402 Lake St Umatilla, FL 32784
Estimated payment $4,628/month
Total Views
1,238
3
Beds
2
Baths
2,246
Sq Ft
$350
Price per Sq Ft
Highlights
- Very Popular Property
- Oak Trees
- 6.56 Acre Lot
- Lake Front
- Above Ground Spa
- Open Floorplan
About This Home
**Waterfront Home on 6.56 Private Acres**
Enjoy a peaceful blend of privacy and modern comfort in this lakefront home,
set on over 6.5 acres of well-maintained land. This property offers quiet
country living with convenient updates. Relax on the screened front porch with it’s private setting, perfect for
morning coffee. The grounds feature mature landscaping and a private fire pit
for evening gatherings. A screened back room provides a comfortable spot to
unwind with a jacuzzi and views of Collins Lake, and an outdoor shower is handy
for rinsing off after lake activities. The home has been carefully updated, including a new roof, gutters, and fresh
exterior paint as well as updated bathrooms all in 2019. The interior was painted
in 2021, new carpet, and new windows in 2023 for plenty of natural light. The
kitchen was fully remodeled with new appliances, cabinetry, and quartz countertops
and a new water heater was done in 2022. For outdoor enthusiasts, the property includes a private gun range and a new
10x20 shed built in 2024 with dual lofts and a drop-down ramp for easy access.
The septic system and drain-field were replaced in 2023, and the driveway was
redone with millings in 2021. With direct lake access, you can fish, kayak, or enjoy wildlife right from your
backyard. This is a great opportunity to own a well-updated waterfront home
with plenty of space and privacy.
Listing Agent
EXPERT REAL ESTATE ADVISORS Brokerage Phone: 352-577-5201 License #3121383 Listed on: 08/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,207
Year Built
- Built in 2002
Lot Details
- 6.56 Acre Lot
- Lake Front
- South Facing Home
- Mature Landscaping
- Irrigation Equipment
- Oak Trees
- Wooded Lot
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 2,246 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Wood Burning Fireplace
- Family Room
- Living Room
- Dining Room
- Bonus Room
- Lake Views
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
- Shower Only
- Rain Shower Head
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Outdoor Features
- Above Ground Spa
- Access To Lake
- Enclosed Patio or Porch
- Shed
- Rain Gutters
Schools
- Umatilla Elementary School
- Umatilla Middle School
- Umatilla High School
Utilities
- Central Air
- Heating Available
- Septic Tank
Community Details
- No Home Owners Association
- Acreage & Unrec Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 1
- Assessor Parcel Number 12-18-26-0002-000-10300
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,036 | $251,460 | -- | -- |
| 2024 | $4,036 | $251,460 | -- | -- |
| 2023 | $4,036 | $237,030 | $0 | $0 |
| 2022 | $3,909 | $230,130 | $0 | $0 |
| 2021 | $3,749 | $223,427 | $0 | $0 |
| 2020 | $3,865 | $220,343 | $0 | $0 |
| 2019 | $3,818 | $215,390 | $0 | $0 |
| 2018 | $3,674 | $211,374 | $0 | $0 |
| 2017 | $3,458 | $207,027 | $0 | $0 |
| 2016 | $3,420 | $202,769 | $0 | $0 |
| 2015 | $3,456 | $199,054 | $0 | $0 |
| 2014 | -- | $197,475 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/14/2025 08/14/25 | For Sale | $785,000 | +229.8% | $350 / Sq Ft |
| 08/22/2013 08/22/13 | Sold | $238,000 | -4.4% | $129 / Sq Ft |
| 07/11/2013 07/11/13 | Pending | -- | -- | -- |
| 05/10/2013 05/10/13 | For Sale | $249,000 | -- | $135 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $260,000 | Equitable Title Of Mid Fl Ll | |
| Warranty Deed | $238,000 | Attorney | |
| Trustee Deed | $150,000 | Attorney | |
| Trustee Deed | $150,000 | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Deed | $8,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $275,000 | New Conventional | |
| Previous Owner | $234,000 | New Conventional | |
| Previous Owner | $217,948 | FHA | |
| Previous Owner | $205,822 | Unknown | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $102,000 | New Conventional |
Source: Public Records
Similar Homes in Umatilla, FL
Source: Stellar MLS
MLS Number: G5099652
APN: 12-18-26-0002-000-10300
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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