Seller's Agent in 2025
Cecelia Cawthon
Bernd Brokerage
(619) 708-8530
7 in this area
31 Total Sales
403 D St Ramona, CA 92065
3
Beds
2
Baths
1,121
Sq Ft
1937
Built
Highlights
- Solar Power System
- Corner Lot
- Laundry Room
- Wood Flooring
- 2 Car Detached Garage
- 1-Story Property
About This Home
As of September 2025Welcome to your charming home with multi-generational flexibility and timeless character! This beautifully maintained 3-bedroom, 2-bathroom home offers a flexible layout that’s perfect for split living situations. Whether you're looking for multi-generational options, guest space, or extra privacy, the home provides a variety of possibilities to suit your needs. With 1,121 square feet of living space, this home is filled with warmth, history, and just the right touch of modern updates. Step inside and you’ll be greeted by original 1930's details like refinished oak floors, tray ceiling, authentic base moldings, built-in cabinets, built-in drawers, and a charming linen cabinet. The living room centers around a custom fireplace with a live-edge oak mantel and original terracotta tile hearth, paired with a large bay window that lets the natural light pour in. The separate laundry room adds convenience, while the fully fenced backyard offers a double gate for RV access or extra parking with a detached garage. Sitting on a flat, usable corner lot just under a quarter acre, there’s plenty of space to garden, play, or relax. Enjoy mature fruit trees including tangerine, lemon, grapevine, passionfruit, and fragrant plantings like white lilac, mountain sage, and milkweed. Other updates include attic insulation and a roof with a 50-year guarantee.This home has been lovingly cared for and is now ready to welcome its next chapter. Come experience the charm, comfort, and flexibility this unique property has to offer.
Last Agent to Sell the Property
Bernd Brokerage License #02058757 Listed on: 08/12/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1937
Lot Details
- Property is Fully Fenced
- Corner Lot
Parking
- 2 Car Detached Garage
Home Design
- Clay Roof
- Stucco
Interior Spaces
- 3 Bedrooms
- 1,121 Sq Ft Home
- 1-Story Property
- Living Room with Fireplace
- Wood Flooring
- Laundry Room
Eco-Friendly Details
- Solar Power System
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
Community Details
- Ramona Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 12, 2025
Closed on
Sep 5, 2025
Sold by
Sharlene M Kopol Family Trust and Kopol Sharlene M
Bought by
Krans Family Trust and Krans
Seller's Agent
Cecelia Cawthon
Bernd Brokerage
Buyer's Agent
Cephas Butler
Coldwell Banker Realty
List Price
$675,000
Sold Price
$675,000
Views
109
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,114
Avg. Annual Appreciation
-3.49%
Purchase Details
Closed on
Jan 13, 2020
Sold by
Kopol Sharlene M
Bought by
Kopol Sharlene M and Sharlene M Kopol Family Trust
Purchase Details
Closed on
Oct 12, 2011
Sold by
Fannie Mae
Bought by
Kopol Sharlene Michelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,503
Interest Rate
4.15%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 3, 2011
Sold by
Hardesty Lori Ann
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Apr 2, 2007
Sold by
Hardesty Lori Ann
Bought by
Hardesty Lori Ann
Purchase Details
Closed on
Mar 31, 2006
Sold by
Puyot Tony L and Puyot Melissa R
Bought by
Hardesty Lori Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
6.29%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 22, 2003
Sold by
Kipple John P and Kipple Dolores M
Bought by
Puyot Tony L and Puyot Melissa R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 4, 1997
Sold by
Kipple John P and Kipple Dolores M
Bought by
Kipple John P and Kipple Dolores M
Purchase Details
Closed on
Feb 25, 1986
Purchase Details
Closed on
Dec 13, 1983
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $675,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Corporate Deed | $180,000 | Old Republic Title Company | |
| Trustee Deed | $392,757 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $475,000 | California Title | |
| Grant Deed | $340,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | $73,000 | -- | |
| Deed | $60,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $174,503 | New Conventional | |
| Previous Owner | $380,000 | New Conventional | |
| Previous Owner | $264,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/26/2025 09/26/25 | Sold | $675,000 | 0.0% | $602 / Sq Ft |
| 08/27/2025 08/27/25 | Pending | -- | -- | -- |
| 08/12/2025 08/12/25 | For Sale | $675,000 | -- | $602 / Sq Ft |
Source: San Diego MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,313 | $225,952 | $100,478 | $125,474 |
| 2024 | $3,313 | $221,522 | $98,508 | $123,014 |
| 2023 | $3,073 | $217,179 | $96,577 | $120,602 |
| 2022 | $3,226 | $212,922 | $94,684 | $118,238 |
| 2021 | $3,190 | $208,748 | $92,828 | $115,920 |
| 2020 | $3,169 | $206,609 | $91,877 | $114,732 |
| 2019 | $3,101 | $202,559 | $90,076 | $112,483 |
| 2018 | $3,026 | $198,588 | $88,310 | $110,278 |
| 2017 | $2,984 | $194,695 | $86,579 | $108,116 |
| 2016 | $2,911 | $190,879 | $84,882 | $105,997 |
| 2015 | $2,831 | $188,012 | $83,607 | $104,405 |
| 2014 | $2,744 | $184,330 | $81,970 | $102,360 |
Source: Public Records
Agents Affiliated with this Home
-
Cecelia Cawthon
-
Cephas Butler
Buyer's Agent in 2025
Cephas Butler
Coldwell Banker Realty
(408) 482-1694
12 in this area
39 Total Sales
-
Nicholas Deseno
Buyer's Agent in 2025
Nicholas Deseno
MJN Real Estate, Inc
(760) 803-4840
24 in this area
47 Total Sales
Map
Source: San Diego MLS
MLS Number: 250036013
APN: 281-402-02
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property.
BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly
prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.
Nearby Homes