NOT LISTED FOR SALE

401 White Oak Dr Swanton, MD 21561

Estimated Value: $553,380 - $915,000

3 Beds
2 Baths
1,515 Sq Ft
$439/Sq Ft Est. Value

Last Sold February 15, 2022

Last sale price $450,000 $297 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $4,063/month

51 Days on Market

Highlights

  • Water Oriented
  • Open Floorplan
  • Cathedral Ceiling
  • Lake View
  • Deck
  • Backs to Trees or Woods

About This Home

As of February 2022

NEW PRICE!!! Charming lake area home with loads of custom accents such as a copper farm sink, stacked stone back splash with hidden exhaust over stove, kitchen island and rock sink in Master Bath. Lots of high end details that anyone would appreciate. Owners added large deck and side porch designed to keep the rain off, then redid the home with new plumbing, electrical, central air-conditioning and lastly, a large addition featuring a sitting room, bar, magnificent Master Bath with jacuzzi and Master Bedroom with private balcony. Plenty of storage in basement where laundry is located. Has filtered lake views and located so very close to Deep Creek State Park for swimming, boating, etc. Home has been meticulously maintained. Square footage is much larger than what is shown on tax records. Bath closest to kitchen has just been finished and used only once! No HOA.

Last Agent to Sell the Property

Beverly Everett

Taylor Made Deep Creek Vacations & Sales Listed on: 10/15/2021

Co-Listed By

Bob Everett

Taylor Made Deep Creek Vacations & Sales

Last Buyer's Agent

Beverly Everett

Taylor Made Deep Creek Vacations & Sales Listed on: 10/15/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,585

Year Built

  • Built in 1967

Lot Details

  • 0.4 Acre Lot
  • Backs to Trees or Woods
  • Property is in excellent condition

Property Views

  • Lake
  • Woods

Home Design

  • Cabin
  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,515 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Partially Furnished
  • Bar
  • Wood Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Screen For Fireplace
  • Fireplace Mantel
  • Window Treatments
  • Six Panel Doors
  • Sitting Room
  • Living Room
  • Dining Room

Kitchen

  • Gas Oven or Range
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Front Basement Entry
  • Laundry in Basement
  • Crawl Space

Parking

  • Free Parking
  • Circular Driveway
  • Gravel Driveway

Outdoor Features

  • Water Oriented
  • Property is near a lake
  • Balcony
  • Deck
  • Porch

Schools

  • Southern Middle School
  • Southern High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Above Ground Utilities
  • Well
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 1218011980

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,585

Year Built

Built in 1967

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cabin/Lodge
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2021-10-15
  • Federal Flood Zone: No
  • Year Built: 1967
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: NEW PRICE!!! Charming lake area home with loads of custom accents such as a copper farm sink, stacked stone back splash with hidden exhaust over stove, kitchen island and rock sink in Master Bath. Lots of high end details that anyone would appreciate. Owners added large deck and side porch designed to keep the rain off, then redid the home with new plumbing, electrical, central air-conditioning and lastly, a large addition featuring a sitting room, bar, magnificent Master Bath with jacuzzi and Master Bedroom with private balcony. Plenty of storage in basement where laundry is located. Has filtered lake views and located so very close to Deep Creek State Park for swimming, boating, etc. Home has been meticulously maintained. Square footage is much larger than what is shown on tax records. Bath closest to kitchen has just been finished and used only once! No HOA.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Exhaust Fan, Oven/Range - Gas, Refrigerator, Washer, Water Heater, Disposal, Dishwasher
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Vinyl, Laminated
  • Interior Amenities: Bar, Carpet, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Ceiling Fan(s), Combination Kitchen/Living, Window Treatments
  • Fireplace Features: Mantel(s), Wood, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall, Wood Ceilings
  • Foundation Details: Block, Crawl Space
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Sitting Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1
  • Basement: Yes
  • Basement Type: Outside Entrance, Unfinished, Walkout Level, Front Entrance
  • Laundry Type: Basement
  • Total Sq Ft: 1515
  • Living Area Sq Ft: 1515
  • Price Per Sq Ft: 300.33
  • Above Grade Finished Sq Ft: 1515
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 401

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Road Surface Type: Paved
  • Roof: Metal
  • Spa: No
  • View: Lake, Trees/Woods
  • Water Access: No
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Circular Driveway, Gravel Driveway, Free
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Oil Avg Month: 41.67
  • Heating Oil Prev12 Months: 500.00
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Above Ground
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: SOUTHERN MIDDLE
  • High School: SOUTHERN HIGH SCHOOL
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN HIGH SCHOOL
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 59000.00
  • Land Assessed Value: 69300.00
  • Land Use Code: 008
  • Lot Features: Backs To Trees
  • Lot Size Acres: 0.40
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17424.00
  • Outdoor Living Structures: Deck(s), Porch(es), Balcony
  • Property Condition: Excellent
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Furnished: Partially
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 15658422
  • Tax Annual Amount: 1585.00
  • Assessor Parcel Number: 1218011980
  • Tax Lot: 18
  • Tax Page Number: 284
  • Tax Total Finished Sq Ft: 768
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 02/15/2022

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2021
Closed on
Feb 15, 2022
Sold by
Gale Lisa W and Gale Jeffrey P
Bought by
Bansal Vineet and Bansal Awni
Seller's Agent
Beverly Everett
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Beverly Everett
Taylor Made Deep Creek Vacations & Sales
List Price
$479,000
Sold Price
$450,000
Premium/Discount to List
-$29,000
-6.05%
Current Estimated Value
$664,845

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$214,845
Original Mortgage
$360,000
Interest Rate
5%
Mortgage Type
Balloon

Purchase Details

Closed on
Dec 7, 1998
Sold by
Hoover David B and Hoover Stephanie
Bought by
Gale Jeffrey P and Gale Lisa W

Purchase Details

Closed on
Oct 19, 1992
Sold by
Kight Harry E and Kight Helen R
Bought by
Hoover David B and Hoover Stephanie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
8.06%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bansal Vineet $450,000 Old Republic Title
Gale Jeffrey P $73,500 --
Hoover David B $71,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bansal Vineet $360,000
Previous Owner Hoover David B $40,000
Closed Gale Jeffrey P --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/15/2022 02/15/22 Sold $450,000 -1.1% $297 / Sq Ft
12/06/2021 12/06/21 Pending -- -- --
11/18/2021 11/18/21 Price Changed $455,000 -3.0% $300 / Sq Ft
11/08/2021 11/08/21 Price Changed $469,000 -2.1% $310 / Sq Ft
10/15/2021 10/15/21 For Sale $479,000 -- $316 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,284 $447,000 $99,300 $347,700
2024 $4,185 $340,767 $0 $0
2023 $2,904 $234,533 $0 $0
2022 $1,601 $128,300 $69,300 $59,000
2021 $1,600 $127,167 $0 $0
2020 $1,586 $126,033 $0 $0
2019 $1,571 $124,900 $69,300 $55,600
2018 $1,489 $124,900 $69,300 $55,600
2017 $1,483 $124,900 $0 $0
2016 -- $126,000 $0 $0
2015 -- $126,000 $0 $0
2014 -- $126,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2000069

Bright MLS

APN: 18-011980