Lance Koch
Berkshire Hathaway HomeServices - Missoula
(406) 540-0388
97 Total Sales
1 in Polson
$499,000 Price
402 20th Ave W Polson, MT 59860
Polson AreaEstimated Value: $373,000 - $417,447
4
Beds
2
Baths
1,908
Sq Ft
$205/Sq Ft
Est. Value
Highlights
- Lake View
- No HOA
- Laundry Room
- Deck
- 2 Car Attached Garage
- Baseboard Heating
About This Home
As of November 2025Nestled in a well-established neighborhood near schools and the hospital, this split-entry home offers comfort, updates, and space to grow. The paved driveway leads to an attached double garage with ample room for storage. Inside, enjoy fresh interior paint, updated flooring, and a modern kitchen featuring stainless steel appliances. The dining area opens to a deck where you can take in beautiful lake and mountain views over the fully fenced backyard. The main level offers a spacious living room, two bedrooms with closets, and a full bath. The lower level includes a large bedroom with closet, a second spacious room perfect as a 4th bedroom or additional living area, a full bathroom, and a dedicated laundry room. This home blends livability, updates, and location—schedule your showing today!
Last Agent to Sell the Property
Century 21 Big Sky Real Estate - Polson License #RRE-BRO-LIC-12964 Listed on: 07/29/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,617
Year Built
- Built in 1994
Lot Details
- 9,060 Sq Ft Lot
- Back Yard Fenced and Front Yard
- Zoning described as LRZD
Parking
- 2 Car Attached Garage
Property Views
- Lake
- Mountain
Home Design
- 1,908 Sq Ft Home
- Poured Concrete
- Asphalt Roof
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Washer Hookup
Outdoor Features
- Deck
- Rain Gutters
Utilities
- Baseboard Heating
- High Speed Internet
- Cable TV Available
Additional Features
- Finished Basement
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 15322809314090000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 29, 2025
Closed on
Nov 12, 2025
Sold by
Bought by
Seller's Agent
Sarah Beck Smith
Century 21 Big Sky Real Estate - Polson
Buyer's Agent
Carla Hardy
ERA Lambros Real Estate Missoula
List Price
$425,000
Views
42
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.00%
Original Mortgage
$356,150
Outstanding Balance
$353,321
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$38,541
Purchase Details
Closed on
Jun 17, 2022
Sold by
Bought by
Purchase Details
Closed on
Mar 26, 2021
Sold by
Bought by
Purchase Details
Closed on
Aug 30, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,250
Interest Rate
3.45%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 5, 2011
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Polson, MT
-
Lance Koch
-
Chad Stenerson
Chad Stenerson
Valley 5 Real Estate
(406) 540-6045
91 Total Sales
1 in Polson
$571,000 Price
-
Austin Baumgarten
Austin Baumgarten
Keller Williams Realty Northwest Montana
(406) 607-6985
194 Total Sales
3 in Polson
$98K - $2.4M Price Range
-
Susan Petersen
Susan Petersen
Century 21 Deaton and Company Real Estate
(406) 407-9324
52 Total Sales
1 in Polson
$359,000 Price
-
Charlie Scott
Charlie Scott
HomeSmart Realty Partners
(406) 540-5789
130 Total Sales
1 in Polson
$150,000 Price
-
Danni Moore
Danni Moore
PureWest Real Estate - Missoula
(406) 540-6760
234 Total Sales
3 in Polson
$370K - $740K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Flying S Title And Escrow Of M | ||
| -- | None Listed On Document | ||
| -- | Fidelity Ttl Agcy Of Lake Cn | ||
| -- | None Available | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $356,150 | ||
| Previous Owner | $140,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/17/2025 11/17/25 | Sold | -- | -- | -- |
| 07/29/2025 07/29/25 | For Sale | $425,000 | -- | $223 / Sq Ft |
Source: Montana Regional MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,789 | $363,900 | $0 | $0 |
| 2024 | $2,617 | $309,500 | $0 | $0 |
| 2023 | $2,440 | $309,500 | $0 | $0 |
| 2022 | $2,091 | $222,100 | $0 | $0 |
| 2021 | $2,114 | $222,100 | $0 | $0 |
| 2020 | $1,915 | $183,500 | $0 | $0 |
| 2019 | $1,939 | $183,500 | $0 | $0 |
| 2018 | $1,752 | $165,900 | $0 | $0 |
| 2017 | $1,551 | $165,900 | $0 | $0 |
| 2016 | $1,597 | $155,600 | $0 | $0 |
| 2015 | $1,540 | $155,600 | $0 | $0 |
| 2014 | $1,497 | $103,880 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sarah Beck Smith
S
Seller's Agent in 2025
Sarah Beck Smith
Century 21 Big Sky Real Estate - Polson
(406) 261-0641
140 Total Sales
-
Ric Smith
Seller Co-Listing Agent in 2025
Ric Smith
Century 21 Big Sky Real Estate - Polson
(406) 471-0377
112 Total Sales
-
Carla Hardy
Buyer's Agent in 2025
Carla Hardy
ERA Lambros Real Estate Missoula
(406) 532-9200
87 Total Sales
Map
Source: Montana Regional MLS
MLS Number: 30054508
APN: 15-3228-09-3-14-09-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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