NOT LISTED FOR SALE

403 13th St Onawa, IA 51040

Estimated Value: $194,000 - $251,000

2 Beds
2 Baths
1,576 Sq Ft
$141/Sq Ft Est. Value

Sale Details

Date Sold: March 2, 2026

Last sale price $195,000 $124 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $1,528 / mo

252 Days on Market

Highlights

  • Heated Floors
  • Ranch Style House
  • Workshop
  • 0.44 Acre Lot
  • Computer Room
  • 4-minute walk to Gaukel Park

About This Home

As of March 2026

This charming ranch home is a must see and sits on a large .44-acre lot in town!! Updates include a new roof in 2024, NEW water heater in 2025, and a NEW furnace. The main level has an open floor plan with beautiful oak cabinets in the kitchen and gorgeous glass display cabinetry on the island. Off the kitchen you have a nice sun porch for relaxation. The bedrooms on the main level are both larger rooms with so much closet space. The master bedroom has two separate bathroom areas. You could relax in a jetted tub with a built-in wood shiplap surround or use the other bathroom for the walk-in shower. This home also has a full unfished basement with so much potential for more bedrooms. The landscaping outside is beautiful with mature trees and beautiful flowers. A screened in front porch is perfect to sit and enjoy the surroundings. There is so much outside storage space, with multiple storage sheds for lawnmowers and gardening and a two-car attached garage.

Last Agent to Sell the Property

Brent McCall

McCall Auctions & Real Estate Listed on: 05/12/2025

Co-Listed By

Kellie McCall

McCall Auctions & Real Estate

Last Buyer's Agent

Kellie McCall

McCall Auctions & Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,050

Year Built

  • Built in 1994

Lot Details

  • 19,166 Sq Ft Lot
  • Landscaped
  • Level Lot
  • Garden

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,576 Sq Ft Home
  • Crown Molding
  • Living Room
  • Computer Room
  • Workshop
  • Fire and Smoke Detector
  • Eat-In Kitchen
  • Laundry on main level

Flooring

  • Wood
  • Heated Floors

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Outdoor Features

  • Exterior Lighting
  • Storage Shed
  • Porch

Schools

  • West Monona Elementary And Middle School
  • West Monona High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Softener
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 834505175012

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,050

Year Built

Built in 1994

Lot Details

0.44 Acres

Parking

2

Listing Details

  • Property Class: Residential
  • Type: Residential
  • Style: Ranch
  • Property Features: Garden, Landscaping, Level Lot
  • Legal Description: 05-83-45 PT SE NE (137.41'AVE X 137.93' AVE)
  • Year Built: 1994
  • School Middle Junior: West Monona
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Included: Washer, Dryer, Dishwasher, Stove, Refrigerator
  • Total Bedrooms: 2
  • Total Bathrooms: 2
  • Basement: Block, Full, Unfinished
  • Main Level Rooms: 3/4 Bath, Bedroom, Den, Full Bath, Kitchen, Laundry, Living
  • Total Sq Ft: 1576
  • Main Level Sq Ft: 1576
  • Sq Ft Above Grade: 1576

Exterior Features

  • Exterior: Vinyl
  • Roof: Shingle

Garage/Parking

  • Garage Type: Attached
  • Internet: Yes
  • Driveway: Concrete
  • Garage Spaces: 2

Utilities

  • Air Conditioning Type: Central
  • Fuel Type: Natural Gas
  • Heat Type: Forced Air
  • Sewer Type: City
  • Water Softener: Common, Hook-Up, Included
  • Water Type: City

Association/Amenities

  • Amenities: 3 Season Porch, Computer Area, Crown Molding, Eat-In Kitchen, Garage Door Opener, Hardwood Floors, Main Floor Laundry, Master Bath, Oversized Garage, Smoke Detector, Storage Shed, Workshop, Heated Floor, Exterior Lighting

Lot Info

  • Acres: 0.44
  • Parcel Number: 834505175012

Tax Info

  • Year: 2023
  • Gross Taxes: 4050

MLS Schools

  • School Elementary: West Monona
  • School High: West Monona

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 12, 2025
Closed on
Feb 27, 2026
Sold by
Bought by
Seller's Agent
Brent McCall
McCall Auctions & Real Estate
Buyer's Agent
Kellie McCall
McCall Auctions & Real Estate
List Price
$295,000
Sold Price
$195,000
Premium/Discount to List
-$100,000
-33.9%
Views
246
Current Estimated Value
$221,928

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,928
Avg. Annual Appreciation
44.71%
Original Mortgage
$191,468
Outstanding Balance
$191,468
Interest Rate
6.06%
Mortgage Type
FHA
Estimated Equity
$30,460
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$195,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $191,468
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/02/2026 03/02/26 Sold $195,000 -9.3% $124 / Sq Ft
01/19/2026 01/19/26 Pending -- -- --
10/29/2025 10/29/25 Price Changed $215,000 -8.5% $136 / Sq Ft
09/17/2025 09/17/25 Price Changed $235,000 -11.3% $149 / Sq Ft
06/16/2025 06/16/25 Price Changed $265,000 -10.2% $168 / Sq Ft
05/12/2025 05/12/25 For Sale $295,000 -- $187 / Sq Ft
Source: Northwest Iowa Regional Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,034 $351,254 $24,633 $326,621
2024 $4,034 $293,087 $24,633 $268,454
2023 $14 $293,087 $24,633 $268,454
2022 $3,912 $261,633 $0 $0
2021 $4,252 $222,603 $24,633 $197,970
2020 $3,724 $222,603 $24,633 $197,970
2019 $3,724 $188,926 $0 $0
2018 $3,614 $188,926 $0 $0
2017 $3,614 $179,930 $0 $0
2016 $3,502 $179,930 $0 $0
2015 $3,450 $159,230 $0 $0
2014 $3,090 $159,230 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Iowa Regional Board of REALTORS®

MLS Number: 828645

Northwest Iowa Regional Board of REALTORS®

APN: 67-8345-05-1-75-012

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