$2,325,000
SOLD APR 11, 2025

403 Beards Dock Crossing Annapolis, MD 21403

4 Beds
4.5 Baths
6,507 Sq Ft
2.54 Acres

Recently Sold

$357 Per Sq Ft

5% Below List Price

15 Days on Market

Highlights

  • Filtered Pool
  • Gourmet Kitchen
  • Open Floorplan
  • Hillsmere Elementary School Rated 9+
  • 2.54 Acre Lot
  • Curved or Spiral Staircase

About This Home

As of April 2025

*Do not enter the driveway without an appointment.* Exceptional Colonial Estate in Secluded Cherrystone Community. Nestled on 2.45 private acres, this stately colonial home offers a peaceful retreat just ten minutes from downtown Annapolis. Surrounded by nature, the property features a beautifully designed heated saltwater pool and a spacious pavilion with a stained wood ceiling, outdoor kitchen, bar seating, fire pit, and standing seam roof (2017)—perfect for entertaining. Inside, the home offers 6,000 finished square feet of well-appointed living space. A three-car garage connects to a charming mudroom, leading into an updated gourmet-kitchen with Thermador appliances and family room that overlooks the pool and wooded landscape. The versatile floor plan blends classic traditional elements with an open great-room featuring a fireplace, ideal for gathering. The inviting brick veranda entry welcomes guests into a formal living room with a fireplace and dining room. A spacious study with built-in shelving offers flexibility as a home office or billiards room, with direct access to the pool and a screened porch with a wood stove for three-season enjoyment. A distinctive feature of the home is its two staircases, including a curved, light-filled rear staircase leading to the expansive primary suite with a gas fireplace, vaulted ceiling, sitting area, marble 5-piece bathroom, and custom closet. The upper level also includes a second primary suite, a convenient laundry room, and a cedar closet. Each of the four bedrooms has an updated en-suite bath. Additional highlights include a whole-house generator, brick chimneys, and meticulously maintained gardens that enhance the home’s charm and curb appeal. A rare blend of privacy, elegance, and functionality, this property is a true retreat.

Last Agent to Sell the Property

Martha Janney

(410) 263-8686 khylah.settle@cbmove.com Coldwell Banker Realty License #627017 Listed on: 02/23/2025

Coldwell Banker Realty

Last Buyer's Agent

Joseph Bray

(410) 280-5600 joe@waterfronthomes.org TTR Sotheby's International Realty License #643757

TTR Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $20,195

Year Built

  • Built in 2001 | Remodeled in 2023

Lot Details

  • 2.54 Acre Lot
  • Stone Retaining Walls
  • Extensive Hardscape
  • Sprinkler System
  • Property is in excellent condition
  • Property is zoned R1

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 3 Car Direct Access Garage
  • 10 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • On-Street Parking

Home Design

  • Colonial Architecture
  • Architectural Shingle Roof
  • Wood Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Curved or Spiral Staircase
  • Dual Staircase
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • 3 Fireplaces
  • Screen For Fireplace
  • Fireplace Mantel
  • Insulated Windows
  • Window Treatments
  • Bay Window
  • Window Screens
  • Mud Room
  • Family Room Off Kitchen
  • Living Room
  • Breakfast Room
  • Dining Room
  • Home Office
  • Wood Flooring
  • Finished Basement
  • Connecting Stairway
  • Flood Lights
  • Attic

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Range Hood
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Cedar Closet
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Pool

  • Filtered Pool
  • Heated In Ground Pool
  • Saltwater Pool
  • Fence Around Pool

Outdoor Features

  • Deck
  • Terrace
  • Exterior Lighting
  • Gazebo
  • Outdoor Grill
  • Rain Gutters
  • Brick Porch or Patio

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Well
  • Propane Water Heater
  • Water Conditioner is Owned
  • Septic Tank

