$399,900

4020 21st Ave S St. Cloud, MN 56301

Estimated payment $2,458/month

Total Views 596
5 Beds
3.5 Baths
2,755 Sq Ft
$145 Price per Sq Ft

Highlights

  • Deck
  • No HOA
  • The kitchen features windows
  • Main Floor Primary Bedroom
  • Stainless Steel Appliances
  • Forced Air Heating and Cooling System

About This Home

You’ll have to see this home in person to truly appreciate all the updates, thoughtful design, and living space it offers! From the street, you’ll notice the beautifully refreshed exterior featuring new, LP smart siding, a brand-new 30-year roof, and a cedar plank privacy fence. Step inside to find all your main-level must-haves. The kitchen feels straight out of a magazine, with a butcher block center island, open shelving above a striking stacked-tile backsplash, and stainless steel appliances. Nearby, the laundry room is conveniently tucked away, and a stylish half bath serves guests with ease. The living room’s tall ceilings are anchored by a cozy brick gas fireplace, while the dining area opens directly to the backyard—perfect for hosting gatherings. You’ll also appreciate the dedicated mudroom with built-in storage and a bench. The main-floor primary suite is a relaxing retreat, complete with a private en-suite and a walk-in closet. Downstairs is the ultimate hangout zone, featuring built-in play areas including a climbing wall, sensory swing, and a hidden play nook under the stairs. The expansive family room offers space for everyone, complemented by a 3/4 bathroom, two generously sized bedrooms, and an unfinished storage area. Upstairs, a cute loft connects to two more bedrooms (all with new carpet) and another full bath. From the curb, you’d never guess just how much space this home offers inside.

Listing Agent

Molly Ruegemer

Central MN Realty LLC Listed on: 08/15/2025

Central MN Realty LLC

Co-Listing Agent

Christina Clifton

Central MN Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,346

Year Built

  • Built in 1983

Lot Details

  • 10,498 Sq Ft Lot
  • Lot Dimensions are 120x88
  • Property is Fully Fenced
  • Wood Fence

Parking

  • 2 Car Garage
  • Heated Garage
  • Insulated Garage

Interior Spaces

  • 1.5-Story Property
  • Brick Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Additional Features

  • Deck
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Southern Ridge Subdivision

Listing and Financial Details

  • Assessor Parcel Number 82507770112

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,346

Year Built

Built in 1983

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1983
  • Above Grade Finished Sq Ft: 1750
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Egress Window(s), Finished, Full
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Fireplace Features: Brick, Gas, Living Room
  • Living Area: 2755
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1005
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Living Room, Dining Room, Bedroom 1, Laundry, Mud Room, Bedroom 2, Bedroom 3, Family Room, Bedroom 4, Bedroom 5

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • Fencing: Full, Wood
  • ConstructionMaterialsDesc: Block
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Detached, Asphalt, Electric, Finished Garage, Heated Garage, Insulated Garage
  • Garage Square Feet: 576

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Vaulted Ceiling(s)

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictNumber: 742
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 120x88
  • Lot Size Sq Ft: 10497.96
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Other,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Engineered Wood

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 82507770112
  • Tax Annual Amount: 3346
  • TaxWithAssessments: 3346.0000

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,402 $274,400 $50,000 $224,400
2024 $3,402 $274,400 $50,000 $224,400
2023 $2,852 $254,400 $30,000 $224,400
2022 $2,604 $181,200 $30,000 $151,200
2021 $5,244 $181,200 $30,000 $151,200
2020 $5,316 $176,800 $30,000 $146,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 For Sale $399,900 -- $145 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $205,000 Misc Company
Deed $205,000 --
Quit Claim Deed -- --
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6772856

NorthstarMLS

APN: 82507770112