NOT LISTED FOR SALE

Estimated Value: $303,526 - $346,000

3 Beds
2 Baths
1,920 Sq Ft
$165/Sq Ft Est. Value

About This Home

This home is located at 403 Emerald Cove Loop, Lakeland, FL 33813 and is currently estimated at $317,382, approximately $165 per square foot. 403 Emerald Cove Loop is a home located in Polk County with nearby schools including Rochelle School Of The Arts, Winston Academy of Engineering, and Combee Academy of Design & Engineering.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 21, 2016
Sold by
Bennett Pamela C and Bennett Buddy Boy
Bought by
Cross Frank C and Cross Karen C
Current Estimated Value
$317,382

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Outstanding Balance
$121,309
Interest Rate
3.57%
Mortgage Type
VA
Estimated Equity
$196,073

Purchase Details

Closed on
May 15, 2006
Sold by
Garner James Wilson and Garner Deanna Cherie
Bought by
Bennett Buddy B and Bennett Pamela C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
6.29%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 10, 2006
Sold by
Garner George Albert
Bought by
Bennett Buddy B and Bennett Pamela C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
6.29%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jan 3, 2006
Sold by
Garner George Albert
Bought by
Garner James Wilson and Garner Deanna Cherie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6.14%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Nov 21, 2003
Sold by
Merce Donald R and Merce Carol L
Bought by
Garner George Albert and Garner Janice H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
6.04%
Mortgage Type
Balloon

Purchase Details

Closed on
Sep 25, 1996
Sold by
I H Homes Inc
Bought by
Merce Donald R and Merce Carol L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
7.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 19, 1996
Sold by
Sun State Development Corp
Bought by
I H Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
7.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 1994
Sold by
Gardner David H
Bought by
Sun State Dev Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,750
Interest Rate
8.78%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cross Frank C $150,000 Hillsborough Title Inc
Bennett Buddy B -- Hillsborough Title Inc
Bennett Buddy B $135,000 Hillsborough Title Inc
Garner James Wilson $100,000 None Available
Garner George Albert $118,000 Insured Real Estate Title Se
Merce Donald R $89,300 --
I H Homes Inc $78,600 --
Sun State Dev Corp $14,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cross Frank C $150,000
Previous Owner Bennett Buddy B $85,000
Previous Owner Bennett Buddy B $75,000
Previous Owner Garner James Wilson $128,000
Previous Owner Garner George Albert $88,000
Previous Owner I H Homes Inc $106,200
Previous Owner I H Homes Inc $25,000
Previous Owner Sun State Dev Corp $63,750
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,022 $152,891 $0 $0
2022 $1,931 $148,438 $0 $0
2021 $1,925 $144,115 $0 $0
2020 $1,888 $142,125 $0 $0
2018 $1,819 $136,340 $33,000 $103,340
2017 $2,226 $119,421 $0 $0
2016 $1,039 $80,541 $0 $0
2015 $648 $79,981 $0 $0
2014 $974 $79,346 $0 $0
Source: Public Records

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