$366,000
SOLD MAY 23, 2025

4020 Cottonwood Dr Loveland, CO 80538

4 Beds
3 Baths
2,701 Sq Ft
7,887 Sq Ft Lot

Recently Sold

$136 Per Sq Ft

19% Below List Price

3 Days on Market

Highlights

  • Open Floorplan
  • No HOA
  • Eat-In Kitchen
  • Deck
  • 2 Car Attached Garage
  • 1-minute walk to Woodmere Park

About This Home

As of May 2025

Spacious four-bedroom, three bath home with an additional bonus room in the basement. This property has great bones and is ready for a remodel ideal for a fix-and-flip investor or a family looking to build equity over time. With a little TLC, this home offers significant sweat equity potential in a prime Loveland location. A fantastic opportunity to create value and make it your own.

Last Agent to Sell the Property

Ryan Spencer

Group Harmony Listed on: 05/07/2025

Group Harmony

Last Buyer's Agent

Koby Bishop

Group Harmony

Group Harmony

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,828

Year Built

  • Built in 1977

Lot Details

  • 7,887 Sq Ft Lot
  • Fenced
  • Level Lot
  • Property is zoned R1

Parking

  • 2 Car Attached Garage

Home Design

  • Composition Roof
  • Composition Shingle

Interior Spaces

  • 2,701 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Gas Fireplace
  • Window Treatments
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bathroom is a Full Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck

Schools

  • Lincoln Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Woodmere Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0348287

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,828

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Refrigerator
  • Year Built: 1977
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.18
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Woodmere
  • Above Grade Finished Sq Ft: 1682
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2701
  • ResoBuildingAreaSource: Other
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Refrigerator
  • Has Basement: Full, Unfinished
  • Full Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1019
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Interior Amenities: High Speed Internet, Eat-in Kitchen, Separate Dining Room, Open Floorplan
  • Living Area: 1874
  • Main Level Bathrooms: 2
  • Window Features: Window Coverings
  • Room Bedroom4 Area: 90
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Luxury Vinyl Floor
  • IRESDS_HasFamilyRoom: No
  • Room Bedroom4 Level: Main
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 90
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 143
  • Room Bedroom3 Level: Main
  • Master Bedroom Master Bedroom Width: 13
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Luxury Vinyl Floor
  • Room Living Room Area: 234
  • Living Room Features: Carpet
  • Room Kitchen Area: 224
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 234
  • Room Dining Room Area: 180
  • Master Bathroom Features: Full Primary Bath
  • ResoLivingAreaSource: Other

Exterior Features

  • Roof: Composition
  • Fencing: Fenced
  • Lot Features: Curbs, Gutters, Sidewalks, Level
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure, Lead Paint Disclosure
  • Home Warranty: No
  • Construction Type: Composition Siding
  • Patio And Porch Features: Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_Garage Sq Ft: 441
  • IRESDS_GarageType: Attached

Utilities

  • Electric: Electric, City of Lvld
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: In Basement
  • Security: Fire Alarm
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Lincoln
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: R1
  • Lot Size Sq Ft: 7887
  • Parcel #: R0348287
  • Irrigation Water Rights: No
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1828

Multi Family

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $517,500 Credit Line Revolving
Closed $438,000 Reverse Mortgage Home Equity Conversion Mortgage
Closed $130,100 New Conventional
Closed $122,909 New Conventional
Closed $84,115 New Conventional
Closed $47,000 Credit Line Revolving
Closed $96,000 Unknown
Closed $30,400 Unknown
Closed $20,160 Unknown
Closed $69,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 Sold $366,000 -18.7% $136 / Sq Ft
05/07/2025 05/07/25 For Sale $450,000 -- $167 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,828 $33,286 $3,350 $29,936
2024 $1,763 $33,286 $3,350 $29,936
2022 $1,477 $25,507 $3,475 $22,032
2021 $1,517 $26,241 $3,575 $22,666
2020 $1,394 $24,682 $3,575 $21,107
2019 $1,370 $24,682 $3,575 $21,107
2018 $1,007 $19,440 $3,600 $15,840
2017 $867 $19,440 $3,600 $15,840
2016 $834 $19,327 $3,980 $15,347
2015 $827 $19,330 $3,980 $15,350
2014 $607 $16,030 $3,980 $12,050
Source: Public Records

Agents Affiliated with this Home

  • Ryan Spencer

    Seller's Agent in 2025

    Ryan Spencer

    Group Harmony

    (970) 214-0263

    87 Total Sales

    Section Image

  • K

    Buyer's Agent in 2025

    Koby Bishop

    Group Harmony

    (970) 846-0286

    29 Total Sales

    Section Image
See All Agents

Map

Source: IRES MLS

MLS Number: 1033279

IRES MLS

APN: 95022-21-033

Colorado Larimer County Loveland 80538

4020 Cottonwood Dr, Loveland, CO

This home is located at 4020 Cottonwood Dr, Loveland, CO 80538 and is currently priced at $366,000, approximately $135 per square foot. This property was built in 1977. 4020 Cottonwood Dr is a home located in Larimer County with nearby schools including Lincoln Elementary School, Lucile Erwin Middle School, and Loveland High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IRES MLS Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules © Copyright IRES.

Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Information deemed reliable but not guaranteed by the MLS.

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