402 Lakefront Dr Panama City Beach, FL 32413
6
Beds
7
Baths
3,416
Sq Ft
2014
Built
Highlights
- Beach
- Fishing
- Gated Community
- J.R. Arnold High School Rated A-
- Gulf View
- Maid or Guest Quarters
About This Home
As of July 2025Uniquely positioned on corner lot, across the street from a year 'round heated community pool, with both gulf AND lake views, and just steps to the walkover, this lovely, newer beach home has it all. Featuring newer constructed main house, guest house, outdoor kitchen, outdoor fireplace and open 3rd floor viewing tower, you and your guests will share the good life of Carillon Beach. The main house affords 4 bedrooms (two masters), 3-1/2 baths, open floor plan with kitchen, dining and living space, first floor screened in porch and tower. The guest house offers two bedrooms and 2-1/2 baths as well as an ample second floor living-dining-kitchen area with additional 1/2 bath. Both homes have outdoor showers. This mini-compound is located directly across the street from the Lake Carillon swimming pool (heated by the HOA year 'round) and a few steps from from the beach walkover. Because of its newer construction, coupled with its prime location, literally steps from the beach walkover and a heated pool, this home rents extremely well with confirmed 2025 bookings to date of 94k. (Buyer must honor existing 2025 bookings.) Based upon history, expectancy of full year nightly rental bookings in the range of 165k-180k. Boasting 3900 linear ft. of pristine re-nourished, never-crowded sugary sand beach, Carillon Beach is a quaint, private, strategically situated, secluded and gated community offering 3 community pools (two heated year-round, tennis court, pickle ball courts, children's play area, full court basketball area, meeting house and select shops and dining opportunities. The upscale shopping and restaurants of Rosemary Beach and 30AVENUE are but a 5 minute drive away. Carillon will never experience the heavy traffic associated with certain other high-end areas due to its being gated and buffered on the west by Lake Powell and the state park, allowing you to enjoy proximity to all of the many benefits of 30A with none of the burdens. Unlike several communities to the west, golf carts are permitted in Carillon. Offered for sale furnished, ''AS-IS'' with a few personal items excluded. All lot, home, room dimensions are approximates and should be independently verified.
Last Agent to Sell the Property
Sandels by the Sea LLC License #3490395 Listed on: 01/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $21,575
Year Built
- Built in 2014
Lot Details
- Lot Dimensions are 79.84x83.78x79.84x98.30
- Partially Fenced Property
- Corner Lot
HOA Fees
- $497 Monthly HOA Fees
Property Views
- Gulf
- Lake
Home Design
- Beach House
- Metal Roof
- Piling Construction
- Cement Board or Planked
Interior Spaces
- 3,416 Sq Ft Home
- 3-Story Property
- Furnished
- Fireplace
- Living Room
- Dining Area
- Screened Porch
Kitchen
- Electric Oven or Range
- Induction Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 6 Bedrooms
- Primary Bedroom on Main
- En-Suite Primary Bedroom
- Maid or Guest Quarters
- Shower Only
Laundry
- Dryer
- Washer
Outdoor Features
- Outdoor Shower
- Balcony
- Patio
- Outdoor Kitchen
Location
- Flood Insurance May Be Required
Schools
- West Bay Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Multiple cooling system units
- Central Air
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 36459-394-140
Community Details
Overview
- Association fees include recreational faclty, security, trash
- Carillon Beach Subdivision
- The community has rules related to covenants
Recreation
- Beach
- Tennis Courts
- Community Playground
