$949,900

403 Nivens Cove Rd Mount Holly, NC 28120

Estimated payment $5,688/month

Total Views 1,222
2 Beds
2 Baths
1,886 Sq Ft
$504 Price per Sq Ft

Highlights

  • Popular Property
  • Guest House
  • Deck
  • Boathouse
  • Waterfront
  • Traditional Architecture

About This Home

A rare opportunity on Mountain Island Lake, this 1.23-acre waterfront property offers over 450 feet of shoreline with expansive open water views, just 13 miles from Uptown Charlotte. The property includes a private dock and boathouse, providing easy access to boating and water activities. A 947 sq. ft. guest apartment sits above the three-car garage, perfect for visitors. Whether you’re looking to renovate the existing structures or build a custom lakefront estate, this property offers endless potential. With its prime location and sweeping views, it’s the ideal setting to create your private lakeside retreat on one of Charlotte’s most desirable lakes. Properties like this are rarely available offering both privacy and convenience with easy access to it all!

Listing Agent

Jamie Werkman

I SHARE REALTY LLC Brokerage Email: isharerealtyllc@gmail.com License #253447 Listed on: 07/19/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,188

Year Built

  • Built in 1965

Lot Details

  • Waterfront
  • Partially Fenced Property
  • Irrigation
  • Property is zoned R1

Parking

  • 3 Car Detached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,886 Sq Ft Home
  • 1-Story Property
  • Propane Fireplace
  • Family Room with Fireplace
  • Water Views
  • Crawl Space
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Boathouse
  • Deck
  • Wrap Around Porch

Additional Homes

  • Guest House

Utilities

  • Central Air
  • Heat Pump System
  • Septic Tank

Community Details

  • Mountain Island Lake Subdivision

Listing and Financial Details

  • Assessor Parcel Number 176180

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,188

Year Built

Built in 1965

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1965
  • Second Living Quarters: Exterior Not Connected,Guest House,Separate Utilities,Upper Level Garage
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 503.66
  • Geocode Confidence: Medium
  • Attribution Contact: isharerealtyllc@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Breakfast Bar, Kitchen Island, Split Bedroom
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1886
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Microwave
  • Above Grade Finished Sq Ft: 1886
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Family Room, Propane
  • Living Area: 1886
  • Bedroom Main: 2
  • Room Count: 8
  • Sq Ft Other: 970

Exterior Features

  • Exterior Features: Dock - Floating, In-Ground Irrigation
  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Fencing: Partial
  • View: Water
  • Water Body Name: Mountain Island Lake
  • Waterfront Features: Boat House, Dock
  • Construction Type: Vinyl
  • Other Structures: Other - See Remarks
  • Patio And Porch Features: Deck, Wrap Around

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Detached Garage

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Inside
  • Cooling: Central Air, Heat Pump
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Views, Waterfront
  • Lot Size Area: 1.23
  • Lot Size Units: Acres
  • Parcel Number: 176180
  • Additional Parcels: No
  • Zoning Specification: R1

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,188 $726,620 $275,670 $450,950
2023 $5,050 $726,620 $275,670 $450,950
2022 $3,775 $410,310 $206,750 $203,560
2021 $3,869 $410,310 $206,750 $203,560
2019 $3,828 $410,310 $206,750 $203,560
2018 $3,336 $339,044 $183,780 $155,264
2017 $3,323 $339,044 $183,780 $155,264
2016 $3,306 $339,044 $0 $0
2014 $3,531 $362,157 $204,200 $157,957
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2025 07/19/25 For Sale $949,900 -- $504 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Deed $208,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $131,910 New Conventional
Closed $140,650 New Conventional
Closed $195,000 Credit Line Revolving
Closed $115,100 Credit Line Revolving
Closed $265,000 Unknown
Closed $250,000 Unknown
Closed $190,000 Unknown
Source: Public Records

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4282822

Canopy MLS (Canopy Realtor® Association)

APN: 176180