NOT LISTED FOR SALE

403 N Emily St Ludington, MI 49431

Estimated Value: $337,000 - $416,000

4 Beds
2.5 Baths
3,046 Sq Ft
$121/Sq Ft Est. Value

Last Sold June 29, 2020

Last sale price $249,000 $82 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $2,404/month

Highlights

  • Deck
  • Wood Flooring
  • Porch
  • Family Room with Fireplace
  • Mud Room
  • 2 Car Attached Garage

About This Home

As of June 2020

Mid Century Modern, ranch style home. 4 bed, 3 baths. Comfortable main floor living. Enjoy the spacious living room w/2-sided gas fireplace open to the family room. Large dining room, breakfast bar, roomy kitchen w/ plenty of cabinets & a lovely all season room w/plenty of windows that opens to the newer back deck. Master suite w/full bath, 2 more bedrooms, plenty of closet space, updated 2nd full bath, laundry & family room complete the main floor. 2-car attached garage. 2016 updates: roof/furnace, wood floors in kitchen/laundry, carpet in living room, master bedroom & basement. Full finished basement w/workshop, storage area & bedroom (seller to install egress window prior to close)w/ 1/2 bath. Double lot, paved driveway, landscaping & new gutters. Buyer to verify all info/measurements. NO in person showings allowed until further notice from the seller.

Last Agent to Sell the Property

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 05/08/2020

Last Buyer's Agent

Mary Jo Pung

Greenridge Realty S Rath License #6502373040

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,542

Year Built

  • Built in 1965

Lot Details

  • 0.39 Acre Lot
  • Lot Dimensions are 120 x 140
  • Shrub
  • Garden
  • Property is zoned R2A, R2A

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Window Treatments
  • Mud Room
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Recreation Room with Fireplace
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Range<<rangeHoodToken>>
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • 1 Bedroom in Basement

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,542

Year Built

Built in 1965

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1965
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 120 x 140
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3046.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 3542.0
  • Tax Info:Zoning3: R2A
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Low Emissivity Windows: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Water Heater:Natural Gas4: Yes
  • Landscape:Garden Area: Yes
  • Landscape:Flower Garden: Yes
  • General Property Info:SqFt Above Grade: 1788.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room, Gas Log, Living Room, Recreation Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 3046.0
  • Window Features: Low-Emissivity Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Half Baths: 1
  • Basement Rooms:Basement Finished SQFT: 1258.0
  • Basement Rooms:Total Basement SQFT: 1788.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Family: Yes
  • Fireplace:Rec Room: Yes
  • Below Grade Sq Ft: 1258.0

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • List Price: 249000.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Deck, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Brick: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Connected, Natural Gas Connected, Cable Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.39
  • Lot Size Area: 0.39
  • Lot Dimensions: 120 x 140
  • Lot Size Sq Ft: 16814.0
  • Zoning Description: R2A
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3542.0
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2020
Closed on
Jun 29, 2020
Sold by
Bullion Donald and Bullion Derba
Bought by
Myers Claudia A and Mateivich Jean
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Mary Jo Pung
Greenridge Realty S Rath
List Price
$249,000
Sold Price
$249,000
Current Estimated Value
$367,583

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$118,583
Avg. Annual Appreciation
8.00%
Original Mortgage
$199,200
Outstanding Balance
$178,897
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$188,686

Purchase Details

Listed on
Nov 15, 2016
Closed on
Nov 14, 2016
Sold by
Stevenson Patricia
Bought by
Bullion Donald and Bullion Debra
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Debby Stevenson
Greenridge Realty S Rath
List Price
$170,000
Sold Price
$170,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.12%
Original Mortgage
$136,000
Interest Rate
3.47%

Purchase Details

Listed on
Aug 4, 2016
Closed on
Aug 31, 2016
Sold by
Bass Thomas Andrew and Bass Terri
Bought by
Stevenson Patricia
Seller's Agent
Lois Mitzelfeld-Janish
LIGHTHOUSE REALTY-Ludington
Buyer's Agent
Debby Stevenson
LIGHTHOUSE REALTY-Ludington
List Price
$179,000
Sold Price
$160,500
Premium/Discount to List
-$18,500
-10.34%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.50%

Purchase Details

Listed on
Oct 3, 2011
Closed on
May 10, 2012
Sold by
Twardy Kevin A
Bought by
Bass Thomas Andrew
Seller's Agent
Sandie DeHamer
Berkshire Hathaway HomeServices Michigan Real Estate (Main)
Buyer's Agent
EUGENE RIGGS
Selleio Michigan
List Price
$164,900
Sold Price
$156,000
Premium/Discount to List
-$8,900
-5.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.66%
Original Mortgage
$152,045
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 9, 2005
Sold by
Kennedy Stephen R and The Beverly N Kennedy Revocabl
Bought by
Twardy Kevin A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 13, 2001
Sold by
Kennedy Elbert S and Kennedy Beverly N
Bought by
Kennedy Beverly N Revoc Trust

Purchase Details

Closed on
Jul 1, 1997
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Myers Claudia A $249,000 None Available
Bullion Donald $170,000 None Available
Stevenson Patricia -- Gold Coast Title
Bass Thomas Andrew $156,000 None Available
Twardy Kevin A $170,000 Lakeshore Land & Title
Kennedy Beverly N Revoc Trust -- --
-- $139,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Myers Claudia A $199,200
Previous Owner Bullion Donald $136,000
Previous Owner Bass Thomas Andrew $152,045
Previous Owner Twardy Kevin A $32,940
Previous Owner Twardy Kevin A $140,760
Previous Owner Twardy Kevin A $26,000
Previous Owner Twardy Kevin A $136,000
Previous Owner Twardy Kevin A $25,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/29/2020 06/29/20 Sold $249,000 0.0% $82 / Sq Ft
05/08/2020 05/08/20 For Sale $249,000 +46.5% $82 / Sq Ft
03/27/2020 03/27/20 Pending -- -- --
11/15/2016 11/15/16 For Sale $170,000 0.0% $56 / Sq Ft
11/14/2016 11/14/16 Sold $170,000 +5.9% $56 / Sq Ft
11/14/2016 11/14/16 Pending -- -- --
08/31/2016 08/31/16 Sold $160,500 -10.3% $52 / Sq Ft
08/24/2016 08/24/16 Pending -- -- --
08/04/2016 08/04/16 For Sale $179,000 +14.7% $59 / Sq Ft
05/10/2012 05/10/12 Sold $156,000 -5.4% $51 / Sq Ft
02/07/2012 02/07/12 Pending -- -- --
10/03/2011 10/03/11 For Sale $164,900 -- $54 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $163,300 $163,300 $0
2023 -- $140,500 $140,500 $0
2022 -- $116,700 $0 $0
2021 $1,176 $106,800 $0 $0
2020 $1,176 $94,200 $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20011523

Southwestern Michigan Association of REALTORS®

APN: 051-205-020-00