$1,420,000
SOLD JUL 7, 2025

4015 Windmill Dr Loretto, MN 55357

4 Beds
3.5 Baths
4,014 Sq Ft
3.04 Acres

Recently Sold

$354 Per Sq Ft

4% Below List Price

46 Days on Market

Highlights

  • 400 Feet of Waterfront
  • 132,422 Sq Ft lot
  • 2 Fireplaces
  • Delano Elementary School Rated A
  • Radiant Floor
  • No HOA

About This Home

As of July 2025

Offering a one-of-a-kind estate set upon approximately 400 feet of Lake Sarah shoreline, 3 acres of rolling hills, woods and gardens with a high demand, close-in location. This breathtaking, Kraemer & Sons custom built, 2-story walk-out home showcases unparalleled, updated finishes, stunning craftsmanship, and a thoughtfully designed open floor plan. Picturesque, panoramic, west facing views from nearly every room are guaranteed to impress. Notable features and improvements include: magnificently crafted 40x30 outbuilding w/ loft space, electric, gas line, coax and Cat 5; solar panels that cover the entire electric costs of property; workshop/ 3 car garage with wraparound driveway access and in-floor, hot water heat that could be finished to suit ones vision; ALL updated bathrooms, Marvin Windows, redwood siding and decking, high-end roof shingles, Wolf cooktop, Sub-Zero fridge, granite counters, birch cabinets and trim, maple hardwood floors, 5 panel doors, wood burning and gas fireplaces, lower level wet bar and much more! See supplement for full list of features and improvements. This is a must see!

Last Agent to Sell the Property

Kevin Stickney

Coldwell Banker Realty Brokerage Phone: 952-250-2015 Listed on: 04/08/2025

Coldwell Banker Realty

Co-Listed By

George Stickney

Coldwell Banker Realty Brokerage Phone: 952-250-2015

Last Buyer's Agent

Matthew Lunde

Dwell Realty Partners, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,564

Year Built

  • Built in 1994

Lot Details

  • 3.04 Acre Lot
  • 400 Feet of Waterfront
  • Lake Front

Parking

  • 6 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Home Design

  • Wood Siding

Interior Spaces

  • 2-Story Property
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Gas Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Game Room
  • Radiant Floor
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Hot Water Heating System
  • Propane
  • Iron Water Filter
  • Well
  • Water Softener is Owned

Additional Features

  • Air Exchanger
  • Front Porch

Community Details

  • No Home Owners Association
  • Wind N Waves 2Nd Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0111824430012

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,564

Year Built

Built in 1994

Lot Details

0

Parking

6

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 6
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Well
  • Year Built: 1994
  • Above Grade Finished Sq Ft: 2699
  • Water Body Name: Sarah
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 952-250-2015
  • Attribution Contact: 952-250-2015
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full
  • Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Humidifier, Iron Filter, Microwave, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Gas, Wood Burning
  • Living Area: 4014
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1315
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Living Room, Dining Room, Office, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Amusement Room, Family Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • Other Structures: Storage Shed
  • PatioPorchType: Front Porch
  • LakeChain: N
  • Waterfront Frontage: 400

Garage/Parking

  • Parking Features: Attached Garage, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air, Hot Water, Radiant Floor
  • Sewer: Private Sewer
  • Fuel: Propane
  • Power Company: Wright-Hennepin Cooperative

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Dock,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Paneled Doors,Tile Floors,Wet Bar

Schools

  • Junior High Dist: Delano
  • SchoolDistrictPhone: 763-972-3365

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: irregular
  • Lot Size Sq Ft: 132422.4
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 0111824430012
  • Tax Annual Amount: 11564
  • TaxWithAssessments: 11564.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2025
Closed on
Jun 24, 2025
Sold by
Margaret Knudsen Revocable Trust and Knudsen Margaret D
Bought by
Wojack Paul R and Chung Katherine
Seller's Agent
Kevin Stickney
Coldwell Banker Realty
Buyer's Agent
Matthew Lunde
Dwell Realty Partners, LLC
List Price
$1,485,000
Sold Price
$1,420,000
Premium/Discount to List
-$65,000
-4.38%
Views
55
Current Estimated Value
$1,378,307

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$41,693
Avg. Annual Appreciation
-6.85%
Original Mortgage
$1,420,000
Interest Rate
5.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 2015
Sold by
Knudsen Dale A and Knudsen Margaret Dieltz
Bought by
Knudsen Margaret D and Margaret Knudsen Revocable Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,420,000 Watermark Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,420,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/07/2025 07/07/25 Sold $1,420,000 -4.4% $354 / Sq Ft
05/27/2025 05/27/25 Pending -- -- --
04/11/2025 04/11/25 For Sale $1,485,000 -- $370 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,564 $907,400 $345,000 $562,400
2023 $10,806 $871,300 $304,800 $566,500
2022 $9,888 $796,000 $305,000 $491,000
2021 $9,545 $684,000 $270,000 $414,000
2020 $9,200 $655,000 $245,000 $410,000
2019 $9,228 $615,000 $225,000 $390,000
2018 $9,564 $595,000 $225,000 $370,000
2017 $9,439 $582,000 $225,000 $357,000
2016 $9,296 $557,000 $210,000 $347,000
2015 $8,499 $616,000 $215,000 $401,000
2014 -- $588,000 $209,000 $379,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6671581

NorthstarMLS

APN: 01-118-24-43-0012