Listed On Document
Warranty Deed $172,900 Attorney
Deed $34,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $177,721 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/19/2025 05/19/25 Sold $181,000 -9.0% $104 / Sq Ft
04/02/2025 04/02/25 Pending -- -- --
03/17/2025 03/17/25 For Sale $199,000 -- $114 / Sq Ft
Source: West Central Association of REALTORS® (OH)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,328 $63,150 $9,840 $53,310
2023 $2,112 $52,610 $8,190 $44,420
2022 $2,131 $52,610 $8,190 $44,420
2021 $2,143 $52,610 $8,190 $44,420
2020 $1,733 $42,140 $7,840 $34,300
2019 $1,733 $42,140 $7,840 $34,300
2018 $1,623 $42,140 $7,840 $34,300
2017 $1,505 $36,440 $7,840 $28,600
2016 $1,516 $36,440 $7,840 $28,600
2015 $1,326 $36,440 $7,840 $28,600
2014 $1,326 $30,910 $7,600 $23,310
2013 $1,229 $30,910 $7,600 $23,310
Source: Public Records

Agents Affiliated with this Home

  • Lisa Wenger

    Seller's Agent in 2025

    Lisa Wenger

    CCR Realtors

    (419) 231-1823

    50 in this area

    101 Total Sales

    Lisa Wenger
    Section Image

  • N

    Buyer's Agent in 2025

    Non Member

    Non-member Office

See All Agents

Map

Source: West Central Association of REALTORS® (OH)

MLS Number: 306503

APN: 28-01-10-04-008.000

Ohio Allen County Bluffton 45817

401 W Elm St, Bluffton, OH

Sold

Detached

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