NOT LISTED FOR SALE

403 Ferncliff Dr Unit 3 Signal Mountain, TN 37377

Estimated Value: $758,642 - $846,000

4 Beds
3 Baths
3,199 Sq Ft
$254/Sq Ft Est. Value

Last Sold March 14, 2025

Last sale price $811,000 $254 Per Sq Ft

Current estimated payment $4,467/month

3 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Bonus Room
  • Thrasher Elementary School Rated A-
  • Wood Flooring
  • Great Room with Fireplace

About This Home

As of March 2025

Charming 1-LEVEL home on Signal Mountain! Nestled in a lovely cul-de-sac, this beautifully maintained 4-bedroom, 3-bathroom home offers comfort and style. With stunning stone details and a cozy front porch, this home exudes curb appeal from the moment you arrive. Inside, you'll find two spacious living areas, perfect for both relaxation and entertaining, with a stunning DOUBLE GAS FIREPLACE. Enjoy the WET BAR for entertaining guests with ease. The heart of the home is an OPEN CONCEPT kitchen and living area, ideal for hosting gatherings. The kitchen is equipped with stainless steel appliances, including a 2024 double oven, induction cooktop, and a 2024 refrigerator. Under-cabinet lighting and plantation shutters throughout the home add to its warm and inviting atmosphere. Spacious primary suite awaits your personal touch, while the additional bedrooms and bathrooms provide plenty of space for comfortable living. Enjoy the privacy and beauty of the large, FENCED backyard, with abundant trees offering a peaceful retreat. A spacious back deck made with Trex decking is perfect for grilling or outdoor entertaining, while the SCREENED-IN PORCH, freshly stained in 2023, offers a serene space to unwind. Customize the large BONUS ROOM with its own closet and bathroom for your movie room, HOME OFFICE, or playroom. Oversized GARAGE can accommodate a combination of a boat, toys, ATV's, and cars. The home's crawlspace has been encapsulated. With a new A/C unit in 2023 and recent exterior painting, this home is move-in ready. LOCATION: Only 5 minutes to Pruett's Market, Signal Mountain Golf & Country Club, Signal Mountain top-rated school, and endless outdoor mountain recreation. Just 20 minutes to the vibrant city of Downtown Chattanooga and 35 minutes to the Chattanooga Metropolitan Airport. Located in a prime Signal Mountain location, this home provides a rare combination of privacy and convenience! Within 2 hours of major hubs including Atlanta, Nashville, Knoxville, and Birmingham. (Buyer to verify square footage. Some images may be virtually staged. Buyer is responsible to do their due diligence to verify that all information is correct, accurate and for obtaining any and all restrictions for the property deemed important to Buyer.)

Last Agent to Sell the Property

Todd Henon

Keller Williams Realty License #280357 Listed on: 02/20/2025

Keller Williams Realty

Last Buyer's Agent

Christian Beairsto

Berkshire Hathaway HomeServices J Douglas Properties License #356600

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,006

Year Built

  • Built in 1979

Lot Details

  • 0.63 Acre Lot
  • Lot Dimensions are 151.34x248.85
  • Fenced
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 3,199 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • Gas Log Fireplace
  • Window Screens
  • Great Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Game Room with Fireplace
  • Bonus Room
  • Screened Porch
  • Basement
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Double Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms
  • Double Vanity
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Rain Gutters

Schools

  • Thrasher Elementary School
  • Signal Mountain Middle School
  • Signal Mtn High School

Utilities

  • Dehumidifier
  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Available
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Birnam Wood Subdivision

Listing and Financial Details

  • Assessor Parcel Number 097m D 007

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,006

Year Built

Built in 1979

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.63
  • Lot Size: 151.34X248.85
  • Subdivision Name: Birnam Wood
  • Directions: From Downtown Chattanooga: Take US 27 N and exit onto US 127 N toward Signal Mountain. Take Signal Mtn Blvd up the mountain. L on Rolling Way. R on James Blvd. L on Hathaway. L on Glamis Cir. R on Ferncliff. Home on left.
  • Above Grade Finished Sq Ft: 3199.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 3199.0
  • New Construction: No
  • Year Built: 1979
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 097m D 007
  • Location Tax and Legal Elementary School: Thrasher Elementary
  • Location Tax and Legal Middle Or Junior School2: Signal Mountain Middle
  • Location Tax and Legal High School: Signal Mtn
  • Location Tax and Legal:Tax Annual Amount: 4006.44
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3199.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.63
  • General Property Information Lot Size Square Feet2: 27442.8
  • General Property Information Lot Size Dimensions: 151.34X248.85
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Charming 1-LEVEL home on Signal Mountain! Nestled in a lovely cul-de-sac, this beautifully maintained 4-bedroom, 3-bathroom home offers comfort and style. With stunning stone details and a cozy front porch, this home exudes curb appeal from the moment you arrive. Inside, you'll find two spacious living areas, perfect for both relaxation and entertaining, with a stunning DOUBLE GAS FIREPLACE. Enjoy the WET BAR for entertaining guests with ease. The heart of the home is an OPEN CONCEPT kitchen and living area, ideal for hosting gatherings. The kitchen is equipped with stainless steel appliances, including a 2024 double oven, induction cooktop, and a 2024 refrigerator. Under-cabinet lighting and plantation shutters throughout the home add to its warm and inviting atmosphere. Spacious primary suite awaits your personal touch, while the additional bedrooms and bathrooms provide plenty of space for comfortable living. Enjoy the privacy and beauty of the large, FENCED backyard, with abundant trees offering a peaceful retreat. A spacious back deck made with Trex decking is perfect for grilling or outdoor entertaining, while the SCREENED-IN PORCH, freshly stained in 2023, offers a serene space to unwind. Customize the large BONUS ROOM with its own closet and bathroom for your movie room, HOME OFFICE, or playroom. Oversized GARAGE can accommodate a combination of a boat, toys, ATV's, and cars. The home's crawlspace has been encapsulated. With a new A/C unit in 2023 and recent exterior painting, this home is move-in ready. LOCATION: Only 5 minutes to Pruett's Market, Signal Mountain Golf & Country Club, Signal Mountain top-rated school, and endless outdoor mountain recreation. Just 20 minutes to the vibrant city of Downtown Chattanooga and 35 minutes to the Chattanooga Metropolitan Airport. Located in a prime Signal Mountain location, this home provides a rare combination of privacy and convenience!
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: First
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Fencing Fenced: Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Security Features:Security System: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Interior Features Breakfast Nook: Yes
  • Other Equipment:Dehumidifier: Yes
  • Parking Features Kitchen Level2: Yes
  • Utilities:Natural Gas Connected: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Special Features: None

