Seller's Agent in 2025
Kurt Pauley
NAI Legacy
(402) 681-8622
1 in this area
38 Total Sales
403 2nd Ave Two Harbors, MN 55616
5
Beds
3
Baths
2,606
Sq Ft
6,970
Sq Ft Lot
Highlights
- 1 Fireplace
- No HOA
- 3-minute walk to Two Harbors Bandshell Park
About This Home
As of November 2025Step into timeless charm with this classic Victorian home featuring 4 bedrooms plus a spacious 3rd-floor mother-in-law suite. Original woodwork, built-ins, and stained-glass window showcase its historic character, while thoughtful updates provide modern comfort.
Located just 3 blocks from Lake Superior and 3 blocks from the shops and dining of historic downtown Two Harbors, this home blends convenience with beauty. Recent updates include new Hardie Board siding and brand-new kitchen appliances. Additional highlights include a relaxing sauna in the basement—perfect after a North Shore adventure.
This is a rare opportunity to own a piece of history near the lake while enjoying modern upgrades.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,198
Year Built
- Built in 1908
Lot Details
- 6,970 Sq Ft Lot
- Lot Dimensions are 50 x 140
Parking
- 2 Car Garage
Home Design
- Cedar
Interior Spaces
- 2,606 Sq Ft Home
- 2-Story Property
- 1 Fireplace
- Partially Finished Basement
Bedrooms and Bathrooms
- 5 Bedrooms
- 3 Full Bathrooms
Utilities
- No Cooling
- Boiler Heating System
Community Details
- No Home Owners Association
- Two Harbors Land Companys 4Th Subdivision
Listing and Financial Details
- Assessor Parcel Number 23766408160
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 11, 2025
Closed on
Oct 31, 2025
Sold by
Pauley Kurtis and Pauley Caila
Bought by
Masog Matthew and Masog Rebecca
Seller's Agent
Kurt Pauley
NAI Legacy
Buyer's Agent
Ryan Janssen
Northstar Lakes Realty
List Price
$319,000
Sold Price
$319,000
Views
52
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.14%
Original Mortgage
$270,000
Outstanding Balance
$270,000
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$45,008
Purchase Details
Closed on
Mar 1, 2021
Sold by
Wick Loralee C
Bought by
Pauley Caila A and Pauley Kurtis R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,500
Interest Rate
2.7%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Sep 10, 2015
Sold by
Northey Clarine M Clarine M
Bought by
Farah Loralee C Loralee C and Farah Robert M Robert M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,500
Interest Rate
3.9%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $300,000 | -- | |
| Warranty Deed | $245,000 | None Available | |
| Deed | $235,000 | -- | |
| Deed | $245,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $270,000 | New Conventional | |
| Previous Owner | $220,500 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $211,500 | No Value Available | |
| Closed | $220,500 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/04/2025 11/04/25 | Sold | $319,000 | 0.0% | $122 / Sq Ft |
| 10/06/2025 10/06/25 | Pending | -- | -- | -- |
| 09/12/2025 09/12/25 | For Sale | $319,000 | -- | $122 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,938 | $356,200 | $23,500 | $332,700 |
| 2024 | $1,267 | $342,500 | $23,500 | $319,000 |
| 2023 | $1,294 | $333,400 | $21,300 | $312,100 |
| 2022 | $3,247 | $308,700 | $18,500 | $290,200 |
| 2021 | $3,125 | $243,500 | $18,500 | $225,000 |
| 2020 | $3,368 | $134,500 | $14,500 | $120,000 |
| 2019 | $3,217 | $134,500 | $14,500 | $120,000 |
| 2018 | $1,564 | $205,200 | $18,500 | $186,700 |
| 2017 | $1,455 | $142,700 | $16,000 | $126,700 |
| 2016 | $1,331 | $144,500 | $16,000 | $128,500 |
| 2015 | $14 | $134,500 | $14,500 | $120,000 |
| 2014 | $14 | $0 | $0 | $0 |
| 2013 | $1,243 | $0 | $0 | $0 |
| 2012 | $1,295 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kurt Pauley
-
Ryan Janssen
Buyer's Agent in 2025
Ryan Janssen
Northstar Lakes Realty
(612) 210-1997
1 in this area
32 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6787426
APN: 23-7642-08160
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