NOT LISTED FOR SALE

4022 San Fernando Ln Saint Charles, MO 63304

Estimated Value: $221,000 - $242,427

3 Beds
1 Bath
864 Sq Ft
$270/Sq Ft Est. Value

Last Sold February 07, 2022

Current estimated payment $1,414/month

1 Day on Market

Highlights

  • Ranch Style House
  • Backs to Open Ground
  • 2 Car Attached Garage
  • Central Elementary School Rated A-
  • Covered Patio or Porch
  • Eat-In Kitchen

About This Home

As of February 2022

Fabulous 3 bed/1 bath ranch home in the heart of St. Charles. Spacious living room with gorgeous wood floors and large picture window opens to your eat-in kitchen with NEW stove and dishwasher, ceramic tile floors and plenty of counter space. 3 good size bedrooms, all with ceiling fans and ample closet space. Oversized hall bath w/ wainscot, white vanity and built-in linen closet. Unfinished, walk out basement adds potential living space and plenty of storage. Lg lot that backs to common ground. Oversized two car garage! Why rent, when you can own your own home! Hurry, as this gem won't last long!

Last Agent to Sell the Property

Bob Strait

EXP Realty, LLC License #2006011856 Listed on: 01/04/2022

EXP Realty, LLC

Last Buyer's Agent

Taylor Moe

Worth Clark Realty License #2020001482

Worth Clark Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,157

Year Built

  • Built in 1976

Lot Details

  • 8,189 Sq Ft Lot
  • Backs to Open Ground
  • Backs To Open Common Area

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 864 Sq Ft Home
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Six Panel Doors
  • Combination Kitchen and Dining Room
  • Partially Carpeted

Kitchen

  • Eat-In Kitchen
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Basement Storage

Outdoor Features

  • Covered Patio or Porch
  • Shed

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0016-5052-00-0182.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,157

Year Built

Built in 1976

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Municipality Township: Unincorporated
  • Age: 46
  • Ownership: Private
  • Year Built: 1976
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: 8 ft + pour, Full, Storage/Locker, Unfinished, Walk-Out
  • Dining Room: Kitchen/Dining Combo
  • Interior Amenities: Some Carpeting, Some Window Treatmnt, Some Wood Floors
  • Kitchen: Eat-In Kitchen, Pantry
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 1
  • Misc Features: Patio, Porch-Covered
  • Windows/Doors: 6 Panel Door(s), Some Insulated Wndws
  • Appliances: Disposal
  • Bathrooms: 1.00
  • Bedrooms: 3.00
  • Room Cnt: 6
  • Square Footage: 864
  • Total Full Baths: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Aluminum Siding, Vinyl Siding

Garage/Parking

  • Garage Size: 18x23
  • Garage Spaces: 2
  • Parking: Attached Garage

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell Central High
  • Elementary School: Central Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Backs to Comm. Grnd, Backs to Open Grnd
  • Lot Sq Ft: 8189
  • Acres: 0.1880

Building Info

  • Buildings: Shed(s)

Tax Info

  • Taxes Paid: 1756
  • Taxes Paid Year: 2020
  • Assessor Parcel Number: 3-0016-5052-00-0182.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 4, 2022
Closed on
Feb 7, 2022
Sold by
Guyot Jeffrey A
Bought by
Cordray Michelle
Seller's Agent
Bob Strait
EXP Realty, LLC
Buyer's Agent
Taylor Moe
Worth Clark Realty
List Price
$169,900
Current Estimated Value
$232,857

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.51%
Original Mortgage
$152,000
Outstanding Balance
$141,412
Interest Rate
3.55%
Mortgage Type
New Conventional
Estimated Equity
$89,679

Purchase Details

Closed on
Jun 15, 2007
Sold by
Goddard Grant M
Bought by
Guyot Jeffrey A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,000
Interest Rate
6.15%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 22, 2006
Sold by
Jackson Thomas and Jackson Theresa
Bought by
Goddard Grant M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 4, 2002
Sold by
Hankins Charles C and Hankins Michelle A
Bought by
Jackson Thomas and Jackson Theresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,120
Interest Rate
6.8%

Purchase Details

Closed on
Feb 26, 1998
Sold by
Klein Vicki L and Klein Vicki L
Bought by
Hankins Charles C and Hankins Michelle A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,900
Interest Rate
7.01%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cordray Michelle -- True Title
Guyot Jeffrey A $151,000 Inv
Goddard Grant M -- Ust
Jackson Thomas -- --
Hankins Charles C -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cordray Michelle $152,000
Previous Owner Guyot Jeffrey A $151,000
Previous Owner Goddard Grant M $100,000
Previous Owner Jackson Thomas $79,120
Previous Owner Hankins Charles C $74,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/07/2022 02/07/22 Sold -- -- --
01/06/2022 01/06/22 Pending -- -- --
01/04/2022 01/04/22 For Sale $169,900 0.0% $197 / Sq Ft
12/01/2017 12/01/17 Rented $1,100 0.0% --
11/17/2017 11/17/17 Under Contract -- -- --
10/27/2017 10/27/17 For Rent $1,100 -- --
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,157 $36,999 -- --
2023 $2,156 $35,913 $0 $0
2022 $1,927 $29,778 $0 $0
2021 $1,929 $29,778 $0 $0
2020 $1,756 $26,205 $0 $0
2019 $1,748 $26,205 $0 $0
2018 $1,588 $22,721 $0 $0
2017 $1,575 $22,721 $0 $0
2016 $1,487 $20,647 $0 $0
2015 $1,456 $20,647 $0 $0
2014 $1,463 $20,126 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21087327

MARIS MLS

APN: 3-0016-5052-00-0182.0000000