NOT LISTED FOR SALE

4021 Charter Oak Ln SE Cedar Rapids, IA 52403

Estimated Value: $134,000 - $290,000

3 Beds
2 Baths
1,844 Sq Ft
$131/Sq Ft Est. Value

Last Sold November 28, 2023

Last sale price $260,000 $141 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $1,489/month

1 Day on Market

Highlights

  • Fireplace in Kitchen
  • Ranch Style House
  • Forced Air Cooling System
  • Deck
  • Eat-In Kitchen
  • Fenced

About This Home

As of November 2023

Welcome home to a slice of Iowa serenity! Tucked away in a peaceful Cedar Rapids neighborhood, this charming ranch invites you in with the allure of Midwestern hospitality. As you step into the kitchen and dining area, the crackling fireplace instantly captures your heart, promising warm conversations and cozier winters.
Picture mornings spent sipping coffee on your own private deck, overlooking the sacred woods and the whispering Indian Creek that play host to local wildlife. With three cozy bedrooms and two full baths on the main floor, this home embodies comfort.
Descend to the basement and discover a family room where laughter and memories are just waiting to be made. And that bonus room? Envision it as your new home office or perhaps a sanctuary for your yoga mat and dumbbells.
When the sun beats down, take a dip in the exclusive neighborhood swimming pool—a luxury that feels like a private vacation.
Convenience is key; shopping havens, fantastic restaurants, and the all-access Highway 380 are merely minutes away. Come, discover the place where your next chapter begins."

Last Agent to Sell the Property

Donald Whitaker

SKOGMAN REALTY Listed on: 10/25/2023

SKOGMAN REALTY

Last Buyer's Agent

Marian Flink

SKOGMAN REALTY

SKOGMAN REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,354

Year Built

  • 1980

Lot Details

  • 9,583 Sq Ft Lot
  • Fenced

Home Design

  • Ranch Style House
  • Poured Concrete
  • Frame Construction

Interior Spaces

  • Wood Burning Fireplace
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • Fireplace in Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Storage Shed

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,354

Year Built

1980

Lot Details

0

Listing Details

  • Style: Ranch
  • Acres: 0.2200
  • Above Grade Finished Sq Ft: 1144
  • Bathroom Off Master Bedroom: Yes
  • Total Bathrooms: 2.00
  • Total Bedrooms: 3
  • City Name: Cedar Rapids
  • Dining Features: Eat-In Kitchen
  • Gross Tax: 3354
  • List User Cell Phone: 319-804-6297
  • Low Lvl Fin Sq Ft: 700
  • Miscellaneous: Deck, Fencing, Storage Shed
  • Net Tax: 3172
  • Property Sub Types: Single Family
  • Property Type: Residential
  • Ratio Close Price By List Price: 1.00038
  • Ratio Close Price By Original Li: 1.00038
  • Ratio Current Price By Sq Ft: 227.27
  • Total Sq Ft: 1844
  • Water Sewer Roads: City Sewer, City Water
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1980

Interior Features

  • Appliances Included: Dishwasher, Disposal, Dryer, Garage Door Opener, Microwave, Range, Refrigerator, Washer, Water Heater – Gas
  • Basement: Full, Pour
  • Basement: Yes
  • Full Bathrooms: 2
  • Fireplace Features: Kitchen, Wood Burning
  • Master Bedroom Level: Level 1

Exterior Features

  • Construction Methods: Frame
  • Exterior: Composite

Garage/Parking

  • Garage/Parking: 2 Cars

Utilities

  • Heating Cooling: Central Air, Forced Air, Gas Heat

Lot Info

  • Lot Size: 9,657

Rental Info

  • Pets: Pets Allowed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 1, 2025
Sold by
Willhite Denise L
Bought by
Denise L Willhite Trust and Willhite
Current Estimated Value
$241,569

Purchase Details

Listed on
Oct 25, 2023
Closed on
Nov 18, 2023
Sold by
Solem Travis and Solem Michelle
Bought by
Willhite Denise L
Seller's Agent
Donald Whitaker
SKOGMAN REALTY
Buyer's Agent
Marian Flink
SKOGMAN REALTY
List Price
$259,900
Sold Price
$260,000
Premium/Discount to List
$100
0.04%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.51%
Original Mortgage
$195,000
Interest Rate
7.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 3, 2020
Sold by
Adams Kristina M and Adams Garrett P
Bought by
Solem Travis and Waddle Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,782
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 21, 2017
Sold by
Schmitt William J and Schmitt Whitney M
Bought by
Adams Krishna M and Adams Garrett P

Purchase Details

Listed on
Mar 7, 2012
Closed on
Jun 11, 2012
Sold by
Phelps Jonathan J and Roberts Lisa K
Bought by
Schmitt William J and Schmitt Whitney M
Seller's Agent
Joy Seyfer
SKOGMAN REALTY
Buyer's Agent
Donald Fieldhouse
Cedar Rapids Area Association of REALTORS
List Price
$139,900
Sold Price
$141,000
Premium/Discount to List
$1,100
0.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.06%
Original Mortgage
$14,100
Interest Rate
3.87%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Aug 23, 2004
Sold by
Green Aaron L and Green Kimberly J
Bought by
Phelps Jonathan J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 18, 2002
Sold by
Hall Kathy L and Pitts Terence
Bought by
Green Aaron L and Green Kimberly J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,200
Interest Rate
6.4%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Denise L Willhite Trust -- None Listed On Document
Willhite Denise L $260,000 None Listed On Document
Willhite Denise L $260,000 None Listed On Document
Solem Travis $179,000 None Available
Adams Krishna M $165,000 None Available
Schmitt William J $141,000 None Available
Phelps Jonathan J $139,500 --
Green Aaron L $121,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Willhite Denise L $195,000
Previous Owner Solem Travis $161,782
Previous Owner Schmitt William J $14,100
Previous Owner Phelps Jonathan J $112,000
Previous Owner Green Aaron L $97,200
Closed Green Aaron L $18,225
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/28/2023 11/28/23 Sold $260,000 0.0% $141 / Sq Ft
10/26/2023 10/26/23 Pending -- -- --
10/25/2023 10/25/23 For Sale $259,900 +84.3% $141 / Sq Ft
06/14/2012 06/14/12 Sold $141,000 +0.8% $92 / Sq Ft View Prior Sale
03/11/2012 03/11/12 Pending -- -- --
03/07/2012 03/07/12 For Sale $139,900 -- $91 / Sq Ft
Source: Cedar Rapids Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,626 $218,200 $19,400 $198,800
2024 $3,172 $165,800 $19,400 $146,400
2023 $3,172 $165,800 $19,400 $146,400
2022 $3,062 $164,200 $19,400 $144,800
2021 $3,248 $164,200 $19,400 $144,800
2020 $3,248 $153,800 $19,400 $134,400
2019 $3,232 $153,800 $19,400 $134,400
2018 $3,106 $154,800 $24,700 $130,100
2017 $2,762 $139,600 $24,700 $114,900
2016 $2,856 $139,600 $24,700 $114,900
2015 $2,677 $131,300 $24,700 $106,600
2014 $2,500 $131,300 $24,700 $106,600
2013 $2,412 $131,300 $24,700 $106,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Cedar Rapids Area Association of REALTORS®

MLS Number: 2306997

Cedar Rapids Area Association of REALTORS®

APN: 14111-26023-00000