NOT LISTED FOR SALE

401 W Mill St Waterloo, IL 62298

Estimated Value: $250,000 - $286,000

4 Beds
2 Baths
2,466 Sq Ft
$108/Sq Ft Est. Value

Last Sold August 18, 2021

Last sale price $212,500 $86 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $1,722/month

76 Days on Market

Highlights

  • Traditional Architecture
  • Main Floor Primary Bedroom
  • Covered Patio or Porch
  • Rogers Elementary School Rated A-
  • Corner Lot
  • Formal Dining Room

About This Home

As of August 2021

Back on the market at no fault of Sellers. Take a stroll & enjoy some of the local restaurants, businesses & fun festivals held in downtown Waterloo. This 4 BD (master bed on main), 2 BA home checks all the boxes. House features beautiful original staircase, historic millwork, transom windows, pocket doors & every room is very spacious throughout! Owner has done many updates: interior painting, new kitchen appliances (2020), kitchen floor (2019), beadboard trim (2016), & pantry (2016); and upstairs bedroom & bathroom remodeled (2020). This home has not one, but THREE separate covered porches to sit & enjoy those summer nights. New exterior updates include a new pergola, repaired concrete sidewalks & new landscaping (all within the last 5 yrs). Large 2-car detached garage has plenty of room for storage. Washer & Dryer new in 2016 to be included! Roof is metal, meaning low maintenance! Duct work professionally cleaned in 2020! If you love older homes with character, this is it!

Last Agent to Sell the Property

Lisa Meegan

eXp Realty License #475129918 Listed on: 06/02/2021

eXp Realty

Last Buyer's Agent

Beth Luhr

eXp Realty License #475145104

eXp Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1900

Lot Details

  • 10,019 Sq Ft Lot
  • Wood Fence
  • Corner Lot
  • Level Lot

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Bungalow
  • Vinyl Siding

Interior Spaces

  • 2,466 Sq Ft Home
  • 1.5-Story Property
  • Historic or Period Millwork
  • Pocket Doors
  • Entrance Foyer
  • Family Room
  • Formal Dining Room
  • Partially Carpeted
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 07-25-249-004-000

Home Details

Home Type

Single Family

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1.5 Story
  • Style Description: Bungalow / Cottage
  • Cross Street: Salisbury Street
  • Special Areas: Entry Foyer, Family Room
  • Special Description: Owner Occupied
  • Age: 121
  • Ownership: Private
  • Year Built: 1900
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Unfinished
  • Bedroom Types: Main Floor Master
  • Dining Room: Separate Dining
  • Interior Amenities: Some Carpeting, Special Millwork, Walk-In Closets, Some Wood Floors
  • Kitchen: Breakfast Bar, Eat-In Kitchen, Pantry
  • Main Level Bedrooms: 1
  • Main Full Bathrooms: 1
  • Misc Features: Porch-Covered
  • Total Living Area: 2466.00
  • Windows/Doors: Pocket Door(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Bathrooms: 2.00
  • Bedrooms: 4.00
  • Room Cnt: 10
  • Square Footage: 2466
  • Total Full Baths: 2

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Detached, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric, Zoned
  • Heating: Forced Air

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High School: WATERLOO DIST 5
  • School District: Waterloo DIST 5
  • Senior High School: Waterloo

Lot Info

  • Lot Description: Corner Lot, Level Lot, Sidewalks, Streetlights, Wood Fence
  • Lot Dimensions: 10,000 sq ft
  • Lot Number: 7A & 8A
  • Lot Sq Ft: 10019
  • Acres: 0.2300

Building Info

  • Buildings: Garage(s)

Tax Info

  • Taxes Paid: 3165
  • Taxes Paid Year: 2019
  • Assessor Parcel Number: 07-25-249-004-000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2021
Closed on
Aug 18, 2021
Sold by
Cunningham Rachel M and Cunningham David Michael
Bought by
Muehlberg Polly B
Seller's Agent
Lisa Meegan
eXp Realty
Buyer's Agent
Beth Luhr
eXp Realty
List Price
$224,000
Sold Price
$212,500
Premium/Discount to List
-$11,500
-5.13%
Current Estimated Value
$267,474

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,974
Avg. Annual Appreciation
5.41%
Original Mortgage
$191,250
Outstanding Balance
$173,853
Interest Rate
2.88%
Mortgage Type
New Conventional
Estimated Equity
$93,621
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Muehlberg Polly B $212,500 Crowder & Scoggins Ltd
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Muehlberg Polly B $191,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/18/2021 08/18/21 Sold $212,500 -5.1% $86 / Sq Ft
06/02/2021 06/02/21 For Sale $224,000 +31.8% $91 / Sq Ft
06/16/2016 06/16/16 Sold $169,900 0.0% $73 / Sq Ft View Prior Sale
06/14/2016 06/14/16 Pending -- -- --
05/04/2016 05/04/16 For Sale $169,900 -- $73 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,886 $71,646 $15,958 $55,688
2023 $3,618 $63,550 $14,820 $48,730
2022 $3,552 $61,730 $15,050 $46,680
2021 $3,319 $56,960 $10,940 $46,020
2020 $3,218 $54,110 $10,940 $43,170
2019 $3,165 $52,720 $10,940 $41,780
2018 $3,089 $50,230 $8,420 $41,810
2017 $2,997 $51,175 $8,572 $42,603
2016 $0 $49,160 $7,270 $41,890
2015 $2,568 $44,700 $8,470 $36,230
2014 $2,577 $46,360 $8,470 $37,890
2012 -- $50,210 $11,060 $39,150
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21030912

MARIS MLS

APN: 07-25-249-004-000