Interior Features

  • Appliances: Tankless Water Heater, Refrigerator, Microwave, Gas Water Heater, Electric Range, Double Oven, Disposal, Dishwasher
  • Other Equipment: Dehumidifier
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Nook, Double Vanity, Eat-in Kitchen, En Suite, Kitchen Island, Open Floorplan, Primary Downstairs, Separate Dining Room, Tub/shower Combo, Wet Bar
  • Window Features: Screens
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Gas Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Fireplace Features:Great Room2: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Wet Bar: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Kitchen Island: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Wood Siding
  • Exterior Features: Lighting, Rain Gutters
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Screened
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Lighting: Yes
  • Construction Materials:Wood Siding: Yes
  • Exterior Features:Rain Gutters: Yes
  • Window Features:Screens: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Garage Faces Front, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Laundry Room
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Thrasher Elementary
  • High School: Signal Mtn
  • Middle Or Junior School: Signal Mountain Middle

Lot Info

  • Lot Size Sq Ft: 27442.8
  • Additional Parcels: No
  • Parcel #: 097m D 007
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4006.44

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2025
Closed on
Mar 14, 2025
Sold by
Petree Corey and Petree Brys
Bought by
Petree Revocable Trust and Petree
Seller's Agent
Todd Henon
Keller Williams Realty
Buyer's Agent
Christian Beairsto
Berkshire Hathaway HomeServices J Douglas Properties
List Price
$810,000
Sold Price
$811,000
Premium/Discount to List
$1,000
0.12%
Views
18
Current Estimated Value
$813,911

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,911
Avg. Annual Appreciation
0.47%
Original Mortgage
$648,800
Outstanding Balance
$644,974
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$168,937

Purchase Details

Listed on
Feb 20, 2025
Closed on
Mar 13, 2025
Sold by
Siemers Arthur A and Siemers Erica J
Bought by
Petree Corey and Petree Brys
Seller's Agent
Todd Henon
Keller Williams Realty
Buyer's Agent
Christian Beairsto
Berkshire Hathaway HomeServices J Douglas Properties
List Price
$810,000
Sold Price
$811,000
Premium/Discount to List
$1,000
0.12%
Views
18

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$648,800
Outstanding Balance
$644,974
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$168,937

Purchase Details

Listed on
Apr 27, 2022
Closed on
May 20, 2022
Sold by
Holloway Thomas L and Holloway Lorraine A
Bought by
Siemers Arthur A and Siemers Erica J
Seller's Agent
Todd Henon
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Claire Smith
Real Estate Partners Chattanooga, LLC
List Price
$725,000
Sold Price
$800,000
Premium/Discount to List
$75,000
10.34%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.49%

Purchase Details

Closed on
Oct 7, 1996
Sold by
Feher Michael Roy and Feher Sharon Renee
Bought by
Holloway Thomas L and Holloway Lorraine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
7.87%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Petree Revocable Trust -- Cumberland Title
Petree Corey $811,000 Cumberland Title & Guaranty
Siemers Arthur A $800,000 Jones Title
Holloway Thomas L $220,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Petree Corey $648,800
Previous Owner Holloway Thomas L $170,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/14/2025 03/14/25 Sold $811,000 +0.1% $254 / Sq Ft
02/23/2025 02/23/25 Pending -- -- --
02/20/2025 02/20/25 For Sale $810,000 +1.3% $253 / Sq Ft
05/20/2022 05/20/22 Sold $800,000 +10.3% $250 / Sq Ft View Prior Sale
04/28/2022 04/28/22 Pending -- -- --
04/27/2022 04/27/22 For Sale $725,000 -- $227 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,276 $101,725 $0 $0
2023 $2,276 $101,725 $0 $0
2022 $2,276 $101,725 $0 $0
2021 $2,276 $101,725 $0 $0
2020 $2,291 $82,850 $0 $0
2019 $2,291 $82,850 $0 $0
2018 $2,291 $82,850 $0 $0
2017 $2,291 $82,850 $0 $0
2016 $1,983 $0 $0 $0
2015 $1,983 $71,700 $0 $0
2014 $1,983 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1507738

Greater Chattanooga REALTORS®

APN: 097M-D-007