$825,000
SOLD AUG 15, 2025

4012 Chestnut Rd Middle River, MD 21220

3 Beds
2 Baths
1,548 Sq Ft
0.34 Acres

Recently Sold

$533 Per Sq Ft

11% Below List Price

14 Days on Market

Highlights

  • 50 Feet of Waterfront
  • Private Beach
  • Open Floorplan
  • 1 Dock Slip
  • Private Water Access
  • Cape Cod Architecture

About This Home

As of August 2025

NO FLOOD INSURANCE REQUIRED! Welcome to your dream home—an exceptional waterfront property that blends luxury, comfort, and functionality in one breathtaking package. Nestled on the scenic shores of Seneca Creek, this show-stopping residence boasts stunning indoor and outdoor living spaces designed for relaxation and entertaining.

Step inside to discover an open-concept floor plan featuring a chef’s dream kitchen, complete with high-end appliances, elegant finishes, and an inviting layout that flows seamlessly into the living and dining areas. One of the three spacious bedrooms is conveniently located on the main level, ideal for guests or flexible living arrangements.

Outdoor living is taken to the next level with a massive screened-in deck, perfect for hosting al fresco dinners while enjoying panoramic water views. But the real highlight is the incredible private pier—stretching 200 feet into deep water (6+ feet even at low tide), it features:

A 24,000 lb Neptune boat lift with a 35-ft walkaround for easy maintenance
A 10,000 lb Neptune lift
An additional 1,500 lb lift for a jet ski or small boat
A generously sized boat slip suitable for a catamaran
A private beach adds even more charm to this waterfront oasis, making it the perfect escape year-round.

For your toys and tools, enjoy two large sheds plus the ultimate garage: a 30’x40’ heated and air-conditioned toy garage with 14-ft doors, a private bathroom, loft space, and an office. Whether it’s an RV, boat, workshop, or all three—you'll have room to spare.

This is more than a home—it's a lifestyle. With unmatched amenities, stunning water access, and luxurious finishes, you won’t just be keeping up with the Joneses... you’ll be the Joneses.

Last Agent to Sell the Property

Samantha Bongiorno

(443) 992-0835 Samantha713@yahoo.com RE/MAX Advantage Realty License #611244 Listed on: 06/20/2025

Last Buyer's Agent

Carol Strasfeld

(301) 806-8871 carolstrasfeld@gmail.com Unrepresented Buyer Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,313

Year Built

  • Built in 1994 | Remodeled in 2024

Lot Details

  • 0.34 Acre Lot
  • 50 Feet of Waterfront
  • Private Beach
  • Sandy Beach
  • Property is in excellent condition

Parking

  • 6 Car Detached Garage
  • 6 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,548 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Double Pane Windows
  • Sliding Doors
  • Dining Area
  • Crawl Space
  • Storm Doors

Kitchen

  • Galley Kitchen
  • Electric Oven or Range
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Private Water Access
  • River Nearby
  • Electric Hoist or Boat Lift
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • Dock made with Treated Lumber
  • Deck
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Grinder Pump

Community Details

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Listing and Financial Details

  • Tax Lot 131
  • Assessor Parcel Number 04151523000121

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,313

Year Built

Built in 1994 | Remodeled in 2024

Lot Details

0

Parking

6

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Inclusions: 2 Sheds
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1
  • Expected On Market: 6/20/2025 12:00:00 AM
  • Year Built: 1994
  • Year Renovated: 2024
  • Automatically Close On Close Date: No
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Oven/Range - Electric, Range Hood, Refrigerator, Washer
  • Interior Amenities: Kitchen - Galley, Dining Area, Floor Plan - Open
  • Window Features: Double Pane
  • Fireplace: No
  • Door Features: Sliding Glass, Storm
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1548
  • Living Area Sq Ft: 1548
  • Price Per Sq Ft: 597.55
  • Above Grade Finished Sq Ft: 1548
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Garage(s)
  • Construction Materials: Vinyl Siding
  • Exterior Features: Private Beach, Sidewalks, Secure Storage
  • Roof: Asphalt
  • Water Access Features: Private Access
  • Water Access: Yes
  • Water Body Name: SENECA CREEK
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage Spaces: 6.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Additional Storage Area, Garage - Front Entry, Oversized
  • Number Of Detached Garage Spaces: 6
  • Total Garage And Parking Spaces: 12
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Grinder Pump
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.34
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14600.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6313.00
  • Assessor Parcel Number: 04151523000121
  • Tax Lot: 131
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Sandy Beach

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Aug 15, 2025
Sold by
Bowerman Christopher J and Bowerman Samantha L
Bought by
Meilman Donna J and Dwyer Gena
Seller's Agent
Samantha Bongiorno
RE/MAX Advantage Realty
Buyer's Agent
Carol Strasfeld
Unrepresented Buyer Office
List Price
$925,000
Sold Price
$825,000
Premium/Discount to List
-$100,000
-10.81%
Views
73
Current Estimated Value
$806,165

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,835
Avg. Annual Appreciation
-5.75%
Original Mortgage
$618,750
Outstanding Balance
$618,217
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$187,948

Purchase Details

Closed on
Sep 30, 2013
Sold by
Meilman Henry and Meilman Donna J
Bought by
Bowerman Christopher J and Bowerman Samantha L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,400
Interest Rate
4.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 21, 2005
Sold by
Meilman Donna J
Bought by
Meilman Donna J and Meilman Henry

Purchase Details

Closed on
Jan 7, 2004
Sold by
Bowerman Donna J
Bought by
Meilman Donna J

Purchase Details

Closed on
Jun 8, 2000
Sold by
Bowerman Hammond R
Bought by
Bowerman Donna J

Purchase Details

Closed on
Jan 21, 2000
Sold by
Lawrence Dawn
Bought by
Bowerman Hammond R and Bowerman Donna J

Purchase Details

Closed on
Feb 22, 1994
Sold by
Lagna William M
Bought by
Lawrence Dawn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
7.18%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $825,000 Lawyers Trust Title
Deed $400,500 Sage Title Group Llc
Deed -- --
Deed -- --
Deed -- --
Deed $290,000 --
Deed $161,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $618,750 New Conventional
Previous Owner $320,400 New Conventional
Previous Owner $210,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/15/2025 08/15/25 Sold $825,000 -10.8% $533 / Sq Ft
07/04/2025 07/04/25 Pending -- -- --
06/20/2025 06/20/25 For Sale $925,000 -- $598 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,229 $558,300 -- --
2024 $8,229 $520,900 $0 $0
2023 $3,652 $483,500 $262,600 $220,900
2022 $6,834 $461,467 $0 $0
2021 $6,192 $439,433 $0 $0
2020 $6,192 $417,400 $262,600 $154,800
2019 $6,085 $407,433 $0 $0
2018 $5,983 $397,467 $0 $0
2017 $5,883 $387,500 $0 $0
2016 $4,717 $385,567 $0 $0
2015 $4,717 $383,633 $0 $0
2014 $4,717 $381,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2131676

Bright MLS

APN: 15-1523000121