NOT LISTED FOR SALE

403 N Porter St Elgin, IL 60120

Estimated Value: $240,000 - $292,000

3 Beds
2 Baths
1,368 Sq Ft
$199/Sq Ft Est. Value

Last Sold October 09, 2015

Last sale price $145,000 $106 Per Sq Ft

Est. 87% increase in value since last sale

Current estimated payment $1,877/month

16 Days on Market

Highlights

  • Deck
  • Corner Lot
  • Sitting Room
  • Main Floor Bedroom
  • Den
  • Formal Dining Room

About This Home

As of October 2015

BEAUTIFULLY REMODELED KITCHEN WITH 42" MAPLE, RAISED PANEL CABINETS, GRANITE LIKE COUNTERTOP & STAINLESS STEEL APPLIANCES. BATHS WITH GORGEOUS TILE WORK, GLEAMING WOOD LAMINATED FLOORS & CARPET. COMPLETELY REHABBED DOWN TO STUDS!!! NEW INSULATION, PLUMBING, ELECTRIC, DRYWALL, WATER HEATER, SIDING, WINDOWS, DOORS, FLOORS. HUGE FENCED IN BACK YARD. NOTHING TO DO BUT MOVE IN. CONVENIENTLY LOCATED, DON'T MISS THIS OPPORTUNITY!!!

Last Agent to Sell the Property

Brenda Puga Alfonzo

Brenda E Puga License #471006802 Listed on: 08/15/2015

Last Buyer's Agent

Brenda Puga Alfonzo

Brenda E Puga License #471006802 Listed on: 08/15/2015

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,504

Year Built

  • Built in 1920

Lot Details

  • Lot Dimensions are 66x132
  • Fenced Yard
  • Corner Lot
  • Paved or Partially Paved Lot

Parking

  • 2 Car Detached Garage
  • No Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Bungalow
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,368 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Den
  • Laminate Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Unfinished Attic

Kitchen

  • Range
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Deck
  • Porch

Schools

  • Sheridan Elementary School
  • Larsen Middle School
  • Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,504

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Bungalow
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1920
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: Commuter Bus,Commuter Train
  • Rehab (Y/N): Yes
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Wood Laminate Floors, First Floor Bedroom, First Floor Full Bath
  • LivingArea: 1368
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Room Type: Den, Sitting Room
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Attic: Unfinished

Exterior Features

  • ExteriorFeatures: Deck, Porch, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 145000
  • Lot Features: Corner Lot, Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Driveway
  • ParkingTotal: 2
  • Number of Cars: 4
  • Driveway: Concrete
  • Garage Details: None/NA
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: SHERIDAN ELEMENTARY SCHOOL
  • High School: ELGIN HIGH SCHOOL
  • Middle/Junior School: LARSEN MIDDLE SCHOOL
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 66X132
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3504
  • Tax Year: 2014
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2015
Closed on
Oct 9, 2015
Sold by
Flores Victor
Bought by
Espinosa Manuel and Espinoza Ofelia
Seller's Agent
Brenda Puga Alfonzo
Brenda E Puga
Buyer's Agent
Brenda Puga Alfonzo
Brenda E Puga
List Price
$145,000
Sold Price
$145,000
Current Estimated Value
$271,764

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$126,764
Avg. Annual Appreciation
6.10%
Original Mortgage
$142,373
Outstanding Balance
$113,523
Interest Rate
4.12%
Mortgage Type
FHA
Estimated Equity
$148,394

Purchase Details

Closed on
Mar 27, 2015
Sold by
Nieves Pedro and Alvarez Audelia
Bought by
Flores Victor

Purchase Details

Listed on
Dec 11, 2012
Closed on
Feb 7, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Nievez Pedro and Alvarez Audelia
Seller's Agent
Mary Tremonte
Baird & Warner
Buyer's Agent
Brenda Puga Alfonzo
Brenda E Puga
List Price
$59,900
Sold Price
$52,500
Premium/Discount to List
-$7,400
-12.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.59%

Purchase Details

Closed on
Sep 24, 2012
Sold by
Antemate Onesimo
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Aug 3, 2007
Sold by
Antemate Onesimo and Medina Rosalba
Bought by
Antemate Onesimo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,750
Interest Rate
6.69%
Mortgage Type
Unknown

Purchase Details

Closed on
Jan 31, 2006
Sold by
Antemate Onesimo and Medina Rosalva
Bought by
Antemate Onesimo and Medina Rosalba

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,500
Interest Rate
7.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 16, 2003
Sold by
Antemate Onesimo and Medina Rosalba
Bought by
Antemate Onesimo and Medina Rosalba

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 31, 2001
Sold by
Lipinski Dwayne C and Lipinski Renata M
Bought by
Antemate Onesimo and Medina Rosalva

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,967
Interest Rate
7.23%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Espinosa Manuel $145,000 Attorney
Flores Victor $60,000 Fidelity National Title
Nievez Pedro $52,500 None Available
Federal Home Loan Mortgage Corporation -- None Available
Antemate Onesimo -- Attorneys Title Guaranty Fun
Antemate Onesimo -- Attorneys Title Guaranty Fun
Antemate Onesimo -- First American Title
Antemate Onesimo $125,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Espinosa Manuel $142,373
Previous Owner Antemate Onesimo $164,000
Previous Owner Antemate Onesimo $180,500
Previous Owner Antemate Onesimo $128,000
Previous Owner Antemate Onesimo $122,967
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/09/2015 10/09/15 Sold $145,000 0.0% $106 / Sq Ft
08/29/2015 08/29/15 Pending -- -- --
08/27/2015 08/27/15 Off Market $145,000 -- --
08/18/2015 08/18/15 Pending -- -- --
08/13/2015 08/13/15 For Sale $145,000 +176.2% $106 / Sq Ft
02/19/2013 02/19/13 Sold $52,500 -4.4% $38 / Sq Ft
01/23/2013 01/23/13 Pending -- -- --
01/09/2013 01/09/13 Price Changed $54,900 -8.3% $39 / Sq Ft
12/11/2012 12/11/12 For Sale $59,900 -- $43 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,226 $73,301 $12,559 $60,742
2023 $4,963 $66,222 $11,346 $54,876
2022 $4,716 $60,383 $10,346 $50,037
2021 $4,501 $56,454 $9,673 $46,781
2020 $4,174 $51,767 $9,234 $42,533
2019 $4,045 $49,311 $8,796 $40,515
2018 $3,628 $42,693 $8,286 $34,407
2017 $3,534 $40,360 $7,833 $32,527
2016 $3,353 $37,443 $7,267 $30,176
2015 -- $34,320 $6,661 $27,659
2014 -- $33,897 $6,579 $27,318
2013 -- $39,740 $6,753 $32,987
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 09012615

Midwest Real Estate Data (MRED)

APN: 06-12-462-004