Community Details

  • Cherrystone Subdivision

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 020216590082908

Home Details

Home Type

Single Family

Est. Annual Taxes

$20,195

Year Built

Built in 2001 | Remodeled in 2023

Lot Details

2.54 Acres

HOA Fees

$21 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2001
  • Year Renovated: 2023
  • Automatically Close On Close Date: Yes
  • Building Winterized: No
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Washer, Built-In Microwave, Extra Refrigerator/Freezer, Water Conditioner - Owned, Icemaker, Range Hood, Oven/Range - Gas
  • Flooring Type: Hardwood
  • Interior Amenities: Family Room Off Kitchen, Kitchen - Gourmet, Dining Area, Chair Railings, Crown Moldings, Curved Staircase, Double/Dual Staircase, Upgraded Countertops, Primary Bath(s), Window Treatments, Wainscotting, Wood Floors, Floor Plan - Open, Floor Plan - Traditional, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Cedar Closet(s), Attic, Combination Kitchen/Living, Combination Kitchen/Dining
  • Window Features: Bay/Bow, Insulated, Screens
  • Fireplace Features: Mantel(s), Screen
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Study, Laundry, Mud Room, Office
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished
  • Laundry Type: Upper Floor
  • Total Sq Ft: 6507
  • Living Area Sq Ft: 6507
  • Price Per Sq Ft: 510.63
  • Above Grade Finished Sq Ft: 4798
  • Below Grade Finished Sq Ft: 1709
  • Total Below Grade Sq Ft: 1709
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 4
  • Upper Level Bathrooms: 4.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Gazebo
  • Construction Materials: Wood Siding
  • Exterior Features: Bbq Grill, Extensive Hardscape, Exterior Lighting, Flood Lights, Gutter System, Stone Retaining Walls, Lawn Sprinkler
  • Pool Features: Heated, In Ground, Filtered, Fenced, Saltwater
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Additional Storage Area, Garage - Front Entry, Inside Access, Oversized
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 13
  • Type Of Parking: Attached Garage, Driveway, On Street
  • Number of Spaces in Driveway: 10

Utilities

  • Refuse: 404.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Zoned
  • Heating Fuel: Propane - Owned
  • Heating Type: Zoned, Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 250.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Size Acres: 2.54
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 110642.00
  • Outdoor Living Structures: Porch(es), Deck(s), Brick, Terrace, Roof
  • Property Condition: Excellent
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 20194.51
  • Assessor Parcel Number: 020216590082908
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 23, 2025
Closed on
Apr 11, 2025
Sold by
Baker Deann M
Bought by
Dugan Jonathan H and Carney Marjorie M
Seller's Agent
Martha Janney
Coldwell Banker Realty
Buyer's Agent
Joseph Bray
TTR Sotheby's International Realty
List Price
$2,450,000
Sold Price
$2,325,000
Premium/Discount to List
-$125,000
-5.1%
Views
248
Current Estimated Value
$2,424,899

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$99,899
Avg. Annual Appreciation
5.07%
Original Mortgage
$1,860,000
Outstanding Balance
$1,848,208
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$576,691

Purchase Details

Listed on
Mar 23, 2016
Closed on
Mar 22, 2016
Sold by
Lutz David J and Lutz Jessica H
Bought by
Baker Deann M
Seller's Agent
Day Weitzman
Coldwell Banker Realty
Buyer's Agent
Florence Calvert
Coldwell Banker Realty
List Price
$1,600,000
Sold Price
$1,600,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.21%
Original Mortgage
$418,000
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 4, 2007
Sold by
Rudy William G
Bought by
Lutz David J and Lutz Jessica H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$635,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 22, 2007
Sold by
Rudy William G
Bought by
Lutz David J and Lutz Jessica H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$635,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 15, 2005
Sold by
Beckwith Barbara G
Bought by
Rudy William George and Slade Stephen Douglas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$900,000
Interest Rate
5.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 2000
Sold by
Reichert Volker
Bought by
Beckwith Barbara G

Purchase Details

Closed on
Aug 19, 1998
Sold by
Read Sondra D
Bought by
Reichert Volker and Zavoda June
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $2,325,000 Eagle Title
Deed $2,325,000 Eagle Title
Deed $1,600,000 Mid Maryland Title Co Inc
Deed $1,260,000 --
Deed $1,260,000 --
Deed $1,200,000 --
Deed $197,500 --
Deed $187,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,860,000 New Conventional
Closed $1,860,000 New Conventional
Previous Owner $418,000 New Conventional
Previous Owner $635,000 Purchase Money Mortgage
Previous Owner $635,000 Purchase Money Mortgage
Previous Owner $900,000 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/11/2025 04/11/25 Sold $2,325,000 -5.1% $357 / Sq Ft
03/10/2025 03/10/25 Pending -- -- --
02/23/2025 02/23/25 For Sale $2,450,000 +53.1% $377 / Sq Ft
03/23/2016 03/23/16 Sold $1,600,000 0.0% $331 / Sq Ft View Prior Sale
03/23/2016 03/23/16 Pending -- -- --
03/23/2016 03/23/16 For Sale $1,600,000 -- $331 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $20,195 $1,896,300 -- --
2024 $20,195 $1,783,900 -- --
2023 $18,880 $1,671,500 $808,600 $862,900
2022 $17,537 $1,622,767 $0 $0
2020 $16,491 $1,525,300 $808,600 $716,700
2019 $14,731 $1,355,700 $0 $0
2018 $12,027 $1,186,100 $0 $0
2017 $10,886 $1,016,500 $0 $0
2016 -- $998,900 $0 $0
2015 -- $981,300 $0 $0
2014 -- $963,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2104436

Bright MLS

APN: 02-165-90082908

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