- Community Pool
- Fishing
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 1, 2021
Closed on
Jul 22, 2021
Sold by
Msb Properties Llc
Bought by
Lanier Larke L and Lanier Michael E
Seller's Agent
Frances Bright
Carillon Realty Inc
Buyer's Agent
Anne Winicki
Berkshire Hathaway HomeServices
List Price
$2,300,000
Sold Price
$2,300,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.27%
Original Mortgage
$700,000
Outstanding Balance
$556,391
Interest Rate
2.96%
Mortgage Type
New Conventional
Estimated Equity
$2,272,331
Purchase Details
Closed on
Aug 29, 2014
Sold by
Bailey Michael S and Bailey Jennifer R
Bought by
Msb Properties Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$850,000
Interest Rate
4.2%
Mortgage Type
Construction
Purchase Details
Listed on
Jul 26, 2013
Closed on
Sep 26, 2013
Sold by
Cumbaa Charles T and Cumbaa Maryileen F
Bought by
Bailey Michael S and Bailey Jennifer R
Seller's Agent
Frances Bright
Carillon Realty Inc
Buyer's Agent
Frances Bright
Carillon Realty Inc
List Price
$475,000
Sold Price
$440,000
Premium/Discount to List
-$35,000
-7.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.99%
Similar Homes in Panama City Beach, FL
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $2,300,000 | South Oak Ttl Panama City Be | |
| Quit Claim Deed | -- | Omega Title Llc | |
| Warranty Deed | $440,000 | Omega Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $700,000 | New Conventional | |
| Previous Owner | $740,278 | New Conventional | |
| Previous Owner | $850,000 | Construction | |
| Previous Owner | $250,000 | Credit Line Revolving | |
| Previous Owner | $550,000 | Unknown | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $72,000 | Stand Alone Second | |
| Previous Owner | $364,850 | Construction |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $2,750,000 | -3.5% | $805 / Sq Ft |
| 06/02/2025 06/02/25 | Pending | -- | -- | -- |
| 05/09/2025 05/09/25 | Price Changed | $2,850,000 | -3.4% | $834 / Sq Ft |
| 01/15/2025 01/15/25 | For Sale | $2,950,000 | +570.5% | $864 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $440,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $2,300,000 | -- | -- |
| 07/23/2021 07/23/21 | Sold | $2,300,000 | 0.0% | $673 / Sq Ft |
| 07/23/2021 07/23/21 | Sold | $2,300,000 | 0.0% | $673 / Sq Ft |
| 05/22/2021 05/22/21 | Pending | -- | -- | -- |
| 05/22/2021 05/22/21 | Pending | -- | -- | -- |
| 02/01/2021 02/01/21 | For Sale | $2,300,000 | 0.0% | $673 / Sq Ft |
| 11/19/2020 11/19/20 | For Sale | $2,300,000 | +422.7% | $673 / Sq Ft |
| 09/26/2013 09/26/13 | Sold | $440,000 | -7.4% | $489 / Sq Ft |
| 08/23/2013 08/23/13 | Pending | -- | -- | -- |
| 07/26/2013 07/26/13 | For Sale | $475,000 | -- | $528 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $21,748 | $1,752,402 | $423,182 | $1,329,220 |
| 2023 | $21,748 | $1,722,337 | $410,369 | $1,343,715 |
| 2022 | $18,150 | $1,565,761 | $335,673 | $1,230,088 |
| 2021 | $13,345 | $1,022,559 | $0 | $0 |
| 2020 | $11,349 | $929,599 | $233,588 | $696,011 |
| 2019 | $11,719 | $947,916 | $246,728 | $701,188 |
| 2018 | $11,058 | $880,205 | $0 | $0 |
| 2017 | $10,435 | $824,853 | $0 | $0 |
| 2016 | $10,512 | $815,750 | $0 | $0 |
| 2015 | $4,414 | $331,404 | $0 | $0 |
| 2014 | $4,423 | $332,526 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
M
Seller's Agent in 2025
Martin Sandel
Sandels by the Sea LLC
-
F
Seller's Agent in 2021
Frances Bright
Carillon Realty Inc
-
B
Seller Co-Listing Agent in 2021
Bobby Stephens
Carillon Realty Inc
-
A
Buyer's Agent in 2021
Anne Winicki
Berkshire Hathaway HomeServices
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 966365
APN: 36459-394-140
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