Seller's Agent in 2025
Molly Ruegemer
Central MN Realty LLC
(320) 339-8189
84 Total Sales
4020 21st Ave S St. Cloud, MN 56301
5
Beds
3.5
Baths
2,755
Sq Ft
10,498
Sq Ft Lot
Highlights
- Deck
- Mud Room
- Stainless Steel Appliances
- Main Floor Primary Bedroom
- No HOA
- The kitchen features windows
About This Home
As of September 2025You’ll have to see this home in person to truly appreciate all the updates, thoughtful design, and living space it offers! From the street, you’ll notice the beautifully refreshed exterior featuring new, LP smart siding, a brand-new 30-year roof, and a cedar plank privacy fence. Step inside to find all your main-level must-haves. The kitchen feels straight out of a magazine, with a butcher block center island, open shelving above a striking stacked-tile backsplash, and stainless steel appliances. Nearby, the laundry room is conveniently tucked away, and a stylish half bath serves guests with ease. The living room’s tall ceilings are anchored by a cozy brick gas fireplace, while the dining area opens directly to the backyard—perfect for hosting gatherings. You’ll also appreciate the dedicated mudroom with built-in storage and a bench. The main-floor primary suite is a relaxing retreat, complete with a private en-suite and a walk-in closet. Downstairs is the ultimate hangout zone, featuring built-in play areas including a climbing wall, sensory swing, and a hidden play nook under the stairs. The expansive family room offers space for everyone, complemented by a 3/4 bathroom, two generously sized bedrooms, and an unfinished storage area. Upstairs, a cute loft connects to two more bedrooms (all with new carpet) and another full bath. From the curb, you’d never guess just how much space this home offers inside.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,346
Year Built
- Built in 1983
Lot Details
- 10,498 Sq Ft Lot
- Lot Dimensions are 120x88
- Property is Fully Fenced
- Wood Fence
- Zoning described as Other,Residential-Single Family
Parking
- 2 Car Garage
- Heated Garage
- Insulated Garage
Interior Spaces
- 1.5-Story Property
- Brick Fireplace
- Gas Fireplace
- Mud Room
- Family Room
- Living Room with Fireplace
- Dining Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- The kitchen features windows
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
- Basement Window Egress
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Gas Water Heater
Community Details
- No Home Owners Association
- Southern Ridge Subdivision
Listing and Financial Details
- Assessor Parcel Number 82507770112
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 15, 2025
Closed on
Sep 30, 2025
Sold by
Ruegemer Molly and Ruegemer Dominic K
Bought by
Groh Samantha Marie and Gann Myles
Seller's Agent
Molly Ruegemer
Central MN Realty LLC
Buyer's Agent
Lance Berwald
Keller Williams Preferred Rlty
List Price
$399,900
Sold Price
$384,900
Premium/Discount to List
-$15,000
-3.75%
Views
54
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,498
Avg. Annual Appreciation
1.22%
Original Mortgage
$346,410
Outstanding Balance
$342,724
Interest Rate
5.69%
Mortgage Type
New Conventional
Estimated Equity
$43,674
Purchase Details
Closed on
Jul 15, 2021
Sold by
Ltd Homes Llc
Bought by
Ruegemer Dominic K and Ruegemer Molly
Purchase Details
Closed on
Jul 15, 2019
Sold by
Ltd Homes Llc
Bought by
Ruegemer Dominic
Purchase Details
Closed on
Jun 19, 2019
Sold by
Ltd Homes Llc
Bought by
Piecek Scott and Piecek Dawn
Create a Home Valuation Report for This Property
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $384,900 | Key Title & Closing Services | |
| Warranty Deed | $205,000 | Misc Company | |
| Deed | $205,000 | -- | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $346,410 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/30/2025 09/30/25 | Sold | $384,900 | 0.0% | $140 / Sq Ft |
| 09/13/2025 09/13/25 | Pending | -- | -- | -- |
| 09/03/2025 09/03/25 | Price Changed | $384,900 | -3.8% | $140 / Sq Ft |
| 08/15/2025 08/15/25 | For Sale | $399,900 | -- | $145 / Sq Ft |
Source: NorthstarMLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,402 | $274,400 | $50,000 | $224,400 |
| 2024 | $3,402 | $274,400 | $50,000 | $224,400 |
| 2023 | $2,852 | $254,400 | $30,000 | $224,400 |
| 2022 | $2,604 | $181,200 | $30,000 | $151,200 |
Source: Public Records
Agents Affiliated with this Home
-
Molly Ruegemer
-
Christina Clifton
Seller Co-Listing Agent in 2025
Christina Clifton
Central MN Realty LLC
(320) 333-6462
147 Total Sales
-
Lance Berwald
Buyer's Agent in 2025
Lance Berwald
Keller Williams Preferred Rlty
(612) 669-0596
68 Total Sales
-
David Paulson
Buyer Co-Listing Agent in 2025
David Paulson
Keller Williams Preferred Rlty
(612) 201-8311
79 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6772856
APN: 82507770112
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