$824,000
PENDING $225K PRICE DROP

403 Normandy Rd Madeira Beach, FL 33708

Estimated payment $5,462/month

Total Views 13,374
3 Beds
2 Baths
1,826 Sq Ft
$451 Price per Sq Ft

Highlights

  • 65 Feet of Bay Harbor Waterfront
  • Dock has access to electricity
  • Boat Lift
  • Orange Grove Elementary School Rated A
  • Access To Intracoastal Waterway
  • Intracoastal View

About This Home

One or more photo(s) has been virtually staged. Short Sale. Please note - the listed price is the minimum the lender will accept. Offers below this price will not be accepted. Live the Island Life in Style - Just Steps from the Sand! Ready for immediate occupancy, this beautifully remodeled waterfront retreat is your gateway to the ultimate coastal lifestyle. Meticulously renovated from ceiling to baseboard, no detail has been overlooked in creating a home of unmatched quality and comfort. The property boasts new walls with added insulation, new ceilings throughout, including ship lap detailing in the main living area, and an additional coating over the new roof, all designed to enhance the home's energy efficiency and long-term value. Perfectly positioned just a 5-minute walk to the beach, a 15-minute stroll to the vibrant shops and restaurants of John's Pass, and only a 10-minute boat ride to the open Gulf, this home also offers a 5-minute cruise to some of the area's most popular sandbars - perfect for weekend adventures. Inside, you'll discover a spacious, light-filled open-concept layout with three generous bedrooms and two fully updated bathrooms. The coastal-inspired design showcases wood-look tile flooring, a cozy fireplace for cooler nights, and a chef’s kitchen featuring sleek quartz countertops, abundant cabinetry, and a layout that keeps you connected while entertaining. Seller will give an allowance for an appliance package with an acceptable offer. Recent updates include a new roof in 2023, adding peace of mind and long-term value. Step outside to your own private oasis: a large pavered patio, covered outdoor bar, and a sparkling waterfront pool ideal for sun-soaked days or evening gatherings. For boating enthusiasts, the home features a deep water dock with a 12,000 lb boat lift, providing fast access to the Intracoastal Waterway, the Gulf of Mexico, and beyond. The fully fenced yard adds an extra layer of privacy and security - ideal for both pets and people. Whether you’re searching for a full-time waterfront residence or a dreamy vacation escape, this island-style home checks all the boxes. Schedule your private showing today—and start living the coastal dream!

Listing Agent

Michael Wyckoff

ENGEL & VOLKERS MADEIRA BEACH Brokerage Phone: 727-394-7365 License #3006024 Listed on: 06/04/2025

ENGEL & VOLKERS MADEIRA BEACH

Co-Listing Agent

Ineta Kalnina

ENGEL & VOLKERS MADEIRA BEACH Brokerage Phone: 727-394-7365 License #3351610

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,893

Year Built

  • Built in 1953

Lot Details

  • 7,475 Sq Ft Lot
  • 65 Feet of Bay Harbor Waterfront
  • Northwest Facing Home
  • Wood Fence
  • Mature Landscaping
  • Irrigation Equipment

Parking

  • 1 Car Attached Garage
  • Driveway

Property Views

  • Intracoastal
  • Full Bay or Harbor
  • Canal

Home Design

  • Slab Foundation
  • Block Exterior

Interior Spaces

  • 1,826 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room
  • Living Room with Fireplace
  • Tile Flooring
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Stone Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Access To Intracoastal Waterway
  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Boat Lift
  • Dock has access to electricity
  • Dock made with wood
  • Open Dock
  • Covered Patio or Porch
  • Outdoor Storage
  • Private Mailbox

Schools

  • Orange Grove Elementary School
  • Seminole Middle School
  • Seminole High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Island Estates Unit 1 Sec A Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,893

Year Built

Built in 1953

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 1826
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1953
  • Building Area Total: 2271
  • Lot Size Sq Ft: 7475
  • Status: Pending
  • Co List Office Mls Id: MFR283504628
  • Co List Office Phone: 727-394-7365
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 210.98
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: Gulf to Bay Blvd, Suite 601
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 451.26
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock - Wood,Dock w/Electric,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 727-394-7365
  • Tax Year: 2024
  • Special Features: 4108

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Open Floorplan, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Microwave
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 169.64

Exterior Features

  • Direction Faces: Northwest
  • Other Structures: Storage
  • Pool Features: In Ground
  • Exterior Features: Private Mailbox, Storage
  • Roof: Other
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Patio
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater,Intracoastal Waterway
  • Water Extras: Lift,No Wake Zone,Seawall - Concrete
  • Water View: Bay/Harbor - Partial,Canal,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 65
  • Flood Zone Panel: 12103C0191H
  • Water Frontage Feet Bay Harbor: 65

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Orange Grove Elementary-PN
  • High School: Seminole High-PN
  • Middle Or Junior School: Seminole Middle-PN

Lot Info

  • Parcel Number: 15-31-15-43290-000-0020
  • Additional Parcels: No
  • Fencing: Fenced, Wood
  • Flood Zone Code: AE

Rental Info

  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please confirm lease restrictions with the City of Madeira Beach

Tax Info

  • Tax Annual Amount: 13893
  • Tax Block: 000
  • Tax Book Number: 30-16
  • Tax Lot: 2

Multi Family

  • Waterfront Features: Bay/Harbor

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,893 $570,949 $451,837 $119,112
2024 $13,749 $919,359 -- --
2023 $13,749 $892,582 $0 $0
2022 $4,796 $335,830 $0 $0
2021 $4,883 $326,049 $0 $0
2020 $4,866 $320,677 $0 $0
2019 $4,789 $313,467 $0 $0
2018 $4,589 $307,622 $0 $0
2017 $4,164 $278,479 $0 $0
2016 $4,140 $272,751 $0 $0
2015 $4,218 $270,855 $0 $0
2014 $4,153 $268,705 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/14/2025 12/14/25 Pending -- -- --
12/05/2025 12/05/25 Price Changed $824,000 -2.9% $451 / Sq Ft
11/01/2025 11/01/25 Price Changed $849,000 -5.6% $465 / Sq Ft
10/10/2025 10/10/25 Price Changed $899,000 -5.4% $492 / Sq Ft
09/24/2025 09/24/25 Price Changed $950,000 -3.6% $520 / Sq Ft
07/30/2025 07/30/25 Price Changed $985,000 -1.4% $539 / Sq Ft
06/19/2025 06/19/25 Price Changed $999,000 -4.8% $547 / Sq Ft
06/04/2025 06/04/25 For Sale $1,049,000 -4.6% $574 / Sq Ft
08/30/2022 08/30/22 Sold $1,100,000 -18.5% $627 / Sq Ft View Prior Sale
07/28/2022 07/28/22 Pending -- -- --
07/19/2022 07/19/22 For Sale $1,350,000 +22.7% $770 / Sq Ft
05/28/2022 05/28/22 Off Market $1,100,000 -- --
05/26/2022 05/26/22 For Sale $1,350,000 -- $770 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $1,100,000 --
Corporate Deed $255,000 Alpha Omega Title Services I
Trustee Deed $185,200 None Available
Warranty Deed $150,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $880,000 New Conventional
Previous Owner $248,535 FHA
Previous Owner $220,000 New Conventional
Previous Owner $30,000 Credit Line Revolving
Previous Owner $135,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8391830

Stellar MLS

APN: 15-31-15-43290-000-0020